104 Piney Lane, Ludlow MA 01056

Ludlow, MA 01056
$175,000
Est. $1,345/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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1
Beds
1
Baths
635
Sq Ft
$276
Price/Sq Ft
0.24
Acres
1935
Year Built
1
Garage Space
22
Days on Market
Sale Pending Listed Jun 8, 2026 • MLS# 73531624 Copied! • Updated Oct 21, 2026

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About this home

Welcome to Pine Tree Lodge, a charming cottage/bungalow near Alden Pond. Tucked away in a peaceful setting, this property offers an opportunity to enjoy pondside living with deeded water access via a right-of-way through the waterfront property in front. The home features a comfortable layout with the convenience of one-level living, updated windows and doors (2022), and a new drilled well (2023). Laundry is located in the basement. Outside, a detached garage and patio provide space for storage, entertaining, or relaxing outdoors. Whether you're seeking a seasonal getaway or year-round home, this property offers the opportunity to add your own updates and personal touches. Whether you're looking for a seasonal escape, a weekend getaway, or a cozy year-round residence, this property presents an opportunity to create your own special getaway.

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Recently Sold Nearby

Price & Status History

Market Insights

Property Timeline

📋
Status: Active under contract
Jun 18, 2026
Active → Active Under Contract
⏳
Pending Sale
Jun 17, 2026
Offer accepted, sale pending
👁️
Showing Instructions Updated
Jun 14, 2026
New showing requirements
🏠
Listed for Sale
Jun 8, 2026
$175,000
Original listing
Agent: Kellie McElhinney Office: Central Mass Real Estate

Tax History

Year Taxes Assessment
2025 $3,121 $179,900

Financial Details

Annual Property Tax
$3,121
Tax Year 2025
Assessed Value
$179,900

Facts & Features

1 Car Garage

Home Facts

Type Residential
Style Single Family Residence
Year Built 1935
Living Area 635 sq ft
Lot Size 0.24 acres
Bedrooms 1
Full Baths 1
Total Rooms 4

Interior

Heating Forced Air, Oil
Cooling None
Flooring None
Appliances Water Heater, Range, Refrigerator, Washer, Dryer
Fireplace None
Basement Full, Walk-out Access
Laundry Electric Dryer Hookup, Washer Hookup, In Basement
Features None

Exterior

Construction None
Architecture Cottage, Bungalow
Roof Shingle
Features Patio, Rain Gutters
Pool None
Spa None
Fencing None
Patio/Porch Patio
Garage Spaces 1
Has Garage Yes
Features Detached, Storage, Workshop In Garage, Garage Faces Side, Shared Driveway, Unpaved
Total Spaces 3
Electric None
Water Private
Sewer Private Sewer
Gas None
Other None
Annual Tax $3,121
Assessed Value $179,900
Fee Includes None
Amenities None
Optional Fee Includes None
Down Payment Resource Eligible
Lead Paint Unknown
Seller Disclosures Property Is Being Sold As-is. Shared Driveway Easement And Right Of Way To Water. Alden Pond Is Spring/reservoir-fed, Prohibits Motorized Boats. Title V Buyers Responsibility. Recording Device On The Property.
Possession None
Accepted Financing None
Structure Type []
Sq Ft Source Public Record
Documents None
County Hampden
Total market time (incl. prior listings) 27 days

Property Overview

Property Type
Single Family Residence
Listing Type
Sale Pending
Year Built
1935
Bedrooms
1
Full Bathrooms
1
Living Area
635 sq ft
Total Rooms
4

Floor Layout

Interior Features

Flooring:
Appliances: Water Heater, Range, Refrigerator, Washer, Dryer
Interior Features:
Windows:
Basement: Full, Walk-Out Access
Laundry: Electric Dryer Hookup, Washer Hookup, In Basement
Security:

Construction & Materials

Style: Cottage, Bungalow
Year Built: 1935
Structure Type:
Exterior Materials:
Roof: Shingle
Foundation: Block, Stone

Utilities & Systems

Heating: Forced Air, Oil
Cooling: None
Hot Water:
Water Source: Private
Sewer: Private Sewer
Energy Features:

Exterior & Lot

Exterior Features: Patio, Rain Gutters
Patio & Porch: Patio
Fencing:
Other Structures:
Lot Features: Easements
Road Surface:

Parking & Garage

Garage Spaces: 1
Total Parking Spaces: 3
Parking Features: Detached, Storage, Workshop in Garage, Garage Faces Side, Shared Driveway, Unpaved

Nearby Schools

School information not available for this location.

Monthly Payment Calculator

Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
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After down payment
Total Interest
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Over life of loan
Total Cost
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Including down payment
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Down: $0
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $260
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

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$0/mo
Save $0/mo
Current Rate
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+0.5% Rate
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Cost $0/mo

Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

104 Piney Lane, Ludlow MA 01056

Ludlow, MA 01056

Listing Information

Listing Agent Kellie McElhinney
Listing Office Central Mass Real Estate
Office Phone 877-537-9997
Agent MLS ID CN254216
Office MLS ID H80011
Listing Data Updated Oct 21, 2026 9:20 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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