118-120 Charles St, Quincy MA 02169
Quincy, MA 02169
$760,000
Est. $4,788/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
Adjust the payment calculatorTrack this home for price, status, and open-house alerts.
About this home
Two separate single-family homes on one property, offering privacy, flexibility, and strong investment potential. Built in **2021**, both homes feature hardwood flooring, central A/C, gas heat and cooking, modern kitchens and baths, and in-unit laundry. Each home also offers a walk-up attic with full insulation for additional storage or future possibilities. Enjoy the convenience of modern construction along with the coastal lifestyle, with the water just a short walk away—perfect for relaxing, walking, and enjoying the sea breeze. Ideal for an owner-occupant, extended family, or investor looking for two completely separate living spaces.
View in the App
Save this property, schedule tours instantly, and get alerts when the price drops
Scan with phone
Public Records & Permits
Log in to view assessor & tax records, ownership history, and recent building permits for this property.
BMN Estimate
Get the number an algorithm can't give you
A free agent CMA factors in condition, upgrades, and the street — the things comps alone can't see.
Recently Sold Nearby
Property History
Property Timeline
Listed for Sale
Sep 19, 2026
$760,000
Original listing
Agent: Rebecca Huang
Office: William Raveis R.E. & Home Services
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 09/19/2026 | 🏠 Listed for Sale | $760,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $8,946 | $759,400 |
Financial Details
Annual Property Tax
$8,946
Tax Year 2026
Assessed Value
$759,400
Facts & Features
Home Facts
Type
Residential Income
Style
2 Family - 2 Units Side by Side
Year Built
2021
Living Area
1,368 sq ft
Lot Size
0.10 acres
Stories
2
Bedrooms
5
Full Baths
2
Total Rooms
10
Investment Metrics
Units
2
Unit 1 Rent
$2,700/mo · Y
Unit 2 Rent
$2,900/mo · N
Total Monthly Rent
$5,600/mo
Gross Income
$67,200
Net Operating Income
$67,200
Cap Rate
8.84%
Interior
Heating
None
Cooling
None
Flooring
None
Appliances
None
Fireplace
None
Basement
Crawl Space
Laundry
None
Features
None
Exterior
Construction
None
Architecture
None
Roof
Shingle
Features
None
Pool
None
Spa
None
Fencing
None
Patio/Porch
Porch, Deck
Parking
Features
Paved Drive
Total Spaces
6
Utilities
Electric
Circuit Breakers
Water
Public
Sewer
Public Sewer
Gas
None
Other
For Gas Range
Financial
Annual Tax
$8,946
Assessed Value
$759,400
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
Buyer And Buyer Agent Is Advised To Do Their Own Due Diligence. Seller Has Already Started The Paperwork To Separate The Two Houses As Two Condos.
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
Sq Ft Source
Public Record
Documents
None
County
Norfolk
Property Overview
Property Type
2 Family - 2 Units Side by Side
Listing Type
For Sale
Year Built
2021
Bedrooms
5
Full Bathrooms
2
Living Area
1,368 sq ft
Total Rooms
10
Stories
2
Levels
2
Floor Layout
Interactive room guide
Floor Layout
Finished Area
1,368 sq ft above grade
Display Options
Outdoor Areas
Patio & porchPorch, Deck
Room Markers
OOffice (1)
KKitchen (1)
BRBedroom (5)
BABathroom (4)
DDining (1)
LLiving (2)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Appliances:
Interior Features:
Windows:
Basement:
Crawl Space
Laundry:
Security:
Construction & Materials
Year Built:
2021
Structure Type:
Exterior Materials:
Roof:
Shingle
Foundation:
Concrete Perimeter
Stories:
2
Heating, Cooling & Utilities
Heating:
Cooling:
Hot Water:
Natural Gas
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Patio & Porch:
Porch, Deck
Fencing:
Other Structures:
Lot Features:
Road Surface:
Parking & Garage
Total Parking Spaces:
6
Parking Features:
Paved Drive
Special Features
Waterfront:
Yes
Waterfront Type:
Waterfront, Walk to, Public, 0 to 1/10 Mile To Beach, Beach Ownership(Public)
Community Amenities:
Public Transportation, Walk/Jog Trails, Highway Access
Nearby Schools
School information not available for this location.
Monthly Payment Calculator
Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$746
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
Loading map...
Neighborhood
118-120 Charles St, Quincy MA 02169
Quincy, MA 02169
Listing Information
Listing Agent
Rebecca Huang
Listing Office
William Raveis R.E. & Home Services
Office Phone
617-322-3933
Agent MLS ID
CN207682
Office MLS ID
AN0762
Listing Data Updated
Sep 18, 2026 10:04 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
Contact Us
Ask about this property — free, no obligation.
Similar Homes for Sale
Comparable Properties
Customize Comparable Search
Finding comparable properties...
Loading market insights for Quincy.