FeaturesCeiling Fan(s), Closet, Flooring - Wall to Wall Carpet, Chair Rail, Lighting - Overhead
LevelSecond
112 Saunders St, Gardner MA 01440
Gardner, MA 01440
$629,900
Est. $4,012/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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Open House Schedule
19
Sep
Saturday, September 19
1:00 PM - 3:00 PM EDT
About this home
Discover an exceptional single family residence at 112 Saunders St, Gardner, MA. Built in 2002, this expansive custom built 2560 square foot home offers a harmonious blend of comfort and space, designed for contemporary living. It presents a unique opportunity to embrace a lifestyle of tranquility and convenience. The heart of this home is the well appointed kitchen with a dining area fit for a crowd and it showcases new quartz countertops, breakfast bar, double wall ovens, new cooktop, and all appliances convey. With four generously sized bedrooms, this home provides ample personal space for every member of the household. The residence features two full bathrooms and one half bathroom, thoughtfully designed with double sinks to accommodate daily routines with ease. Unwind in the first floor primary bedroom and primary bath with a spa tub that offers a relaxing retreat from the stress of the day. Situated on a substantial .92 acre lot, the property offers abundant outdoor space featuring professional landscaping, with exceptional hardscaping around the lagoon shaped, heated in-ground pool. Two heating sources include a pellet furnace (pellets included) and a FHA Oil furnace with Central Air. A two-car garage provides secure parking and additional storage solutions. This property invites you to envision your future in a home crafted for comfort and entertaining! Come view this exceptional offering before it’s too late! First showings begin at Open House on Saturday September 19th from 1:00-3:00.
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Recently Sold Nearby
Property History
Property Timeline
Listed for Sale
Sep 17, 2026
$629,900
Original listing
Agent: Janet Stanford
Office: Stanford Realty Associates
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 09/17/2026 | 🏠 Listed for Sale | $629,900 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $7,518 | $546,000 |
Financial Details
Annual Property Tax
$7,518
Tax Year 2026
Assessed Value
$546,000
Facts & Features
2 Car Garage
Central AC
Home Facts
Type
Residential
Style
Single Family Residence
Year Built
2002
Living Area
2,560 sq ft
Lot Size
0.92 acres
Bedrooms
4
Full Baths
2
Half Baths
1
Total Rooms
9
Interior
Heating
Forced Air, Oil, Other
Cooling
Central Air
Flooring
Tile, Carpet, Hardwood
Appliances
Water Heater, Oven, Disposal, Trash Compactor, Microwave, Range, Refrigerator, Washer, Dryer, Plumbed For Ice Maker
Fireplace
Living Room
Fireplaces
1
Basement
Full, Walk-out Access
Laundry
Electric Dryer Hookup, Washer Hookup, First Floor
Features
None
Exterior
Construction
Frame
Architecture
Colonial
Roof
Shingle
Features
Deck, Patio, Pool - Inground Heated, Rain Gutters, Professional Landscaping, Fenced Yard
Pool
Pool - Inground Heated
Spa
None
Fencing
Fenced
Patio/Porch
Deck, Patio
Parking
Garage Spaces
2
Has Garage
Yes
Features
Under, Garage Door Opener, Storage, Workshop In Garage, Paved Drive
Total Spaces
5
Utilities
Electric
200+ Amp Service
Water
Public
Sewer
Public Sewer
Gas
None
Other
For Electric Range, For Electric Oven, For Electric Dryer, Washer Hookup, Icemaker Connection
Financial
Annual Tax
$7,518
Assessed Value
$546,000
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
MA Disclosures
Lead Paint
None
Seller Disclosures
Driveway Easement; Some Photos Have Been Virtually Staged. Appliances Convey In As Is Condition.
