111 Main St, Holden MA 01520

Holden, MA 01520
$550,000
Est. $3,462/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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4
Beds
2
Baths
1,500
Sq Ft
$367
Price/Sq Ft
0.55
Acres
1972
Year Built
8
Parking
New today
Time on Market
For Sale Listed Oct 26, 2026 • MLS# 73595106 Copied! • Updated Oct 26, 2026

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About this home

Excellent opportunity to own a side-by-side, two-family ranch home in a desirable location on Main Street in Holden! This property offers incredible flexibility for investors or owner- occupants looking to offset their mortgage with rental income. Live in one unit and rent out the other, or rent both units for added income potential! Each unit features 2 bedrooms, 1 full bath, an eat in kitchen, and a comfortable living room, along with a screened in porch, new deck, and separate fenced in yard, providing great outdoor space and privacy for each unit. Partially finished basement and mini splits on one side. The property offers two oil tanks, two furnaces, and separate electrical panels for added convenience. A shared driveway with ample parking is set back from Main Street, offering plenty of parking for residents and guests. With its convenient location, side-by-side ranch layout, and income producing potential, this property is an excellent opportunity for investors, owner occupants alike. Don't miss your chance to own a versatile two family property in Holden with the potential to make homeownership more affordable while building long term equity!

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Recently Sold Nearby

Price & Status History

Property Timeline

🏠
Listed for Sale
Oct 26, 2026
$550,000
Original listing
Agent: Beth Donaghy Office: Janice Mitchell R.E., Inc

Tax History

Year Taxes Assessment
2026 $5,773 $428,300

Financial Details

Annual Property Tax
$5,773
Tax Year 2026
Assessed Value
$428,300

Facts & Features

Home Facts

Type Residential Income
Style Multi Family
Year Built 1972
Living Area 1,500 sq ft
Lot Size 0.55 acres
Stories 2
Bedrooms 4
Full Baths 2
Total Rooms 10

Investment Metrics

Units 2
Unit 1 Rent — · N
Unit 2 Rent $850/mo · N
Total Monthly Rent $850/mo
Gross Income $10,200
Net Operating Income $10,200
Cap Rate 1.85%
Heating None
Cooling Ductless
Flooring Wood, Vinyl, Carpet, Laminate
Appliances Range, Dishwasher, Refrigerator
Fireplace None
Basement Full, Partially Finished, Walk-out Access, Unfinished
Laundry None
Features Living Room, Kitchen, Sunroom
Construction None
Architecture None
Roof None
Features None
Pool None
Spa None
Fencing None
Patio/Porch None
Features None
Total Spaces 8
Electric Circuit Breakers
Water Public
Sewer Public Sewer
Gas None
Other None

Financial

Annual Tax $5,773
Assessed Value $428,300
Fee Includes None
Amenities None
Optional Fee Includes None
Lead Paint Unknown
Seller Disclosures Easement, Owner Occupied, Rented To Family, Not Reflective Of Market Value/rate. Seller To Find Suitable Housing, Pictures Are Of Owner Side, Can See Basement Of Tenant Side During Showings And Whole Tenant Side During Inspection
Possession None
Accepted Financing None
Structure Type []
Sq Ft Source Public Record
Documents None
County Worcester

Property Overview

Property Type
Multi Family
Listing Type
For Sale
Year Built
1972
Bedrooms
4
Full Bathrooms
2
Living Area
1,500 sq ft
Total Rooms
10
Stories
2
Levels
2

Floor Layout

Interior Features

Flooring: Wood, Vinyl, Carpet, Laminate
Appliances: Range, Dishwasher, Refrigerator
Interior Features: Living Room, Kitchen, Sunroom
Windows:
Basement: Full, Partially Finished, Walk-Out Access, Unfinished
Laundry:
Security:

Construction & Materials

Year Built: 1972
Structure Type:
Exterior Materials:
Roof:
Foundation: Concrete Perimeter
Stories: 2

Utilities & Systems

Heating:
Heating Zones: 2
Cooling: Ductless
Cooling Zones: 2
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features:
Patio & Porch:
Fencing:
Other Structures:
Lot Features: Wooded, Cleared
Road Surface:

Parking & Garage

Total Parking Spaces: 8
Parking Features:

Nearby Schools

School information not available for this location.

Monthly Payment Calculator

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Including down payment
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Down: $0
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $481
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

111 Main St, Holden MA 01520

Holden, MA 01520

Listing Information

Listing Agent Beth Donaghy
Listing Office Janice Mitchell R.E., Inc
Office Phone 508-829-6315
Agent MLS ID CN222141
Office MLS ID K01211
Listing Data Updated Oct 26, 2026 1:43 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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