FeaturesCloset, Flooring - Hardwood, Recessed Lighting
LevelSecond
118 Prospect St, Gloucester MA 01930
Gloucester, MA 01930
$1,200,000
Est. $6,755/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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About this home
Commanding a prominent presence in the heart of Gloucester’s historic Seaport, this stunning Victorian seamlessly blends timeless architectural character with exceptional modern updates. Tastefully renovated to the highest standards, this turnkey property preserves an abundance of original details while offering the efficiency, & amenities expected by today’s discerning buyer. Soaring ceilings & generously proportioned rooms create an elegant sense of scale throughout. The first-floor layout is perfectly suited to both day to day living and entertaining, with living & dining spaces flowing into a spacious kitchen featuring Café appliances, quartz counter tops, wine refrigerator & a striking marble backsplash. Upstairs, the palatial front-to-back primary suite offers a luxurious retreat, complete with a walk-in closet & spa-like bathroom featuring double vanity, shower & a soaking tub. A charming spiral staircase leads to the third floor turret room. Within the suite a bay window provides the perfect setting for an office or cozy reading nook. Thoughtful improvements include a new roof, Andersen high-efficiency windows, heat-pump water heater, heat-pump heating & cooling splits, red oak flooring, mahogany decking, and full insulation. The home also boasts a HERS rating, reflecting its enhanced energy efficiency. Exterior improvements include new landscaping with thoughtfully chosen plantings and trees, new sod, patio, cedar fencing, low voltage landscape lighting, expanded parking for two cars. New granite steps lead to the back yard and rear entrance, and repointed granite front steps lead to the original double entry doors, welcoming you into a home where historic elegance and modern sophistication come together effortlessly.
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Recently Sold Nearby
Property History
Market Insights
51.7%
Price Range
1
Previous Sales
Property Timeline
Listed for Sale
Sep 15, 2026
$1,200,000
Original listing
Agent: Margaret Maher
Office: William Raveis R.E. & Home Services
Previous Transaction - MLS #73468938
Full transaction history available when tracking began
Previously Sold
Feb 11, 2026
$580,000
MLS #73468938
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 09/15/2026 | 🏠 Listed for Sale | $1,200,000 | - | - | Original listing |
| 02/11/2026 | 🏷️ Previously Sold | $580,000 | - | - | MLS #73468938 |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $5,849 | $628,200 |
Financial Details
Annual Property Tax
$5,849
Tax Year 2026
Assessed Value
$628,200
Facts & Features
Home Facts
Type
Residential
Style
Single Family Residence
Year Built
1894
Living Area
2,200 sq ft
Lot Size
0.13 acres
Bedrooms
3
Full Baths
2
Half Baths
1
Total Rooms
6
Interior
Heating
Heat Pump
Cooling
Heat Pump
Flooring
Wood, Tile
Appliances
Electric Water Heater, Range, Dishwasher, Microwave, Refrigerator, Freezer, Wine Refrigerator
Fireplace
None
Basement
Full, Interior Entry, Unfinished
Laundry
Second Floor, Electric Dryer Hookup
Features
None
Exterior
Construction
None
Architecture
Victorian
Roof
Shingle
Features
Porch, Patio, Rain Gutters, Professional Landscaping, Fenced Yard, City View(s)
Pool
None
Spa
None
Fencing
Fenced
Patio/Porch
Porch, Patio
Parking
Features
Off Street, Paved
Total Spaces
2
Utilities
Electric
220 Volts
Water
Public
Sewer
Public Sewer
Gas
None
Other
For Electric Range, For Electric Oven, For Electric Dryer
Financial
Annual Tax
$5,849
Assessed Value
$628,200
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
Seller Has Never Lived In The Property. Property Was Renovated May-sept 2026.
