113 Charlton Rd, Spencer MA 01562

Spencer, MA 01562
$440,000
Est. $2,790/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

Adjust the payment calculator
3
Beds
1
Baths
1,392
Sq Ft
$316
Price/Sq Ft
0.47
Acres
1950
Year Built
2
Garage Spaces
3 hours 19 minutes
Time on Market
For Sale Listed Sep 13, 2026 • MLS# 73576413 Copied! • Updated Sep 13, 2026

Track this home for price, status, and open-house alerts.

About this home

Turn-Key Ranch — Welcome to your new home. Just turn the key, move in, and start enjoying the upcoming holidays in your beautifully updated home. This inviting 3-bedroom, 1-bath ranch was fully renovated in 2020 and offers the perfect blend of comfort, convenience, and privacy. Major upgrades include a new roof, updated electrical, new windows, septic system, plumbing, paved driveway, whole-house filtration system, hot water tank, and central heating & air conditioning. The current owners have added even more value with a Generac propane-fueled automatic generator, new vinyl flooring in the family room, new garage doors, and a backyard patio ideal for relaxing or entertaining. The open-concept kitchen is designed for everyday living and hosting, featuring granite countertops, stainless steel appliances, under-cabinet lighting, and recessed lighting, all flowing seamlessly into the dining and family room. Step outside onto your patio and enjoy your private, tree-lined backyard—perfect for gatherings, quiet mornings, or simply soaking in nature. The basement offers additional flexible space with walk-out access to the garage and the potential to be finished for even more living area. This home truly has it all modern updates, comfort, convenience, and room to grow. Schedule your showing today—this turn-key gem won’t last!

BMN Estimate

Get the number an algorithm can't give you

A free agent CMA factors in condition, upgrades, and the street — the things comps alone can't see.

Recently Sold Nearby

Property History

Property Timeline

🏠
Listed for Sale
Sep 13, 2026
$440,000
Original listing
Agent: Joyce Mulherin Office: Buy Rite Home

Tax History

Year Taxes Assessment
2026 $4,376 $398,400

Financial Details

Annual Property Tax
$4,376
Tax Year 2026
Assessed Value
$398,400

Facts & Features

2 Car Garage
Central AC

Home Facts

Type Residential
Style Single Family Residence
Year Built 1950
Living Area 1,392 sq ft
Lot Size 0.47 acres
Bedrooms 3
Full Baths 1
Total Rooms 6

Interior

Heating Central, Propane
Cooling Central Air
Flooring Wood, Vinyl
Appliances Electric Water Heater, Microwave, Washer, Water Treatment, Energy Star Qualified Refrigerator, Energy Star Qualified Dryer, Energy Star Qualified Dishwasher, Energy Star Qualified Washer, Range
Fireplace None
Basement Full
Laundry Electric Dryer Hookup, Washer Hookup, In Basement
Features None

Exterior

Construction Frame
Architecture Ranch
Roof Shingle
Features Patio, Covered Patio/deck
Pool None
Spa None
Fencing None
Patio/Porch Patio, Covered
Garage Spaces 2
Has Garage Yes
Features Under, Paved Drive, Off Street
Total Spaces 8
Electric 200+ Amp Service, Generator Connection
Water Private
Sewer Private Sewer
Gas None
Other For Electric Range, For Electric Oven, Washer Hookup, Generator Connection
Annual Tax $4,376
Assessed Value $398,400
Fee Includes None
Amenities None
Optional Fee Includes None
Lead Paint Unknown
Seller Disclosures Town Map Does Not Equal Actual Deed
Possession None
Accepted Financing None
Structure Type []
House Color White
Sq Ft Source Public Record
Documents None
County Worcester

Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1950
Bedrooms
3
Full Bathrooms
1
Living Area
1,392 sq ft
Total Rooms
6

Floor Layout

Interior Features

Flooring: Wood, Vinyl
Appliances: Electric Water Heater, Microwave, Washer, Water Treatment, ENERGY STAR Qualified Refrigerator, ENERGY STAR Qualified Dryer, ENERGY STAR Qualified Dishwasher, ENERGY STAR Qualified Washer, Range
Interior Features:
Windows: Insulated Windows
Basement: Full
Laundry: Electric Dryer Hookup, Washer Hookup, In Basement
Security:

Construction & Materials

Style: Ranch
Year Built: 1950
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Block

Heating, Cooling & Utilities

Heating: Central, Propane
Heating Zones: 1
Cooling: Central Air
Cooling Zones: 1
Hot Water:
Water Source: Private
Sewer: Private Sewer
Energy Features: Thermostat

Exterior & Lot

Exterior Features: Patio, Covered Patio/Deck
Patio & Porch: Patio, Covered
Fencing:
Other Structures:
Lot Features: Wooded, Easements
Road Surface:

Parking & Garage

Garage Spaces: 2
Garage Type: Attached
Total Parking Spaces: 8
Parking Features: Under, Paved Drive, Off Street
School District
Spencer-East Brookfield School District local
F
E

Elementary Schools

3 schools
C-
Wire Village School
2.2 mi | #668 of 825 | Score: 37.5
Improved 5 spots from last year
-20.7 below state avg
461 students Diverse
Grades K-04
C-
East Brookfield Elementary School
2.6 mi | #725 of 825 | Score: 33.9
Dropped 262 spots from last year
-24.3 below state avg
254 students Moderate
Strong Attendance
Grades PK-06
Leicester Integrated Preschool
4.5 mi
63 students Moderate
Grades PK
M

Middle Schools

2 schools
D
Knox Trail Middle School
0.7 mi | #327 of 352 | Score: 28.7
Dropped 50 spots from last year
-29.5 below state avg
407 students Diverse
Grades 05-08
C+
Leicester Middle School
4.5 mi | #226 of 352 | Score: 38.6
Improved 5 spots from last year
-19.6 below state avg
401 students Diverse
Grades 05-08
H

High Schools

2 schools
C
David Prouty High School
1.3 mi | #253 of 346 | Score: 47.0
Dropped 8 spots from last year
-11.2 below state avg
321 students Moderate
13 sports • 482 athletes
Strong AP Program Career Tech Programs College Ready Curriculum
Grades 09-12
B
Leicester High School
4.4 mi | #163 of 346 | Score: 54.7
Dropped 3 spots from last year
-3.5 below state avg
409 students Diverse
14 sports • 674 athletes
Strong AP Program High Graduation Rate Career Tech Programs College Ready Curriculum
Grades 09-12
Learn about these ratings

Monthly Payment Calculator

Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $365
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo

Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

Loading map...

Neighborhood

113 Charlton Rd, Spencer MA 01562

Spencer, MA 01562

Listing Information

Listing Agent Joyce Mulherin
Listing Office Buy Rite Home
Office Phone 413-531-9098
Agent MLS ID CN250424
Office MLS ID AN4212
Listing Data Updated Sep 13, 2026 10:49 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

Contact Us

BMN Boston Real Estate
BMN Boston Real Estate
BMN Boston Powered by SERHANT
Ask about this property — free, no obligation.

Similar Homes for Sale

Comparable Properties

Customize Comparable Search

Finding comparable properties...

Market Analytics for Spencer, MA

Real-time market trends and pricing data for this area

Loading market insights for Spencer.