104 Waterhill St, Lynn MA 01905
Lynn, MA 01905 • West Lynn
$774,900
Est. $4,775/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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About this home
Function and form at its best—opportunity awaits at this attractive two-family home located in convenient West Lynn. Ideal for an owner-occupant or seasoned investor looking to expand their portfolio. Both units offer a modern flair with tasteful finishes, oak hardwood flooring, updated kitchens featuring shaker cabinetry with quartz countertops in one unit and granite in the other. Renovated bathrooms showcase contemporary tilework, quartz-top vanity, and stylish 12x24 tile flooring. The first-floor unit offers valuable bonus space in the basement for storage or hobby area, while the upper unit extends to the third floor with two additional bedrooms in a townhouse-style layout. Newer mechanical systems fueled by natural gas and solar panels, enhance energy efficiency. Low maintenance yard with patio and storage shed make exterior chores a breeze. Double driveway with abundant parking available. Location is fantastic, located on a one way street / corner lot with easy access to area attractions such as Market Basket, Western Avenue business district, MBTA bus service, Blue Line Service at Wonderland Station, Routes 1, 1A & 95, and nearby Red Rock and Nahant beaches. Take action and make this your next investment in one of the fastest growing emerging markets.
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Recently Sold Nearby
Property History
Market Insights
36.1%
Price Range
2
Previous Sales
Property Timeline
Listed for Sale
Sep 29, 2026
$774,900
Original listing
Office: Keller Williams Realty Evolution
Previous Transaction - MLS #73031496
Full transaction history available when tracking began
Previously Sold
Nov 21, 2022
$675,000
MLS #73031496
Previous Transaction - MLS #72976288
Full transaction history available when tracking began
Previously Sold
Jun 21, 2022
$495,000
MLS #72976288
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 09/29/2026 | 🏠 Listed for Sale | $774,900 | - | - | Original listing |
| 11/21/2022 | 🏷️ Previously Sold | $675,000 | - | - | MLS #73031496 |
| 06/21/2022 | 🏷️ Previously Sold | $495,000 | - | - | MLS #72976288 |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $7,885 | $765,490 |
Financial Details
Annual Property Tax
$7,885
Tax Year 2026
Assessed Value
$765,490
Facts & Features
Home Facts
Type
Residential Income
Style
Multi Family
Year Built
1910
Living Area
1,959 sq ft
Lot Size
0.12 acres
Stories
4
Bedrooms
4
Full Baths
2
Total Rooms
8
Investment Metrics
Units
2
Unit 1 Rent
— · N
Unit 2 Rent
— · N
Interior
Heating
Baseboard, Natural Gas, Ductless
Cooling
None, Ductless
Flooring
Tile, Hardwood, Stone/ceramic Tile
Appliances
Range, Dishwasher, Microwave, Refrigerator
Fireplace
None
Basement
Partially Finished, Interior Entry, Bulkhead
Laundry
Electric Dryer Hookup, Washer Hookup
Features
Stone/granite/solid Counters, Bathroom With Tub & Shower, Remodeled, Ceiling Fan(s), Bathroom With Shower Stall, Living Room, Kitchen
Exterior
Construction
Frame
Architecture
None
Roof
Shingle
Features
Rain Gutters
Pool
None
Spa
None
Fencing
Fenced/enclosed
Patio/Porch
Deck - Composite, Patio
Parking
Features
Paved Drive, Off Street, Paved
Total Spaces
10
Utilities
Electric
100 Amp Service
Water
Public
Sewer
Public Sewer
Gas
None
Other
For Gas Range, For Electric Dryer, Washer Hookup
Financial
Annual Tax
$7,885
Assessed Value
$765,490
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
None
Additional Details
Possession
