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104-108 Parker St, Gardner MA 01440

Gardner, MA 01440
$579,000
Est. $3,604/month
3
Beds
3.5
Baths
6,958
Sq Ft
$83
Price/Sq Ft
0.15
Acres
1888
Year Built
6 hours 16 minutes
Time on Market
Active Open House Listed Jun 23, 2026 • MLS# 73540486 Copied!

About this home

Exceptional mixed-use investment opportunity in the heart of Gardner! Fully occupied and generating $75,180 in annual gross income, this turnkey property features two commercial units and two residential apartments, offering a diversified mix of income streams. The first-floor commercial space is occupied by a medical spa, while the third-floor commercial space is home to an art studio. Situated between them are two residential apartments, creating a well-balanced layout. A detached 3-car garage with a spacious second level provides valuable storage and future potential. Benefit from a high-visibility downtown location with a mix of ample off-street, metered on-street, and nearby municipal parking. Centrally located within walking distance to shops, restaurants, public transportation, services, and other everyday conveniences. Ideal for investors seeking strong in-place income, full occupancy, turnkey condition, and future upside potential. Open houses Saturday 6/27 and Sunday 6/28!

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Property Overview

Property Type
4 Family
Listing Type
For Sale
Year Built
1888
Bedrooms
3
Full Bathrooms
2
Half Bathrooms
3
Living Area
6,958 sq ft
Total Rooms
21
Stories
4
Levels
4

Open House Schedule

28
Jun
Sunday, June 28
10:00 AM - 11:30 AM EDT
27
Jun
Saturday, June 27
10:00 AM - 11:30 AM EDT

Facts & Features

3 Car Garage

Home Facts

Type Residential Income
Style 4 Family
Year Built 1888
Living Area 6,958 sq ft
Lot Size 0.15 acres
Bedrooms 3
Full Baths 2
Half Baths 3
Total Rooms 21

Interior

Heating None
Cooling None
Flooring Tile, Varies, Hardwood
Appliances None
Fireplace None
Basement Full, Walk-out Access
Laundry None
Features None

Exterior

Construction None
Architecture None
Roof Shingle
Features None
Pool None
Spa None
Fencing Fenced/enclosed
Patio/Porch None

Parking

Garage Spaces 3
Has Garage Yes
Features Paved Drive, Off Street
Total Spaces 7

Utilities

Electric None
Water Public
Sewer Public Sewer
Gas None
Other None

Financial

Annual Tax $5,717
Assessed Value $398,100

Interior Features

Flooring: Tile, Varies, Hardwood
Appliances:
Interior Features:
Windows:
Basement: Full, Walk-Out Access
Laundry:
Security:

Construction & Materials

Year Built: 1888
Structure Type:
Exterior Materials:
Roof: Shingle
Foundation: Block, Stone, Brick/Mortar
Stories: 4

Heating, Cooling & Utilities

Heating:
Cooling:
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features:
Patio & Porch:
Fencing: Fenced/Enclosed
Other Structures:
Lot Features: Cleared, Gentle Sloping
Road Surface:

Parking & Garage

Garage Spaces: 3
Total Parking Spaces: 7
Parking Features: Paved Drive, Off Street

Location

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Neighborhood

104-108 Parker St, Gardner MA 01440

Gardner, MA 01440

Walkability

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Nearby Schools

School District
Gardner School District local
D
School Safety 2024-25
5.8% Above Average
5.6% Suspensions 0.5% In-School 0.2% Emergency
0.3% above state avg
E

Elementary Schools

2 schools
Wachusett Hills Christian School
2.7 mi
Grades K-08
C-
Gardner Elementary School
1.3 mi | #669 of 824 | Score: 37.5
Improved 96 spots from last year
-20.7 below state avg
1,087 students Diverse
Rising School Diverse Student Body
Grades PK-04
M

Middle Schools

1 school
F
Gardner Middle School
1.3 mi | #338 of 352 | Score: 26.8
Dropped 7 spots from last year
-31.4 below state avg
514 students Diverse
Grades 05-07
H

High Schools

2 schools
C+
Gardner High School
1.3 mi | #239 of 346 | Score: 47.5
Improved 74 spots from last year
-10.7 below state avg
808 students Diverse
15 sports • 820 athletes
Early College Program High Graduation Rate Rising School Career Tech Programs
Grades 08-12
D
Gardner Academy for Learning and Technology
0.8 mi | #331 of 346 | Score: 26.7
Improved 48 spots from last year
-31.6 below state avg
123 students Diverse
Early College Program Rising School Career Tech Programs
Grades 09-12
Learn about these ratings

Monthly Payment Calculator

Monthly Payment
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Principal, interest, taxes & insurance
Loan Amount
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After down payment
Total Interest
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Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $476
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
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Save $0/mo
Current Rate
$0/mo
+0.5% Rate
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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Property History

Property Timeline

🏠
Listed for Sale
Jun 23, 2026
$579,000
Original listing
Agent: Candor Investment Group Office: eXp Realty LLC

Price & Status History

Date Event Price Change
Jun 23, 2026 New Listing Added $579,000

Market Statistics

Time on Market
6 hours 16 minutes
Price per Sq Ft
$83

Tax History

Year Taxes Assessment
2025 $5,717 $398,100

Financial Details

Annual Property Tax
$5,717
Tax Year 2025
Assessed Value
$398,100

Listing Information

Listing Agent Candor Investment Group
Listing Office eXp Realty LLC
Agent MLS ID TM361776
Office MLS ID AN9457
Listing Data Updated Jun 23, 2026 7:26 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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Market Analytics for Gardner, MA

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