12 Abbott Street, Gardner MA 01440

Gardner, MA 01440
$549,900
Est. $3,439/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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3
Beds
2
Baths
2,587
Sq Ft
$213
Price/Sq Ft
0.19
Acres
1880
Year Built
1
Garage Space
23 minutes
Time on Market
For Sale Open House Listed Sep 21, 2026 • MLS# 73580222 Copied! • Updated Sep 21, 2026

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Open House Schedule

24
Sep
Thursday, September 24
4:00 PM - 5:30 PM EDT

About this home

Showings begin with Open House Thursday, September 24th from 4:00 to 5:30. Pride of ownership shines throughout this prestigious property, lovingly maintained by the same family for decades. You are welcomed by a lovely covered front porch, setting the tone for the warmth and character found throughout this special home. The first floor offers an inviting and spacious layout designed for both everyday living and entertaining. Features include a fireplaced living room, sunroom, formal dining room, family room, and a wonderful 3-season room. The eat-in kitchen with stove as well as Jenn Air cooktop, built in wine rack and an abundace of counter/work space includes a convenient office area and provides direct access to the backyard, where you'll find a private in-ground pool — perfect for summer enjoyment and entertaining family and friends. A full bath completes the first floor. The second floor offers a spacious primary bedroom, two additional bedrooms, and a second full bath. Walk-in and walk-up attic spaces provide an abundance of additional storage and offer excellent potential for future use. Beautiful hardwood floors throughout add timeless appeal, while an abundance of closets and storage spaces provides plenty of room to keep everything organized. A one-car garage/workshop offers added convenience and flexibility for hobbies, projects, or storage. Location is another standout feature, with the property situated just steps from Park Street Park. Enjoy waterviews of Crystal Lake, along with picnic tables, swing sets, benches, and walking trails — providing wonderful opportunities to enjoy the outdoors just moments from home. A cherished home filled with character, spacious living areas, hardwood floors, excellent storage, a private in-ground pool, and a desirable location — ready to begin its next chapter.

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Recently Sold Nearby

Property History

Property Timeline

🏠
Listed for Sale
Sep 21, 2026
$549,900
Original listing
Agent: Wendy Poudrette Office: Foster-Healey Real Estate

Tax History

Year Taxes Assessment
2026 $5,500 $399,400

Financial Details

Annual Property Tax
$5,500
Tax Year 2026
Assessed Value
$399,400

Facts & Features

1 Car Garage

Home Facts

Type Residential
Style Single Family Residence
Year Built 1880
Living Area 2,587 sq ft
Lot Size 0.19 acres
Bedrooms 3
Full Baths 2
Total Rooms 8

Interior

Heating Steam, Oil
Cooling None
Flooring Tile, Carpet, Hardwood, Flooring - Hardwood
Appliances Range, Dishwasher, Refrigerator
Fireplace Living Room
Fireplaces 1
Basement Unfinished
Laundry None
Features Office, Sun Room

Exterior

Construction Frame
Architecture Colonial
Roof Shingle
Features Porch, Pool - Inground
Pool In Ground
Spa None
Fencing None
Patio/Porch Porch
Garage Spaces 1
Has Garage Yes
Features Attached, Paved Drive, Off Street
Total Spaces 4
Electric Circuit Breakers
Water Public
Sewer Public Sewer
Gas None
Other For Gas Range, For Electric Range
Annual Tax $5,500
Assessed Value $399,400
Fee Includes None
Amenities None
Optional Fee Includes None
Lead Paint Unknown
Seller Disclosures None
Possession None
Accepted Financing None
Structure Type []
Sq Ft Source Measured
Documents None
County Worcester

Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1880
Bedrooms
3
Full Bathrooms
2
Living Area
2,587 sq ft
Total Rooms
8

Floor Layout

Interior Features

Flooring: Tile, Carpet, Hardwood, Flooring - Hardwood
Appliances: Range, Dishwasher, Refrigerator
Interior Features: Office, Sun Room
Windows: Insulated Windows
Basement: Unfinished
Laundry:
Security:

Construction & Materials

Style: Colonial
Year Built: 1880
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Concrete Perimeter, Brick/Mortar

Heating, Cooling & Utilities

Heating: Steam, Oil
Cooling: None
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Porch, Pool - Inground
Patio & Porch: Porch
Fencing:
Other Structures:
Lot Features: Corner Lot
Road Surface: Paved

Parking & Garage

Garage Spaces: 1
Garage Type: Attached
Total Parking Spaces: 4
Parking Features: Attached, Paved Drive, Off Street

Special Features

Fireplaces: 1
Fireplace Type: Living Room
Pool: Private Pool
Pool Features: In Ground
Community Amenities: Shopping, Pool, Park, Walk/Jog Trails, Golf, Medical Facility, Bike Path, Highway Access, House of Worship, Private School, Public School, University
School District
Gardner School District local
D
School Safety 2024-25
5.8% Above Average
5.6% Suspensions 0.5% In-School 0.2% Emergency
0.3% above state avg
E

Elementary Schools

2 schools
Wachusett Hills Christian School
2.7 mi
Grades K-08
C-
Gardner Elementary School
1.1 mi | #677 of 825 | Score: 37.1
Improved 88 spots from last year
-21.1 below state avg
1,071 students Diverse
Rising School Diverse Student Body
Grades PK-04
M

Middle Schools

1 school
D
Gardner Middle School
1.0 mi | #335 of 352 | Score: 27.0
Dropped 4 spots from last year
-31.2 below state avg
528 students Diverse
Grades 05-07
H

High Schools

2 schools
C+
Gardner High School
1.1 mi | #230 of 346 | Score: 49.5
Improved 83 spots from last year
-8.7 below state avg
797 students Diverse
15 sports • 820 athletes
Early College Program High Graduation Rate Rising School Career Tech Programs
Grades 08-12
D
Gardner Academy for Learning and Technology
0.8 mi | #325 of 346 | Score: 30.7
Improved 54 spots from last year
-27.5 below state avg
74 students Diverse
Early College Program Rising School Career Tech Programs
Grades 09-12
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Including down payment
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $458
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

12 Abbott Street, Gardner MA 01440

Gardner, MA 01440

Listing Information

Listing Agent Wendy Poudrette
Listing Office Foster-Healey Real Estate
Office Phone 978-537-8301
Agent MLS ID H8000329
Office MLS ID H10900
Listing Data Updated Sep 21, 2026 10:04 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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