FeaturesDeck - Exterior, Slider
LevelSecond
109 N Lake Ave, Southwick MA 01077
Southwick, MA 01077
$565,000
Est. $3,294/month
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About this home
Picture perfect and immaculately updated WATERFRONT living on Lake Congamond! This completely turn key property boasts stunning lake views, private dock and multi tiered deck for a lakeside lifestyle that can't be beat. 3 bedrooms and 1.5 baths offer space and style for all. The meticulously appointed kitchen is sure to please. Brand new laundry and high efficiency mini split systems provide optimal year round comfort. The entire home was transformed in 2025 including wiring, plumbing, flooring, insulation, appliances and baths. The home beams with light both inside or out on one of the spacious decks. Invite your family and friends to the ultimate summer BBQ with parking for 10 cars and store the boat year round in the ideal fenced in parking area. Book your showing now and be on the lake in no time!
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Recently Sold Nearby
Property History
Property Timeline
Listed for Sale
Jul 8, 2026
$565,000
Original listing
Agent: Thomas Warren
Office: Coldwell Banker Realty
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 07/08/2026 | 🏠 Listed for Sale | $565,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2025 | $2,842 | $182,500 |
Financial Details
Annual Property Tax
$2,842
Tax Year 2025
Assessed Value
$182,500
Facts & Features
Home Facts
Type
Residential
Style
Single Family Residence
Year Built
1930
Living Area
1,257 sq ft
Lot Size
0.17 acres
Bedrooms
3
Full Baths
1
Half Baths
1
Total Rooms
4
Interior
Heating
Electric, Ductless
Cooling
Ductless
Flooring
Wood
Appliances
Electric Water Heater, Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer
Fireplace
None
Basement
Full, Crawl Space, Unfinished
Laundry
First Floor
Features
None
Exterior
Construction
Frame
Architecture
Bungalow
Roof
Shingle
Features
Deck, Covered Patio/deck, Rain Gutters, Fenced Yard
Pool
None
Spa
None
Fencing
Fenced
Patio/Porch
Deck, Covered
Parking
Features
Off Street
Total Spaces
10
Utilities
Electric
200+ Amp Service
Water
Public
Sewer
Private Sewer
Gas
None
Other
None
Financial
Annual Tax
$2,842
Assessed Value
$182,500
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
Down Payment Resource
Eligible
MA Disclosures
Seller Disclosures
None
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
Sq Ft Source
Public Record
Documents
None
County
Hampden
Total market time (incl. prior listings)
4 days
Property Overview
Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1930
Bedrooms
3
Full Bathrooms
1
Half Bathrooms
1
Living Area
1,257 sq ft
Total Rooms
4
Floor Layout
Interactive room guide
Floor Layout
Finished Area
1,257 sq ft above grade
FeaturesBathroom - Full, Bathroom - Tiled With Tub
LevelFirst
FeaturesDeck - Exterior
LevelFirst
FeaturesBathroom - Half
LevelFirst
LevelFirst
FeaturesCeiling Fan(s)
LevelFirst
FeaturesDeck - Exterior, Slider
LevelFirst
FeaturesLaundry Chute
Display Options
Outdoor Areas
Patio & porchDeck, Covered
Room Markers
BABathroom (4)
BRBedroom (5)
DDining (1)
KKitchen (1)
LLiving (2)
OOffice (1)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Wood
Appliances:
Electric Water Heater, Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer
Interior Features:
Windows:
Insulated Windows
Basement:
Full, Crawl Space, Unfinished
Laundry:
First Floor
Security:
Construction & Materials
Style:
Bungalow
Year Built:
1930
Structure Type:
Exterior Materials:
Frame
Roof:
Shingle
Foundation:
Block
Heating, Cooling & Utilities
Heating:
Electric, Ductless
Cooling:
Ductless
Hot Water:
Water Source:
Public
Sewer:
Private Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Deck, Covered Patio/Deck, Rain Gutters, Fenced Yard
Patio & Porch:
Deck, Covered
Fencing:
Fenced
Other Structures:
Lot Features:
Road Surface:
Parking & Garage
Total Parking Spaces:
10
Parking Features:
Off Street
Special Features
Waterfront:
Yes
Waterfront Type:
Waterfront, Lake, Dock/Mooring, Access, Direct Access, Lake/Pond, 1/10 to 3/10 To Beach
View:
Yes
View Type:
Scenic View(s)
Community Amenities:
Park, Walk/Jog Trails, Golf, Bike Path, Conservation Area
Nearby Schools
School District
Southwick-Tolland-Granville Regional School District local
C-
School Safety
2024-25
1.5%
Average
1.4%
Suspensions
5.3%
In-School
0.1%
Emergency
4.0% below state avg
Elementary Schools
3 schools
Woodland Elementary School
1.0 mi
324 students
Less Diverse
Grades PK-02
C
Munger Hill School
3.8 mi
|
#649 of 824
|
Score: 38.3
Dropped 235 spots from last year
-19.9 below state avg
320 students
Moderate
Grades PK-04
B-
Clifford M Granger School
4.4 mi
|
#467 of 824
|
Score: 45.6
Improved 13 spots from last year
-12.6 below state avg
361 students
Moderate
Grades K-04
Middle Schools
3 schools
C+
Powder Mill School
1.0 mi
|
#559 of 824
|
Score: 42.7
Dropped 185 spots from last year
-15.5 below state avg
383 students
Less Diverse
Grades 03-06
C+
Agawam Junior High School
4.5 mi
|
#221 of 352
|
Score: 39.3
Improved 46 spots from last year
-18.9 below state avg
527 students
Moderate
Rising School
Grades 07-08
B-
Westfield Middle School
4.6 mi
|
#201 of 352
|
Score: 40.6
Dropped 32 spots from last year
-17.6 below state avg
671 students
Moderate
Grades 07-08
High Schools
1 school
C+
Southwick Regional High School
1.1 mi
|
#229 of 346
|
Score: 48.5
Dropped 20 spots from last year
-9.7 below state avg
588 students
Less Diverse
16 sports
• 838 athletes
High Graduation Rate
Career Tech Programs
Strong Athletics
Grades 07-12
Learn about these ratings
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Monthly Payment
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Loan Amount
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After down payment
Total Interest
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Over life of loan
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Including down payment
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Down: $0
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Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$237
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
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Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
109 N Lake Ave, Southwick MA 01077
Southwick, MA 01077
Listing Information
Listing Office
Coldwell Banker Realty
Office Phone
860-668-4589
Agent MLS ID
CN246616
Office MLS ID
AN6182
Listing Data Updated
Jul 11, 2026 3:05 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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