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
House Color
Dark Green
Sq Ft Source
Public Record
Documents
None
County
Worcester
Property Overview
Property Type
Single Family Residence
Listing Type
For Sale
Year Built
2002
Bedrooms
4
Full Bathrooms
2
Half Bathrooms
1
Living Area
2,560 sq ft
Total Rooms
9
Main Level Bedrooms
1
Floor Layout
Interactive room guide
Floor Layout
Finished Area
2,560 sq ft above grade
FeaturesCeiling Fan(s), Cedar Closet(s), Flooring - Wall to Wall Carpet, Chair Rail, Lighting - Overhead
LevelSecond
FeaturesCeiling Fan(s), Closet, Flooring - Wall to Wall Carpet, Lighting - Overhead
LevelSecond
FeaturesBathroom - Full, Bathroom - Double Vanity/Sink, Bathroom - With Tub & Shower
LevelSecond
FeaturesFlooring - Vinyl, Dining Area, Balcony / Deck, Countertops - Stone/Granite/Solid, Breakfast Bar / Nook, Lighting - Pendant, Lighting - Overhead
LevelFirst
FeaturesBathroom - Half
LevelFirst
FeaturesBathroom - Full, Bathroom - Double Vanity/Sink, Vaulted Ceiling(s), Flooring - Stone/Ceramic Tile, Jacuzzi / Whirlpool Soaking Tub, Enclosed Shower - Fiberglass
LevelFirst
FeaturesFlooring - Hardwood
LevelFirst
FeaturesCeiling Fan(s), Vaulted Ceiling(s), Flooring - Wall to Wall Carpet, Open Floorplan, Lighting - Sconce, Lighting - Overhead
LevelFirst
FeaturesBathroom - Full, Bathroom - Double Vanity/Sink, Ceiling Fan(s), Vaulted Ceiling(s), Walk-In Closet(s), Flooring - Wall to Wall Carpet, Lighting - Overhead
LevelMain,First
FeaturesYes
Display Options
Outdoor Areas
PoolPool - Inground Heated
Patio & porchDeck, Patio
Room Markers
OOffice (1)
KKitchen (1)
BRBedroom (5)
BABathroom (4)
DDining (1)
LLiving (2)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Tile, Carpet, Hardwood
Appliances:
Water Heater, Oven, Disposal, Trash Compactor, Microwave, Range, Refrigerator, Washer, Dryer, Plumbed For Ice Maker
Interior Features:
Windows:
Basement:
Full, Walk-Out Access
Laundry:
Electric Dryer Hookup, Washer Hookup, First Floor
Security:
Construction & Materials
Style:
Colonial
Year Built:
2002
Structure Type:
Exterior Materials:
Frame
Roof:
Shingle
Foundation:
Concrete Perimeter
Heating, Cooling & Utilities
Heating:
Forced Air, Oil, Other
Cooling:
Central Air
Hot Water:
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Deck, Patio, Pool - Inground Heated, Rain Gutters, Professional Landscaping, Fenced Yard
Patio & Porch:
Deck, Patio
Fencing:
Fenced
Other Structures:
Lot Features:
Easements
Road Surface:
Parking & Garage
Garage Spaces:
2
Garage Type:
Attached
Total Parking Spaces:
5
Parking Features:
Under, Garage Door Opener, Storage, Workshop in Garage, Paved Drive
Special Features
Fireplaces:
1
Fireplace Type:
Living Room
Pool:
Private Pool
Pool Features:
Pool - Inground Heated
Community Amenities:
Shopping, Pool, Walk/Jog Trails, Golf, Medical Facility, Laundromat, Bike Path, Highway Access, House of Worship, Public School, University
Nearby Schools
School information not available for this location.
Monthly Payment Calculator
Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$627
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
112 Saunders St, Gardner MA 01440
Gardner, MA 01440
Listing Information
Listing Agent
Janet Stanford
Listing Office
Stanford Realty Associates
Office Phone
978-632-8716
Agent MLS ID
H4542313
Office MLS ID
H95147
Listing Data Updated
Sep 17, 2026 7:53 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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