FeaturesCloset
LevelSecond
1075 Central St, Palmer MA 01069
Palmer, MA 01069
$314,000
Est. $2,325/month
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About this home
Step into the timeless charm of this classic Victorian offering over 2,480 square feet of living space in the heart of Palmer. Rich in character and original architectural details. This lovely home features hardwood floors, stained-glass windows, French doors, a butler's pantry, built-in china cabinet, two decorative fireplaces, and an inviting wraparound porch. The flexible floor plan includes four bedrooms, two full baths, a first-floor office, and convenient first-floor laundry. A spacious detached barn with a second floor offers exceptional space for storage, hobbies, workshop use, or future possibilities. Important updates include a brand-new boiler, 200-amp electrical service, a 2021 hot water heater, and Mass Save insulation improvements. Conveniently located near shopping, schools, walking trails, and local amenities, this distinctive property offers the opportunity to own a beautiful piece of Palmer's history while adding your own personal touches over time.
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Recently Sold Nearby
Property History
Market Insights
Property Timeline
Pending Sale
Jul 17, 2026
Offer accepted, sale pending
Listed for Sale
Jul 9, 2026
$314,000
Original listing
Agent: Sara Gasparrini
Office: REMAX Connections
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 07/17/2026 | ⏳ Pending Sale | - | - | - | Offer accepted, sale pending |
| 07/09/2026 | 🏠 Listed for Sale | $314,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2025 | $6,445 | $355,100 |
Financial Details
Annual Property Tax
$6,445
Tax Year 2025
Assessed Value
$355,100
Facts & Features
1 Car Garage
Home Facts
Type
Residential
Style
Single Family Residence
Year Built
1880
Living Area
2,481 sq ft
Lot Size
0.28 acres
Bedrooms
4
Full Baths
2
Total Rooms
9
Interior
Heating
Steam, Oil
Cooling
None
Flooring
Wood, Tile, Laminate, Hardwood
Appliances
Electric Water Heater, Water Heater, Range, Dishwasher, Refrigerator
Fireplace
Dining Room, Family Room
Fireplaces
2
Basement
Partial, Crawl Space, Interior Entry, Bulkhead, Dirt Floor, Concrete
Laundry
Electric Dryer Hookup, Exterior Access, Washer Hookup, First Floor
Features
Home Office
Exterior
Construction
Frame
Architecture
Victorian
Roof
Shingle
Features
Porch, Barn/stable, Garden
Pool
None
Spa
None
Fencing
None
Patio/Porch
Porch
Parking
Garage Spaces
1
Has Garage
Yes
Features
Detached, Storage, Workshop In Garage, Barn, Paved Drive, Off Street, Paved
Total Spaces
6
Utilities
Electric
Circuit Breakers, 200+ Amp Service
Water
Public
Sewer
Public Sewer
Gas
None
Other
For Electric Range, For Electric Dryer, Washer Hookup
Financial
Annual Tax
$6,445
Assessed Value
$355,100
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
Down Payment Resource
Eligible
MA Disclosures
Seller Disclosures
Seller Has Never Used The 2 Fireplaces. Seepage In Basement, No Closet In 2nd Bedroom, No Heat In 4th Bedroom. Roof Age Is Unknown. Ma Save Did Work In 2022 In Basement. Boiler Is Brand New. Hwh 2021.
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
House Color
White
Sq Ft Source
Public Record
Documents
None
County
Hampden
Total market time (incl. prior listings)
8 days
Property Overview
Property Type
Single Family Residence
Listing Type
Sale Pending
Year Built
1880
Bedrooms
4
Full Bathrooms
2
Living Area
2,481 sq ft
Total Rooms
9
Floor Layout
Interactive room guide
Floor Layout
Finished Area
2,481 sq ft above grade
FeaturesCloset
LevelSecond
FeaturesBathroom - Full, Bathroom - With Shower Stall
LevelSecond
FeaturesFlooring - Laminate
LevelSecond
FeaturesCloset
LevelSecond
FeaturesBathroom - Full, Bathroom - With Tub & Shower
LevelFirst
FeaturesCloset/Cabinets - Custom Built, Flooring - Hardwood
LevelFirst
FeaturesFlooring - Stone/Ceramic Tile, Pantry
LevelFirst
FeaturesFlooring - Hardwood, Window(s) - Bay/Bow/Box, French Doors
LevelFirst
FeaturesFlooring - Laminate
LevelFirst
FeaturesFlooring - Hardwood
LevelFirst
FeaturesNo
Display Options
Outdoor Areas
Patio & porchPorch
Room Markers
BABathroom (4)
BRBedroom (5)
DDining (1)
KKitchen (1)
LLiving (2)
OOffice (1)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Wood, Tile, Laminate, Hardwood
Appliances:
Electric Water Heater, Water Heater, Range, Dishwasher, Refrigerator
Interior Features:
Home Office
Windows:
Insulated Windows
Basement:
Partial, Crawl Space, Interior Entry, Bulkhead, Dirt Floor, Concrete
Laundry:
Electric Dryer Hookup, Exterior Access, Washer Hookup, First Floor
Security:
Construction & Materials
Style:
Victorian
Year Built:
1880
Structure Type:
Exterior Materials:
Frame
Roof:
Shingle
Foundation:
Stone, Brick/Mortar
Heating, Cooling & Utilities
Heating:
Steam, Oil
Heating Zones:
2
Cooling:
None
Hot Water:
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Porch, Barn/Stable, Garden
Patio & Porch:
Porch
Fencing:
Other Structures:
Barn/Stable
Lot Features:
Level
Road Surface:
Paved
Parking & Garage
Garage Spaces:
1
Total Parking Spaces:
6
Parking Features:
Detached, Storage, Workshop in Garage, Barn, Paved Drive, Off Street, Paved
Special Features
Fireplaces:
2
Fireplace Type:
Dining Room, Family Room
Community Amenities:
Shopping, Walk/Jog Trails, Medical Facility, Public School, Sidewalks
Nearby Schools
School District
Palmer School District local
C-
School Safety
2024-25
6.6%
Above Average
5.7%
Suspensions
0.5%
In-School
0.9%
Emergency
1.1% above state avg
Elementary Schools
1 school
C-
Old Mill Pond School
2.1 mi
|
#702 of 824
|
Score: 35.5
Dropped 69 spots from last year
-22.7 below state avg
677 students
Moderate
Grades PK-06
High Schools
2 schools
B-
Palmer High School
2.1 mi
|
#200 of 346
|
Score: 51.4
Improved 97 spots from last year
-6.8 below state avg
416 students
Moderate
15 sports
• 550 athletes
Rising School
College Ready Curriculum
Strong Athletics
Grades 07-12
C
Pathfinder Regional Vocational-Technical High School
2.3 mi
|
#265 of 346
|
Score: 45.0
Dropped 41 spots from last year
-13.3 below state avg
660 students
Less Diverse
15 sports
• 496 athletes
Career Tech Programs
College Ready Curriculum
Strong Athletics
Grades 09-12
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Loan Amount
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After down payment
Total Interest
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Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
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Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$537
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
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Current Rate
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Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
1075 Central St, Palmer MA 01069
Palmer, MA 01069
Listing Information
Listing Agent
Sara Gasparrini
Listing Office
REMAX Connections
Office Phone
413-596-8500
Agent MLS ID
M7000017
Office MLS ID
AN5402
Listing Data Updated
Jul 22, 2026 3:30 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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