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
House Color
Blue
Sq Ft Source
Measured
Sq Ft Disclosures
Square footage taken from floor plans
Documents
None
County
Essex
Property Overview
Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1894
Bedrooms
3
Full Bathrooms
2
Half Bathrooms
1
Living Area
2,200 sq ft
Total Rooms
6
Floor Layout
Interactive room guide
Floor Layout
Finished Area
2,200 sq ft above grade
FeaturesCloset, Flooring - Hardwood, Recessed Lighting
LevelSecond
FeaturesBathroom - Full, Bathroom - Double Vanity/Sink, Bathroom - Tiled With Shower Stall, Bathroom - With Tub, Flooring - Stone/Ceramic Tile
LevelSecond
FeaturesBathroom - Full, Bathroom - Double Vanity/Sink, Bathroom - Tiled With Tub, Flooring - Stone/Ceramic Tile
LevelSecond
FeaturesBathroom - Full, Walk-In Closet(s), Flooring - Hardwood, Recessed Lighting
LevelSecond
FeaturesFlooring - Hardwood, Countertops - Stone/Granite/Solid, Open Floorplan, Recessed Lighting, Remodeled, Wine Chiller, Lighting - Pendant
LevelMain,First
FeaturesFlooring - Hardwood, Recessed Lighting, Remodeled, Lighting - Pendant
LevelMain,First
FeaturesFlooring - Hardwood, Recessed Lighting, Remodeled
LevelMain,First
FeaturesYes
Display Options
Outdoor Areas
Patio & porchPorch, Patio
Room Markers
OOffice (1)
KKitchen (1)
BRBedroom (5)
BABathroom (4)
DDining (1)
LLiving (2)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Wood, Tile
Appliances:
Electric Water Heater, Range, Dishwasher, Microwave, Refrigerator, Freezer, Wine Refrigerator
Interior Features:
Windows:
Insulated Windows
Basement:
Full, Interior Entry, Unfinished
Laundry:
Second Floor, Electric Dryer Hookup
Security:
Construction & Materials
Style:
Victorian
Year Built:
1894
Structure Type:
Exterior Materials:
Roof:
Shingle
Foundation:
Other
Heating, Cooling & Utilities
Heating:
Heat Pump
Cooling:
Heat Pump
Hot Water:
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Porch, Patio, Rain Gutters, Professional Landscaping, Fenced Yard, City View(s)
Patio & Porch:
Porch, Patio
Fencing:
Fenced
Other Structures:
Lot Features:
Corner Lot
Road Surface:
Parking & Garage
Total Parking Spaces:
2
Parking Features:
Off Street, Paved
Special Features
View:
Yes
View Type:
City
Community Amenities:
Public Transportation, Shopping, Pool, Tennis Court(s), Park, Walk/Jog Trails, Golf, Medical Facility, Laundromat, Highway Access, House of Worship, Marina, Public School, T-Station
Nearby Schools
School District
Gloucester School District local
C-
Where Graduates Go
Class of 2021
42%
attend college
31%
4-Year
11%
2-Year
17%
Out of State
14%
Working
School Safety
2024-25
1.9%
Average
1.9%
Suspensions
0.5%
In-School
3.6% below state avg
Elementary Schools
3 schools
C
East Veterans Elementary School
0.5 mi
|
#650 of 825
|
Score: 38.3
Dropped 57 spots from last year
-20 below state avg
446 students
Diverse
Grades K-05
Gloucester PreSchool
0.8 mi
90 students
Moderate
Grades PK
Faith Christian School
1.5 mi
Grades PK-08
Middle Schools
2 schools
C+
Ralph B O'Maley Middle School
1.2 mi
|
#233 of 352
|
Score: 37.6
Improved 29 spots from last year
-20.6 below state avg
594 students
Moderate
Rising School
Grades 06-08
B+
Rockport Middle High School
3.5 mi
|
#135 of 346
|
Score: 57.5
Improved 6 spots from last year
-0.8 below state avg
359 students
Less Diverse
Strong AP Program
College Ready Curriculum
Strong Athletics
Grades 06-12
High Schools
1 school
C+
Gloucester High School
0.9 mi
|
#219 of 346
|
Score: 50.4
Improved 20 spots from last year
-7.8 below state avg
769 students
Moderate
17 sports
• 1,070 athletes
Rising School
Career Tech Programs
Strong Athletics
Grades 09-12
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Monthly Payment Calculator
Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$487
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
118 Prospect St, Gloucester MA 01930
Gloucester, MA 01930
Listing Information
Listing Agent
Margaret Maher
Listing Office
William Raveis R.E. & Home Services
Office Phone
978-704-9406
Agent MLS ID
C8001244
Office MLS ID
AN8310
Listing Data Updated
Sep 15, 2026 11:26 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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