12 Cherry St, Westfield MA 01085
Westfield, MA 01085
$339,000
Est. $2,582/month
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About this home
10.5 & 12 Cherry St is a rare 2 & 3 income producing unit property across two different buildings operating and cash flowing from day one and offering together. Currently producing around $3850 plus a vacant unit. Unit mix features well-maintained 1-bedroom apartments with open layouts, natural light, and private entrances for each apartment. Gas heat throughout, vinyl siding, covered porches, and 5 dedicated off-street parking spaces. Combined 2,455sq ft of living space across both buildings. Ideally located minutes from downtown Westfield, Route 20, and I-90, with walkable access to shopping, dining, and public transit. Close proximity to Westfield State University supports consistent rental demand year-round. Strong current income with value-add potential. Ideal for the owner-occupant looking to offset their mortgage with rental income, or the investor expanding their portfolio in a proven Western MA rental market.
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Recently Sold Nearby
Property History
Market Insights
Property Timeline
Pending Sale
Jul 29, 2026
Offer accepted, sale pending
Listed for Sale
Jun 26, 2026
$339,000
Original listing
Office: Real Broker MA, LLC
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 07/29/2026 | ⏳ Pending Sale | - | - | - | Offer accepted, sale pending |
| 06/26/2026 | 🏠 Listed for Sale | $339,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $8,011 | $504,700 |
Financial Details
Annual Property Tax
$8,011
Tax Year 2026
Assessed Value
$504,700
Facts & Features
Home Facts
Type
Residential Income
Style
5-9 Family
Year Built
1920
Living Area
2,445 sq ft
Lot Size
0.13 acres
Bedrooms
6
Full Baths
5
Total Rooms
17
Investment Metrics
Units
5
Unit 1 Rent
$1,050/mo · Y
Unit 2 Rent
$950/mo · Y
Unit 3 Rent
— · Y
Unit 4 Rent
$925/mo · Y
Total Monthly Rent
$2,925/mo
Gross Income
$45,900
Net Operating Income
$20,648
Operating Expenses
$14,452
Water/Sewer Expense
$2,100
Electric Expense
$1,802
Insurance Expense
$3,500
Cap Rate
6.09%
Interior
Heating
None
Cooling
None
Flooring
None
Appliances
Range, Microwave, Refrigerator
Fireplace
None
Fireplaces
2
Basement
Full
Laundry
None
Features
Living Room, Kitchen, Dining Room
Exterior
Construction
None
Architecture
None
Roof
None
Features
None
Pool
None
Spa
None
Fencing
None
Patio/Porch
None
Parking
Features
None
Total Spaces
5
Utilities
Electric
None
Water
Public
Sewer
Public Sewer
Gas
None
Other
None
Financial
Annual Tax
$8,011
Assessed Value
$504,700
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
MA Disclosures
Seller Disclosures
None
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
Sq Ft Source
Public Record
Documents
None
County
Hampden
Total market time (incl. prior listings)
33 days
Property Overview
Property Type
5-9 Family
Listing Type
Sale Pending
Year Built
1920
Bedrooms
6
Full Bathrooms
5
Living Area
2,445 sq ft
Total Rooms
17
Stories
6
Levels
6
Floor Layout
Interactive room guide
Floor Layout
Finished Area
2,445 sq ft above grade
Display Options
Room Markers
BABathroom (4)
BRBedroom (5)
DDining (1)
KKitchen (1)
LLiving (2)
OOffice (1)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Appliances:
Range, Microwave, Refrigerator
Interior Features:
Living Room, Kitchen, Dining Room
Windows:
Basement:
Full
Laundry:
Security:
Construction & Materials
Year Built:
1920
Structure Type:
Exterior Materials:
Roof:
Foundation:
Concrete Perimeter
Stories:
6
Heating, Cooling & Utilities
Heating:
Heating Zones:
5
Cooling:
Hot Water:
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Patio & Porch:
Fencing:
Other Structures:
Lot Features:
Cleared, Level
Road Surface:
Parking & Garage
Total Parking Spaces:
5
Parking Features:
Special Features
Fireplaces:
2
Fireplace Type:
Community Amenities:
Public Transportation, Shopping, Highway Access, Public School, University
Nearby Schools
School District
Westfield School District local
C
Where Graduates Go
Class of 2021
58%
attend college
40%
4-Year
18%
2-Year
10%
Out of State
2%
Working
School Safety
2024-25
5.0%
Above Average
3.7%
Suspensions
2.3%
In-School
1.3%
Emergency
0.5% below state avg
Elementary Schools
10 schools
St. Mary's Parish School - Elementary
0.2 mi
Grades PK-08
Full Gospel Christian School
0.9 mi
Grades K-08
White Oak School
4.3 mi
Grades 03-12
Westfield Christian Academy
4.6 mi
Grades K-09
Fort Meadow Early Childhood Center
< 0.1 mi
162 students
Moderate
Grades PK
Westfield River Elementary School
0.8 mi
|
27% Proficient
Grades PK-04
B-
Highland School
1.2 mi
|
#427 of 824
|
Score: 47.0
Improved 85 spots from last year
-11.3 below state avg
305 students
Moderate
Rising School
Grades PK-04
C
Munger Hill School
1.8 mi
|
#649 of 824
|
Score: 38.3
Dropped 235 spots from last year
-19.9 below state avg
320 students
Moderate
Grades PK-04
C
Paper Mill School
2.1 mi
|
#635 of 824
|
Score: 39.1
Dropped 79 spots from last year
-19.1 below state avg
312 students
Diverse
Grades K-04
B
Southampton Road School
2.2 mi
|
#412 of 824
|
Score: 47.4
Dropped 64 spots from last year
-10.8 below state avg
310 students
Moderate
Grades PK-04
Middle Schools
2 schools
C+
Westfield Intermediate School
2.4 mi
|
#552 of 824
|
Score: 42.9
Dropped 16 spots from last year
-15.3 below state avg
729 students
Moderate
Grades 05-06
B-
Westfield Middle School
0.8 mi
|
#201 of 352
|
Score: 40.6
Dropped 32 spots from last year
-17.6 below state avg
671 students
Moderate
Grades 07-08
High Schools
3 schools
St. Mary's Parish School - Secondary
0.2 mi
Grades 09-12
A
Westfield Technical Academy
0.9 mi
|
#5 of 25
|
Score: 50.0
Improved 190 spots from last year
-8.2 below state avg
557 students
Moderate
19 sports
• 508 athletes
Early College Program
High Graduation Rate
Rising School
Career Tech Programs
Grades 09-12
C+
Westfield High School
1.8 mi
|
#227 of 346
|
Score: 48.8
Improved 25 spots from last year
-9.4 below state avg
1,034 students
Moderate
20 sports
• 1,391 athletes
Early College Program
Rising School
Career Tech Programs
Strong Athletics
Grades 09-12
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Loan Amount
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After down payment
Total Interest
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Over life of loan
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Including down payment
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Down: $0
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Monthly Payment Breakdown
Principal & Interest
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Property Tax
$668
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
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Rate Impact
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Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
12 Cherry St, Westfield MA 01085
Westfield, MA 01085
Listing Information
Listing Agent
Arpan Tiwari
Listing Office
Real Broker MA, LLC
Office Phone
855-450-0442
Agent MLS ID
CN252227
Office MLS ID
AN4866
Listing Data Updated
Jul 29, 2026 12:40 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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