109 Culley St, Fitchburg MA 01420
Fitchburg, MA 01420
$389,900
$369,900
Est. $2,414/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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Open House Schedule
01
Nov
Sunday, November 1
11:30 AM - 12:30 PM EST
About this home
OH: Sat&Sun 11:30-12:30pm* Move in Ready! Beautifully renovated 4 Bedroom 1 Bathroom Single Family featuring hardwood floors throughout the main level, a sunlit living room, newly crafted kitchen with granite countertops, ample cabinet space, and stainless steel appliances. The first floor also includes a formal dining room, full bathroom, and a versatile bedroom, perfect for guests, and a second egress to the large deck overlooking the yard. Upstairs, you'll find additional three good sized bedrooms with refinished pine floors. Outside, enjoy plenty of yard space ideal for relaxing, entertaining, or gardening. Plenty off-street parking available. New roof and new gas furnace. View our video tour our stop by our Open House this weekend. *BOM due to buyer denied financing*
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Public Records & Permits
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Recently Sold Nearby
Price & Status History
Market Insights
2
Price Changes
5.1%
Price Range
Property Timeline
Back On Market
Oct 29, 2026
Active
Status: Active under contract
Sep 21, 2026
Active → Active Under Contract
Pending Sale
Sep 19, 2026
Offer accepted, sale pending
Back On Market
Sep 16, 2026
Active
Status: Active under contract
Sep 11, 2026
Active → Active Under Contract
Price Reduced
Sep 9, 2026
$369,900
$10,000
(-2.63%)
From $379,900 to $369,900 (-2.6%)
Price Reduced
Aug 12, 2026
$379,900
$10,000
(-2.56%)
From $389,900 to $379,900 (-2.6%)
Showing Instructions Updated
Jul 28, 2026
New showing requirements
Listed for Sale
Jul 28, 2026
$389,900
Original listing
Agent: Raquel Martinez
Office: Martinez Realty Group
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 10/29/2026 | • Back On Market | - | - | - | Active |
| 09/21/2026 | 📋 Status: Active under contract | - | - | - | Active → Active Under Contract |
| 09/19/2026 | ⏳ Pending Sale | - | - | - | Offer accepted, sale pending |
| 09/16/2026 | • Back On Market | - | - | - | Active |
| 09/11/2026 | 📋 Status: Active under contract | - | - | - | Active → Active Under Contract |
| 09/09/2026 | ↓ Price Reduced | $369,900 | $10,000 | - | From $379,900 to $369,900 (-2.6%) |
| 08/12/2026 | ↓ Price Reduced | $379,900 | $10,000 | - | From $389,900 to $379,900 (-2.6%) |
| 07/28/2026 | 👁️ Showing Instructions Updated | - | - | - | New showing requirements |
| 07/28/2026 | 🏠 Listed for Sale | $389,900 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2025 | $4,123 | $305,200 |
Financial Details
Annual Property Tax
$4,123
Tax Year 2025
Assessed Value
$305,200
Facts & Features
Home Facts
Type
Residential
Style
Single Family Residence
Year Built
1910
Living Area
1,454 sq ft
Lot Size
0.13 acres
Bedrooms
4
Full Baths
1
Total Rooms
7
Interior
Heating
Forced Air, Natural Gas
Cooling
None
Flooring
Tile, Hardwood, Pine
Appliances
Range, Refrigerator
Fireplace
None
Basement
Full, Crawl Space, Radon Remediation System, Unfinished
Laundry
None
Features
None
Exterior
Construction
None
Architecture
Colonial
Roof
None
Features
Deck
Pool
None
Spa
None
Fencing
None
Patio/Porch
Deck
Parking
Features
Paved Drive, Off Street
Total Spaces
4
Utilities
Electric
None
Water
Public
Sewer
Public Sewer
Gas
None
Other
None
Financial
Annual Tax
$4,123
Assessed Value
$305,200
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
Down Payment Resource
Eligible
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
Sold As Is - Buyer & Agent Must Perform Due Diligence To Verify All Info & Not Rely On Public Record Data. No Warrantees Expressed/implied. Sellers Have Never Lived In Property. One Owner Has Ma Re License And Both Related To Listing Agent.
