107 Bluff Ave, Swansea MA 02777
Swansea, MA 02777
$350,000
Est. $2,253/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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About this home
Charming coastal cottage offering the perfect opportunity for a couple or one-person household looking for a comfortable, low-maintenance home near the beach. This cozy 1-bedroom, 1-full-bath home features an open floor plan with wood flooring throughout the main living area, tile in the kitchen and bathroom, and carpeting in the bedroom. The full kitchen includes a gas stove, refrigerator, and microwave, with a dishwasher hookup available for future installation.The bathroom has been updated with a new bathtub featuring Jacuzzi-style features and a shower. Numerous recent improvements include brand-new Andersen windows and doors, along with a new roof on both the house and detached single-car garage. It has a fenced-in yard and a partial view of the ocean. Conveniently located just minutes from the town beach, this cottage offers an excellent opportunity to enjoy the coastal lifestyle while keeping things simple and manageable. Plus no Flood Insurance on this house.
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Recently Sold Nearby
Property History
Property Timeline
Listed for Sale
Sep 19, 2026
$350,000
Original listing
Agent: Pamela Cheney
Office: Epique Realty
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 09/19/2026 | 🏠 Listed for Sale | $350,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $3,397 | $299,000 |
Financial Details
Annual Property Tax
$3,397
Tax Year 2026
Assessed Value
$299,000
Facts & Features
1 Car Garage
Home Facts
Type
Residential
Style
Single Family Residence
Year Built
1940
Living Area
536 sq ft
Lot Size
0.0000
Bedrooms
1
Full Baths
1
Total Rooms
4
Interior
Heating
Forced Air
Cooling
Window Unit(s)
Flooring
Wood, Tile
Appliances
Gas Water Heater, Range, Microwave, Refrigerator, Washer, Dryer
Fireplace
None
Basement
None
Laundry
None
Features
None
Exterior
Construction
Frame
Architecture
Cottage
Roof
Shingle
Features
Deck - Vinyl, Rain Gutters, Fenced Yard
Pool
None
Spa
None
Fencing
Fenced
Patio/Porch
Deck - Vinyl
Parking
Garage Spaces
1
Has Garage
Yes
Features
Paved
Total Spaces
3
Utilities
Electric
110 Volts
Water
Public
Sewer
Inspection Required For Sale
Gas
None
Other
For Gas Range
Financial
Annual Tax
$3,397
Assessed Value
$299,000
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
None
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
House Color
Tan
Sq Ft Source
Public Record
Documents
None
County
Bristol
Property Overview
Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1940
Bedrooms
1
Full Bathrooms
1
Living Area
536 sq ft
Total Rooms
4
Floor Layout
Interactive room guide
Floor Layout
Finished Area
536 sq ft above grade
FeaturesYes
Display Options
Outdoor Areas
Patio & porchDeck - Vinyl
Room Markers
OOffice (1)
KKitchen (1)
BRBedroom (5)
BABathroom (4)
DDining (1)
LLiving (2)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Wood, Tile
Appliances:
Gas Water Heater, Range, Microwave, Refrigerator, Washer, Dryer
Interior Features:
Windows:
Insulated Windows
Basement:
Laundry:
Security:
Construction & Materials
Style:
Cottage
Year Built:
1940
Structure Type:
Exterior Materials:
Frame
Roof:
Shingle
Foundation:
Block
Heating, Cooling & Utilities
Heating:
Forced Air
Heating Zones:
1
Cooling:
Window Unit(s)
Hot Water:
Water Source:
Public
Sewer:
Inspection Required for Sale
Energy Features:
Exterior & Lot
Exterior Features:
Deck - Vinyl, Rain Gutters, Fenced Yard
Patio & Porch:
Deck - Vinyl
Fencing:
Fenced
Other Structures:
Lot Features:
Corner Lot
Road Surface:
Parking & Garage
Garage Spaces:
1
Total Parking Spaces:
3
Parking Features:
Paved
Nearby Schools
School District
Swansea School District local
B-
School Safety
2024-25
1.0%
Low
0.9%
Suspensions
3.2%
In-School
0.1%
Emergency
4.5% below state avg
Elementary Schools
3 schools
Gardner School
0.5 mi
271 students
Less Diverse
Strong Attendance
Grades K-02
B-
Joseph G Luther School
1.4 mi
|
#469 of 825
|
Score: 45.6
Improved 112 spots from last year
-12.7 below state avg
198 students
Less Diverse
Rising School
Strong Attendance
Grades 03-05
B-
Elizabeth S Brown School
1.9 mi
|
#441 of 825
|
Score: 46.3
Dropped 131 spots from last year
-11.9 below state avg
272 students
Less Diverse
Strong Attendance
Grades 03-05
Middle Schools
3 schools
B
Joseph Case Jr High School
2.2 mi
|
#152 of 352
|
Score: 44.2
Dropped 15 spots from last year
-14 below state avg
488 students
Less Diverse
Grades 06-08
D
Matthew J Kuss Middle School
2.7 mi
|
#334 of 352
|
Score: 27.0
Improved 1 spots from last year
-31.2 below state avg
676 students
Very Diverse
Diverse Student Body
Grades 06-08
B
Somerset Middle School
2.7 mi
|
#170 of 352
|
Score: 42.8
Dropped 38 spots from last year
-15.4 below state avg
548 students
Less Diverse
Strong Attendance
Grades 06-08
High Schools
3 schools
Stevens School
2.1 mi
Grades 06-12
A-
Joseph Case High School
2.2 mi
|
#100 of 346
|
Score: 60.3
Improved 70 spots from last year
+2.1 above state avg
511 students
Less Diverse
15 sports
• 930 athletes
Strong AP Program
High Graduation Rate
Rising School
Strong Athletics
Grades 09-12
JRI Meadowridge Swansea Wood School
2.2 mi
Grades 06-12
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Monthly Payment
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Principal, interest, taxes & insurance
Loan Amount
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After down payment
Total Interest
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Over life of loan
Total Cost
$0
Including down payment
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Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$283
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
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Current Rate
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+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
107 Bluff Ave, Swansea MA 02777
Swansea, MA 02777
Listing Information
Listing Agent
Pamela Cheney
Listing Office
Epique Realty
Office Phone
508-219-6199
Agent MLS ID
CN210296
Office MLS ID
AN8778
Listing Data Updated
Sep 19, 2026 1:09 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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