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106 Mill St, Worcester MA 01603

Worcester, MA 01603 • Webster Square
$839,900
Est. $5,149/month
9
Beds
5
Baths
3,632
Sq Ft
$231
Price/Sq Ft
0.34
Acres
1920
Year Built
2
Garage Spaces
10 hours 19 minutes
Time on Market
Active Listed Jul 17, 2026 • MLS# 73551599 Copied! • Updated Jul 17, 2026

About this home

Exceptional investment opportunity in Worcester! This income-producing multifamily offers 10 bedrooms, 5 baths, and over 3,648 sq. ft. with a flexible layout designed to maximize rental income. The detached garage generates an additional $500/month in rental income, providing immediate added cash flow. The property has been converted from oil to natural gas for improved efficiency. Situated on a lot bordering two streets, there may be subdivision potential (buyer to perform their own due diligence). Additional features include ample off-street parking, a spacious basement with workshop, two three-season porches offering additional usable space, and a oversized backyard. Conveniently located near schools, parks, shopping, restaurants, public transportation, and major routes, this property offers an outstanding opportunity for investors seeking strong current income with future value-add potential.

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Recently Sold Nearby

Property History

Property Timeline

🏠
Listed for Sale
Jul 17, 2026
$839,900
Original listing
Agent: Carlena Desmond Office: Lamacchia Realty, Inc.

Tax History

Year Taxes Assessment
2025 $8,419 $638,300

Financial Details

Annual Property Tax
$8,419
Tax Year 2025
Assessed Value
$638,300

Facts & Features

2 Car Garage

Home Facts

Type Residential Income
Style 4 Family
Year Built 1920
Living Area 3,632 sq ft
Lot Size 0.34 acres
Bedrooms 9
Full Baths 5
Total Rooms 18

Investment Metrics

Units 4
Unit 1 Rent $2,400/mo · Y
Unit 2 Rent $2,500/mo · N
Unit 3 Rent $1,600/mo · N
Unit 4 Rent $2,000/mo · N
Total Monthly Rent $8,500/mo
Gross Income $108,000
Heating None
Cooling None
Flooring Wood, Vinyl, Laminate
Appliances None
Fireplace None
Basement Full, Interior Entry, Unfinished
Laundry None
Features None
Construction Frame
Architecture None
Roof Shingle
Features None
Pool None
Spa None
Fencing None
Patio/Porch Porch, Enclosed
Garage Spaces 2
Has Garage Yes
Features Paved Drive, Off Street
Total Spaces 9
Electric None
Water Public
Sewer Public Sewer
Gas None
Other None

Financial

Annual Tax $8,419
Assessed Value $638,300
Fee Includes None
Amenities None
Optional Fee Includes None
Seller Disclosures None
Possession None
Accepted Financing None
Structure Type []
House Color Yellow
Sq Ft Source Public Record
Documents None
County Worcester

Property Overview

Property Type
4 Family
Listing Type
For Sale
Year Built
1920
Bedrooms
9
Full Bathrooms
5
Living Area
3,632 sq ft
Total Rooms
18
Stories
3
Levels
3

Room Details

Other Floor

Bathroom1
Bedroom5
Bedroom4
Bedroom3
Dining Room
Kitchen
Bathroom2
Bedroom2
Living Room
Bathroom3
Master Bedroom
Office
Family Room
Master Bathroom

Interior Features

Flooring: Wood, Vinyl, Laminate
Appliances:
Interior Features:
Windows:
Basement: Full, Interior Entry, Unfinished
Laundry:
Security:

Construction & Materials

Year Built: 1920
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Concrete Perimeter, Stone
Stories: 3

Heating, Cooling & Utilities

Heating:
Cooling:
Hot Water: Natural Gas
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features:
Patio & Porch: Porch, Enclosed
Fencing:
Other Structures:
Lot Features: Level, Other
Road Surface:

Parking & Garage

Garage Spaces: 2
Total Parking Spaces: 9
Parking Features: Paved Drive, Off Street
School District
Worcester School District local
C-
🎓 Where Graduates Go Class of 2021
51% attend college
35% 4-Year 16% 2-Year 4% Out of State 4% Working
School Safety 2024-25
4.1% Above Average
3.3% Suspensions 1.7% In-School 0.8% Emergency
1.4% below state avg
E

Elementary Schools

3 schools
C+
Columbus Park School
0.3 mi | #9 of 12 | Score: 31.6
Improved 720 spots from last year
-26.6 below state avg
381 students Diverse
Rising School
Grades PK-06
Our Lady of the Angels School
0.5 mi
Grades PK-08
C-
Gates Lane School
0.6 mi | #744 of 824 | Score: 33.0
Dropped 10 spots from last year
-25.2 below state avg
547 students Very Diverse
Diverse Student Body
Grades PK-06
M

Middle Schools

2 schools
B
Sullivan Middle School
1.3 mi | #157 of 352 | Score: 43.9
Improved 28 spots from last year
-14.3 below state avg
940 students Diverse
Rising School Diverse Student Body
Grades 06-08
Worcester SDA School
2.0 mi
Grades 01-08
H

High Schools

3 schools
C-
University Park Campus School
0.6 mi | #290 of 346 | Score: 41.4
Dropped 13 spots from last year
-16.8 below state avg
233 students Diverse
Early College Program High Graduation Rate College Ready Curriculum Strong Attendance
Grades 07-12
B+
Claremont Academy
1.0 mi | #9 of 25 | Score: 38.3
Improved 317 spots from last year
-20 below state avg
474 students Moderate
10 sports • 216 athletes
Early College Program Rising School College Ready Curriculum
Grades 07-12
Worcester Alternative High School
1.4 mi
36 students Diverse
Grades 07-12
Learn about these ratings

Monthly Payment Calculator

Monthly Payment
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Principal, interest, taxes & insurance
Loan Amount
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After down payment
Total Interest
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Over life of loan
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Including down payment
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Down: $0
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $702
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
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Current Rate
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+0.5% Rate
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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

Webster Square

106 Mill St, Worcester MA 01603

Worcester, MA 01603

Listing Information

Listing Agent Carlena Desmond
Listing Office Lamacchia Realty, Inc.
Office Phone 508-425-7372
Agent MLS ID K9502176
Office MLS ID AN3002
Listing Data Updated Jul 17, 2026 2:57 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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