Exclusions
Staging Furniture
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
Sq Ft Source
Public Record
Documents
None
County
Worcester
Total market time (incl. prior listings)
68 days
Property Overview
Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1910
Bedrooms
4
Full Bathrooms
1
Living Area
1,454 sq ft
Total Rooms
7
Floor Layout
Interior Features
Flooring:
Tile, Hardwood, Pine
Appliances:
Range, Refrigerator
Interior Features:
Windows:
Basement:
Full, Crawl Space, Radon Remediation System, Unfinished
Laundry:
Security:
Construction & Materials
Style:
Colonial
Year Built:
1910
Structure Type:
Exterior Materials:
Roof:
Foundation:
Stone, Other
Utilities & Systems
Heating:
Forced Air, Natural Gas
Cooling:
None
Hot Water:
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Deck
Patio & Porch:
Deck
Fencing:
Other Structures:
Lot Features:
Road Surface:
Parking & Garage
Total Parking Spaces:
4
Parking Features:
Paved Drive, Off Street
Nearby Schools
School District
Fitchburg School District local
C+
School Safety
2024-25
8.1%
Above Average
4.6%
Suspensions
4.6%
In-School
3.5%
Emergency
2.6% above state avg
Elementary Schools
5 schools
St. Bernard Elementary School
0.9 mi
Grades PK-08
Applewild School
1.2 mi
Grades K-09
C
McKay Elementary School
0.6 mi
|
#658 of 825
|
Score: 37.9
Improved 73 spots from last year
-20.3 below state avg
736 students
Diverse
Rising School
Grades 01-05
C-
South Street Early Learning Center
1.2 mi
|
#697 of 825
|
Score: 48.1
Same rank as last year
Limited historical data for year-over-year comparison
569 students
Diverse
Diverse Student Body
Grades PK-K
C
Reingold Elementary School
2.5 mi
|
#606 of 825
|
Score: 40.4
Improved 117 spots from last year
-17.8 below state avg
619 students
Diverse
Rising School
Diverse Student Body
Grades 01-05
Middle Schools
2 schools
D
Arthur M Longsjo Middle School
0.7 mi
|
#328 of 352
|
Score: 28.6
Improved 12 spots from last year
-29.6 below state avg
577 students
Diverse
Grades 06-08
C
Memorial Middle School
1.7 mi
|
#280 of 352
|
Score: 33.8
Dropped 10 spots from last year
-24.4 below state avg
620 students
Diverse
Diverse Student Body
Grades 06-08
High Schools
6 schools
C+
Sizer School: A North Central Charter Essential School
1.4 mi
|
#221 of 346
|
Score: 50.3
Improved 25 spots from last year
-8 below state avg
270 students
Diverse
Strong AP Program
Early College Program
Rising School
College Ready Curriculum
Grades 07-12
C-
Goodrich Academy
0.6 mi
|
#23 of 25
|
Score: 22.0
Improved 363 spots from last year
-36.2 below state avg
101 students
Diverse
Rising School
Grades 09-12
St. Bernard's Central Catholic High School
0.6 mi
Grades 09-12
Notre Dame Preparatory High School
1.0 mi
Grades 09-12
C
Fitchburg High School
2.6 mi
|
#263 of 346
|
Score: 46.3
Improved 29 spots from last year
-11.9 below state avg
1,305 students
Diverse
15 sports
• 1,110 athletes
Early College Program
Rising School
Career Tech Programs
College Ready Curriculum
Grades 09-12
A
Montachusett Regional Vocational Technical School
4.1 mi
|
#66 of 346
|
Score: 65.0
Improved 9 spots from last year
+6.8 above state avg
1,403 students
Moderate
High Graduation Rate
Career Tech Programs
College Ready Curriculum
Strong Attendance
Grades 09-12
Learn about these ratings
Monthly Payment Calculator
Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$344
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
109 Culley St, Fitchburg MA 01420
Fitchburg, MA 01420
Listing Information
Listing Agent
Raquel Martinez
Listing Office
Martinez Realty Group
Office Phone
617-561-1009
Agent MLS ID
CN209131
Office MLS ID
AN6662
Listing Data Updated
Oct 30, 2026 10:00 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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