109 Culley St, Fitchburg MA 01420

Fitchburg, MA 01420
$389,900
$369,900
Est. $2,414/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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4
Beds
1
Baths
1,454
Sq Ft
$254
Price/Sq Ft
0.13
Acres
1910
Year Built
4
Parking
50
Days on Market
For Sale Price Drop -$20,000 Open House Listed Jul 28, 2026 • MLS# 73555897 Copied! • Updated Sep 16, 2026

Track this home for price, status, and open-house alerts.

Open House Schedule

19
Sep
Saturday, September 19
11:15 AM - 12:15 PM EDT

About this home

*OPEN HOUSE Sat 9/19, 2026 11:15AM-12:15PM* Move in Ready! Beautifully renovated 4 Bedroom 1 Bathroom Single Family featuring hardwood floors throughout the main level, a sunlit living room, newly crafted kitchen with granite countertops, ample cabinet space, and stainless steel appliances. The first floor also includes a formal dining room, full bathroom, and a versatile bedroom, perfect for guests, and a second egress to the large deck overlooking the yard. Upstairs, you'll find additional three good sized bedrooms with refinished pine floors. Outside, enjoy plenty of yard space ideal for relaxing, entertaining, or gardening. Plenty off-street parking available. New roof and new gas furnace. View our video tour our stop by our Open House this weekend.

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Recently Sold Nearby

Property History

Market Insights

2
Price Changes
5.1%
Price Range

Property Timeline

Back On Market
Sep 16, 2026
Active
📋
Status: Active under contract
Sep 11, 2026
Active → Active Under Contract
Price Reduced
Sep 9, 2026
$369,900 $10,000 (-2.63%)
From $379,900 to $369,900 (-2.6%)
Price Reduced
Aug 12, 2026
$379,900 $10,000 (-2.56%)
From $389,900 to $379,900 (-2.6%)
👁️
Showing Instructions Updated
Jul 28, 2026
New showing requirements
🏠
Listed for Sale
Jul 28, 2026
$389,900
Original listing
Agent: Raquel Martinez Office: Martinez Realty Group

Tax History

Year Taxes Assessment
2025 $4,123 $305,200

Financial Details

Annual Property Tax
$4,123
Tax Year 2025
Assessed Value
$305,200

Facts & Features

Home Facts

Type Residential
Style Single Family Residence
Year Built 1910
Living Area 1,454 sq ft
Lot Size 0.13 acres
Bedrooms 4
Full Baths 1
Total Rooms 7

Interior

Heating Forced Air, Natural Gas
Cooling None
Flooring Tile, Hardwood, Pine
Appliances None
Fireplace None
Basement Full, Crawl Space, Unfinished
Laundry None
Features None

Exterior

Construction None
Architecture Colonial
Roof None
Features Deck
Pool None
Spa None
Fencing None
Patio/Porch Deck
Features Paved Drive, Off Street
Total Spaces 4
Electric None
Water Public
Sewer Public Sewer
Gas None
Other None
Annual Tax $4,123
Assessed Value $305,200
Fee Includes None
Amenities None
Optional Fee Includes None
Down Payment Resource Eligible
Lead Paint Unknown
Seller Disclosures Buyer & Agent Must Perform Due Diligence To Verify All Info & Not Rely On Public Record Data. Sold As Is, No Warrantees Expressed/implied. Sellers Have Never Lived In Property. One Owner Has Ma Re License And Both Related To Listing Agent.
Possession None
Accepted Financing None
Structure Type []
Sq Ft Source Public Record
Documents None
County Worcester
Total market time (incl. prior listings) 50 days

Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1910
Bedrooms
4
Full Bathrooms
1
Living Area
1,454 sq ft
Total Rooms
7

Floor Layout

Interior Features

Flooring: Tile, Hardwood, Pine
Appliances:
Interior Features:
Windows:
Basement: Full, Crawl Space, Unfinished
Laundry:
Security:

Construction & Materials

Style: Colonial
Year Built: 1910
Structure Type:
Exterior Materials:
Roof:
Foundation: Stone, Other

Heating, Cooling & Utilities

Heating: Forced Air, Natural Gas
Cooling: None
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Deck
Patio & Porch: Deck
Fencing:
Other Structures:
Lot Features:
Road Surface:

Parking & Garage

Total Parking Spaces: 4
Parking Features: Paved Drive, Off Street

Nearby Schools

School information not available for this location.

Monthly Payment Calculator

Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $344
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo

Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

109 Culley St, Fitchburg MA 01420

Fitchburg, MA 01420

Listing Information

Listing Agent Raquel Martinez
Listing Office Martinez Realty Group
Office Phone 617-561-1009
Agent MLS ID CN209131
Office MLS ID AN6662
Listing Data Updated Sep 16, 2026 2:18 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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