None
Accepted Financing
Contract
Structure Type
[]
House Color
Beige
Sq Ft Source
Public Record
Documents
None
County
Essex
Property Overview
Property Type
Multi Family
Listing Type
For Sale
Year Built
1910
Bedrooms
4
Full Bathrooms
2
Living Area
1,959 sq ft
Total Rooms
8
Stories
4
Levels
4
Floor Layout
Interactive room guide
Floor Layout
Finished Area
1,959 sq ft above grade
Display Options
Outdoor Areas
Patio & porchDeck - Composite, Patio
Room Markers
OOffice (1)
KKitchen (1)
BRBedroom (5)
BABathroom (4)
DDining (1)
LLiving (2)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Tile, Hardwood, Stone/Ceramic Tile
Appliances:
Range, Dishwasher, Microwave, Refrigerator
Interior Features:
Stone/Granite/Solid Counters, Bathroom With Tub & Shower, Remodeled, Ceiling Fan(s), Bathroom with Shower Stall, Living Room, Kitchen
Windows:
Insulated Windows
Basement:
Partially Finished, Interior Entry, Bulkhead
Laundry:
Electric Dryer Hookup, Washer Hookup
Security:
Construction & Materials
Year Built:
1910
Structure Type:
Exterior Materials:
Frame
Roof:
Shingle
Foundation:
Concrete Perimeter
Stories:
4
Heating, Cooling & Utilities
Heating:
Baseboard, Natural Gas, Ductless
Heating Zones:
2
Cooling:
None, Ductless
Cooling Zones:
1
Hot Water:
Natural Gas
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Rain Gutters
Patio & Porch:
Deck - Composite, Patio
Fencing:
Fenced/Enclosed
Other Structures:
Lot Features:
Corner Lot, Level
Road Surface:
Parking & Garage
Total Parking Spaces:
10
Parking Features:
Paved Drive, Off Street, Paved
Nearby Schools
School District
Lynn School District local
D
School Safety
2024-25
3.5%
Above Average
3.0%
Suspensions
0.3%
In-School
0.1%
Expulsions
0.4%
Emergency
2.0% below state avg
Elementary Schools
3 schools
Sacred Heart Elementary School
0.1 mi
Grades PK-08
C
A. Drewicz Elementary School
0.2 mi
|
#598 of 825
|
Score: 40.8
Improved 86 spots from last year
-17.4 below state avg
502 students
Moderate
Rising School
Grades K-05
William R Fallon School
0.4 mi
26 students
Diverse
Grades PK-05
Middle Schools
2 schools
C+
Pickering Middle School
1.8 mi
|
#229 of 352
|
Score: 38.5
Improved 78 spots from last year
-19.7 below state avg
539 students
Diverse
Rising School
Grades 06-08
C-
Thurgood Marshall Middle School
2.2 mi
|
#311 of 352
|
Score: 30.7
Improved 40 spots from last year
-27.5 below state avg
1,190 students
Moderate
Rising School
Grades 06-08
High Schools
3 schools
C-
Classical High School
0.7 mi
|
#304 of 346
|
Score: 37.5
Improved 49 spots from last year
-20.8 below state avg
1,513 students
Moderate
Early College Program
Rising School
Career Tech Programs
Grades 09-12
City Arts & Sciences Academy at Fecteau-Leary
0.9 mi
259 students
Moderate
Grades 06-12
B-
Harold Durgin Success Academy
0.9 mi
|
#16 of 25
|
Score: 30.4
Improved 329 spots from last year
-27.8 below state avg
98 students
Moderate
Rising School
Career Tech Programs
Strong Attendance
Grades 09-12
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Monthly Payment Calculator
Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$657
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
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Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
West Lynn
104 Waterhill St, Lynn MA 01905
Lynn, MA 01905
Listing Information
Listing Agent
Stonehurst RE Group
Listing Office
Keller Williams Realty Evolution
Office Phone
781-395-5600
Agent MLS ID
TM332669
Office MLS ID
AN6887
Listing Data Updated
Sep 29, 2026 11:36 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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