FeaturesFlooring - Hardwood, Flooring - Wall to Wall Carpet, Closet - Double
LevelSecond
115 Clover Rd., Ludlow MA 01056
Ludlow, MA 01056
$395,000
Est. $2,576/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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Open House Schedule
12
Sep
Saturday, September 12
11:00 AM - 1:00 PM EDT
About this home
Welcome Home! This inviting 3-bedroom, 1.5-bath raised ranch offers the perfect blend of comfort, updates, and outdoor living. Built in 1962 and lovingly maintained, this home features a 2-car garage and sits on a generous approximately 15,000 sq. ft. lot with privacy bushes, partial fencing, and an in-ground sprinkler system. The kitchen offers plenty of functionality with appliances included and direct access to the newer Trex deck—an ideal spot for morning coffee, summer gatherings, or relaxing at the end of the day. The lower level adds even more living and storage flexibility with a half bath, bar area, storage shelving, newer washer and dryer, newer furnace, central air, and a water heater replaced in 2025. Numerous important updates provide peace of mind, including a septic system replaced in 2026 with a passed Title V inspection, updated windows, a roof less than 20 years old, and improved attic insulation. With great outdoor space, abundant storage, a 2-car garage, and thoughtful updates throughout, this charming raised ranch is ready to welcome its next owner. Located minutes from I-90 Mass Pike, grocery stores, restaurants, retail stores and all the amenities this town has to offer!
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Recently Sold Nearby
Property History
Property Timeline
Listed for Sale
Sep 9, 2026
$395,000
Original listing
Office: LAER Realty Partners
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 09/09/2026 | 🏠 Listed for Sale | $395,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $4,545 | $283,900 |
Financial Details
Annual Property Tax
$4,545
Tax Year 2026
Assessed Value
$283,900
Facts & Features
2 Car Garage
Central AC
Home Facts
Type
Residential
Style
Single Family Residence
Year Built
1962
Living Area
1,370 sq ft
Lot Size
0.35 acres
Bedrooms
3
Full Baths
1
Half Baths
1
Total Rooms
6
Interior
Heating
Central, Natural Gas
Cooling
Central Air
Flooring
Hardwood
Appliances
Gas Water Heater, Electric Water Heater, Water Heater, Range, Microwave, Refrigerator, Freezer, Washer, Dryer
Fireplace
None
Basement
Full, Partially Finished, Interior Entry, Garage Access
Laundry
Closet/cabinets - Custom Built, Flooring - Vinyl, Electric Dryer Hookup, Exterior Access, Washer Hookup, Lighting - Overhead, First Floor
Features
High Speed Internet
Exterior
Construction
Frame
Architecture
Raised Ranch
Roof
Shingle
Features
Deck - Composite, Sprinkler System
Pool
None
Spa
None
Fencing
None
Patio/Porch
Deck - Composite
Parking
Garage Spaces
2
Has Garage
Yes
Features
Attached, Paved Drive, Paved
Total Spaces
8
Utilities
Electric
100 Amp Service
Water
Public
Sewer
Private Sewer
Gas
None
Other
For Electric Range, For Electric Dryer, Washer Hookup
Financial
Annual Tax
$4,545
Assessed Value
$283,900
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
Down Payment Resource
Eligible
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
New Septic Tank Installed June 2026 - Water Heater Installed 2025 - Hunter Sprinkler System - Kitchen Appliances Included
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
Sq Ft Source
Public Record
Sq Ft Disclosures
Total Area: 2284 SqFt
Documents
None
County
Hampden
Total market time (incl. prior listings)
2 days
Property Overview
Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1962
Bedrooms
3
Full Bathrooms
1
Half Bathrooms
1
Living Area
1,370 sq ft
Total Rooms
6
Floor Layout
Interactive room guide
Floor Layout
Finished Area
1,370 sq ft above grade
FeaturesFlooring - Hardwood, Flooring - Wall to Wall Carpet, Closet - Double
LevelSecond
FeaturesFlooring - Hardwood, Flooring - Wall to Wall Carpet
LevelSecond
FeaturesFlooring - Hardwood, Closet - Double
LevelSecond
FeaturesFlooring - Vinyl, Balcony / Deck, Exterior Access
LevelMain,Second
FeaturesNo
Display Options
Outdoor Areas
Patio & porchDeck - Composite
Room Markers
OOffice (1)
KKitchen (1)
BRBedroom (5)
BABathroom (4)
DDining (1)
LLiving (2)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Hardwood
Appliances:
Gas Water Heater, Electric Water Heater, Water Heater, Range, Microwave, Refrigerator, Freezer, Washer, Dryer
Interior Features:
High Speed Internet
Windows:
Insulated Windows
Basement:
Full, Partially Finished, Interior Entry, Garage Access
Laundry:
Closet/Cabinets - Custom Built, Flooring - Vinyl, Electric Dryer Hookup, Exterior Access, Washer Hookup, Lighting - Overhead, First Floor
Security:
Construction & Materials
Style:
Raised Ranch
Year Built:
1962
Structure Type:
Exterior Materials:
Frame
Roof:
Shingle
Foundation:
Concrete Perimeter
Heating, Cooling & Utilities
Heating:
Central, Natural Gas
Cooling:
Central Air
Hot Water:
Water Source:
Public
Sewer:
Private Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Deck - Composite, Sprinkler System
Patio & Porch:
Deck - Composite
Fencing:
Other Structures:
Lot Features:
Corner Lot
Road Surface:
Paved
Parking & Garage
Garage Spaces:
2
Garage Type:
Attached
Total Parking Spaces:
8
Parking Features:
Attached, Paved Drive, Paved
Nearby Schools
School information not available for this location.
Monthly Payment Calculator
Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$379
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
115 Clover Rd., Ludlow MA 01056
Ludlow, MA 01056
Listing Information
Listing Agent
Lisa Beaver
Listing Office
LAER Realty Partners
Office Phone
413-525-2677
Agent MLS ID
CN241204
Office MLS ID
AN1203
Listing Data Updated
Sep 11, 2026 3:30 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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