118-120 Prescott Street, Reading MA 01867

Reading, MA 01867
$1,099,000
Est. $6,926/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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5
Beds
3.5
Baths
3,534
Sq Ft
$311
Price/Sq Ft
0.22
Acres
1916
Year Built
5
Parking
3 hours 23 minutes
Time on Market
For Sale Listed Sep 15, 2026 • MLS# 73577214 Copied! • Updated Sep 15, 2026

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About this home

An opportunity to own a spacious Philadelphia style 2 family home, located in the desirable west side of Reading. Excellent commuter location to the train, bus, I -93 and I-128 with easy access to the schools, library and the vibrant town center. Unit 1 features a living room, dining room, first floor study, kitchen, 2 bedrooms and 1.5 baths. Unit 2 offers a living room, dining room with a china cabinet, study, sunroom, 3 bedrooms plus 2 baths. Additional details include ample closets, hardwood floors, large unfinished basement, attic, a nice level back yard, deck, maintenance free vinyl siding and plenty of off street parking. Whether it is multi-generational living, owner-occupancy with supplemental rental income or a long-term investment, this solid home offers that flexibility.

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Property History

Property Timeline

🏠
Listed for Sale
Sep 15, 2026
$1,099,000
Original listing
Agent: Sumi Sinnatamby Office: Berkshire Hathaway HomeServices Commonwealth Real Estate

Tax History

Year Taxes Assessment
2026 $14,023 $1,279,500

Financial Details

Annual Property Tax
$14,023
Tax Year 2026
Assessed Value
$1,279,500

Facts & Features

Home Facts

Type Residential Income
Style 2 Family - 2 Units Up/Down
Year Built 1916
Living Area 3,534 sq ft
Lot Size 0.22 acres
Stories 4
Bedrooms 5
Full Baths 3
Half Baths 1
Total Rooms 14

Investment Metrics

Units 2
Unit 1 Rent — · N
Unit 2 Rent — · N
Heating None
Cooling None
Flooring Wood, Tile, Hardwood
Appliances Range, Microwave
Fireplace None
Fireplaces 2
Basement Full, Interior Entry, Bulkhead, Sump Pump
Laundry None
Features Living Room, Dining Room, Kitchen, Office/den, Sunroom
Construction Frame
Architecture None
Roof Shingle
Features None
Pool None
Spa None
Fencing None
Patio/Porch Deck
Features Paved Drive, Off Street
Total Spaces 5
Electric Circuit Breakers
Water Public
Sewer Public Sewer
Gas None
Other None

Financial

Annual Tax $14,023
Assessed Value $1,279,500
Fee Includes None
Amenities None
Optional Fee Includes None
Lead Paint Unknown
Seller Disclosures Both Fireplaces Have Not Been Used In Many Years, Refrigerators In Both Unit To Remain As Gifts.
Possession None
Accepted Financing None
Structure Type []
House Color Tan
Sq Ft Source Public Record
Sq Ft Disclosures Buyers to verify
Documents None
County Middlesex

Property Overview

Property Type
2 Family - 2 Units Up/Down
Listing Type
For Sale
Year Built
1916
Bedrooms
5
Full Bathrooms
3
Half Bathrooms
1
Living Area
3,534 sq ft
Total Rooms
14
Stories
4
Levels
4

Floor Layout

Interior Features

Flooring: Wood, Tile, Hardwood
Appliances: Range, Microwave
Interior Features: Living Room, Dining Room, Kitchen, Office/Den, Sunroom
Windows:
Basement: Full, Interior Entry, Bulkhead, Sump Pump
Laundry:
Security:

Construction & Materials

Year Built: 1916
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Stone
Stories: 4

Heating, Cooling & Utilities

Heating:
Cooling:
Hot Water: Natural Gas
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features:
Patio & Porch: Deck
Fencing:
Other Structures:
Lot Features:
Road Surface:

Parking & Garage

Total Parking Spaces: 5
Parking Features: Paved Drive, Off Street

Special Features

Fireplaces: 2
Fireplace Type:
Community Amenities: Public Transportation, Shopping, Tennis Court(s), Park, Conservation Area, Highway Access, House of Worship, Private School, Public School, T-Station
School District
Reading School District local
A
School Safety 2024-25
0.4% Low
0.4% Suspensions 0.2% In-School
5.1% below state avg
E

Elementary Schools

3 schools
A+
Joshua Eaton School
0.4 mi | #83 of 825 | Score: 60.1
Improved 44 spots from last year
+1.9 above state avg
401 students Moderate
Rising School Strong Attendance
Grades K-05
A
Alice M Barrows School
0.6 mi | #155 of 825 | Score: 56.8
Dropped 79 spots from last year
-1.4 below state avg
368 students Less Diverse
Strong Attendance
Grades K-05
RISE PreSchool
1.2 mi
100 students Moderate
Grades PK
M

Middle Schools

3 schools
A
Walter S Parker Middle School
0.3 mi | #63 of 352 | Score: 54.6
Dropped 27 spots from last year
-3.6 below state avg
533 students Moderate
Strong Attendance
Grades 06-08
A
Arthur W Coolidge Middle School
1.4 mi | #43 of 352 | Score: 58.3
Improved 32 spots from last year
+0.1 above state avg
417 students Moderate
Rising School Strong Attendance
Grades 06-08
B
John F Kennedy Middle School
2.5 mi | #168 of 352 | Score: 42.9
Improved 50 spots from last year
-15.3 below state avg
498 students Diverse
Rising School Diverse Student Body Strong Attendance
Grades 06-08
H

High Schools

3 schools
Austin Prep School
1.1 mi
Grades 06-12
A
Reading Memorial High School
1.2 mi | #63 of 346 | Score: 65.6
Dropped 3 spots from last year
+7.4 above state avg
1,066 students Moderate
18 sports • 2,420 athletes
Strong AP Program High Graduation Rate College Ready Curriculum Strong Athletics
Grades 09-12
Nazareth Academy
2.2 mi
Grades 09-12
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Including down payment
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $1,169
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

118-120 Prescott Street, Reading MA 01867

Reading, MA 01867

Listing Information

Listing Agent Sumi Sinnatamby
Listing Office Berkshire Hathaway HomeServices Commonwealth Real Estate
Office Phone 781-942-2199
Agent MLS ID B0661874
Office MLS ID AN4881
Listing Data Updated Sep 15, 2026 10:46 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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