11 Prospect St, Spencer MA 01562
Spencer, MA 01562
$289,000
Est. $1,876/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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About this home
Welcome to 11 Prospect St, a charming 3-bedroom, 1-bath home offering the perfect blend of comfort, character, and opportunity. Set in a convenient Spencer location, this inviting property provides a wonderful canvas for creating a home that reflects your personal style while offering the space and flexibility today's buyers are looking for. From the moment you arrive, you'll appreciate the welcoming setting and the possibilities this home presents. Inside, the flexible layout offers comfortable spaces for everyday living, entertaining, and relaxing. The versatile den adds an extra layer of functionality and could easily become a stylish home office, private reading room, creative studio, playroom, or peaceful retreat. The three bedrooms provide inviting spaces to unwind at the end of the day, while the home's overall layout allows you to thoughtfully create spaces that feel warm, personal, and distinctly your own. Imagine gathering with family and friends, preparing meals in a kitchen designed around the way you love to live, or settling into a comfortable living space filled with your own style and personality. Outside, the possibilities continue. The generous yard offers the opportunity to create your own private outdoor escape—perhaps a beautiful garden, a space for summer entertaining, a play area, or simply a peaceful place to enjoy your morning coffee and warm New England evenings. 11 Prospect St is more than a house—it is an opportunity to create the home you've been envisioning. With its flexible spaces, inviting setting, and room to bring your own design ideas to life, this property is ready for its next chapter.
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Recently Sold Nearby
Property History
Property Timeline
Listed for Sale
Sep 21, 2026
$289,000
Original listing
Agent: Joshua Hoffsommer
Office: ERA Key Realty Services- Auburn
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 09/21/2026 | 🏠 Listed for Sale | $289,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $2,579 | $234,900 |
Financial Details
Annual Property Tax
$2,579
Tax Year 2026
Assessed Value
$234,900
Facts & Features
Home Facts
Type
Residential
Style
Single Family Residence
Year Built
1880
Living Area
1,140 sq ft
Lot Size
0.20 acres
Bedrooms
3
Full Baths
1
Total Rooms
6
Interior
Heating
Baseboard, Oil
Cooling
None
Flooring
Carpet, Laminate
Appliances
Electric Water Heater, Range, Washer, Dryer
Fireplace
None
Basement
Full, Interior Entry, Dirt Floor, Unfinished
Laundry
Electric Dryer Hookup, Washer Hookup
Features
Internet Available - Unknown
Exterior
Construction
Frame
Architecture
Cape
Roof
Shingle
Features
Porch - Enclosed
Pool
None
Spa
None
Fencing
None
Patio/Porch
Porch - Enclosed
Parking
Features
Off Street, Paved
Total Spaces
4
Utilities
Electric
Circuit Breakers
Water
Public
Sewer
Public Sewer
Gas
None
Other
For Electric Range, For Electric Oven, For Electric Dryer, Washer Hookup
Financial
Annual Tax
$2,579
Assessed Value
$234,900
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
Seller Has Never Occupied Property. Please See All Firms Remarks And Disclosures. Sold In As-is, As-seen Condition, With No Warranties Or Guarantees Expressed Or Implied. Buyer/buyers Agent To Perform All Due Diligence
Additional Details
Possession
None
Accepted Financing
Contract
Structure Type
[]
House Color
Lt Green
Sq Ft Source
Public Record
Sq Ft Disclosures
Buyers and their agents to do their due diligence
Documents
None
County
Worcester
Property Overview
Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1880
Bedrooms
3
Full Bathrooms
1
Living Area
1,140 sq ft
Total Rooms
6
Floor Layout
Interactive room guide
Floor Layout
Finished Area
1,140 sq ft above grade
FeaturesNo
Display Options
Outdoor Areas
Patio & porchPorch - Enclosed
Room Markers
OOffice (1)
KKitchen (1)
BRBedroom (5)
BABathroom (4)
DDining (1)
LLiving (2)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Carpet, Laminate
Appliances:
Electric Water Heater, Range, Washer, Dryer
Interior Features:
Internet Available - Unknown
Windows:
Insulated Windows
Basement:
Full, Interior Entry, Dirt Floor, Unfinished
Laundry:
Electric Dryer Hookup, Washer Hookup
Security:
Construction & Materials
Style:
Cape
Year Built:
1880
Structure Type:
Exterior Materials:
Frame
Roof:
Shingle
Foundation:
Stone
Heating, Cooling & Utilities
Heating:
Baseboard, Oil
Heating Zones:
2
Cooling:
None
Hot Water:
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Porch - Enclosed
Patio & Porch:
Porch - Enclosed
Fencing:
Other Structures:
Lot Features:
Corner Lot
Road Surface:
Parking & Garage
Total Parking Spaces:
4
Parking Features:
Off Street, Paved
Nearby Schools
School District
Spencer-East Brookfield School District local
F
Elementary Schools
3 schools
C-
Wire Village School
1.7 mi
|
#668 of 825
|
Score: 37.5
Improved 5 spots from last year
-20.7 below state avg
461 students
Diverse
Grades K-04
C-
East Brookfield Elementary School
2.4 mi
|
#725 of 825
|
Score: 33.9
Dropped 262 spots from last year
-24.3 below state avg
254 students
Moderate
Strong Attendance
Grades PK-06
Mad Brook Academy
3.9 mi
Grades PK
Middle Schools
2 schools
D
Knox Trail Middle School
0.5 mi
|
#327 of 352
|
Score: 28.7
Dropped 50 spots from last year
-29.5 below state avg
407 students
Diverse
Grades 05-08
C+
Leicester Middle School
4.6 mi
|
#226 of 352
|
Score: 38.6
Improved 5 spots from last year
-19.6 below state avg
401 students
Diverse
Grades 05-08
High Schools
2 schools
C
David Prouty High School
1.0 mi
|
#253 of 346
|
Score: 47.0
Dropped 8 spots from last year
-11.2 below state avg
321 students
Moderate
13 sports
• 482 athletes
Strong AP Program
Career Tech Programs
College Ready Curriculum
Grades 09-12
B
Leicester High School
4.6 mi
|
#163 of 346
|
Score: 54.7
Dropped 3 spots from last year
-3.5 below state avg
409 students
Diverse
14 sports
• 674 athletes
Strong AP Program
High Graduation Rate
Career Tech Programs
College Ready Curriculum
Grades 09-12
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Loan Amount
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After down payment
Total Interest
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Over life of loan
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Including down payment
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Down: $0
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Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$215
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
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Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
11 Prospect St, Spencer MA 01562
Spencer, MA 01562
Listing Information
Listing Agent
Joshua Hoffsommer
Listing Office
ERA Key Realty Services- Auburn
Office Phone
508-832-5831
Agent MLS ID
CN219982
Office MLS ID
K01222
Listing Data Updated
Sep 21, 2026 12:18 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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