104-106 Payson Rd, Belmont MA 02478
Belmont, MA 02478
$1,628,000
Est. $9,706/month
About this home
Stately and expansive two-family home in the highly desirable Belmont neighborhood, offering timeless character and exceptional flexibility for both investors and owner-occupants.With impressive ceiling heights across all living levels including basement. This solid property offers a premier foundation and incredible equity upside for a custom luxury. Rich natural wood details, high ceilings, abundant natural light, and spacious rooms create warmth and charm throughout. Large apartments feature comfortable layouts, eat-in kitchens, tile baths, and inviting living rooms with fireplaces. The impressive upper unit spans two levels, making it an ideal owner's residence, while the lower unit provides excellent rental income potential. A detached two-car garage, additional off-street parking. Conveniently located just moments from Cushing Square, public transportation, shopping, restaurants, parks, and all that Belmont has to offer.
View in the App
Save this property, schedule tours instantly, and get alerts when the price drops
Scan with phone
Public Records & Permits
Log in to view assessor & tax records, ownership history, and recent building permits for this property.
BMN Estimate
Get the number an algorithm can't give you
A free agent CMA factors in condition, upgrades, and the street — the things comps alone can't see.
Recently Sold Nearby
Property History
Property Timeline
Listed for Sale
Jun 24, 2026
$1,628,000
Original listing
Agent: Yangyang Zhou
Office: Coldwell Banker Realty - Newton
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 06/24/2026 | 🏠 Listed for Sale | $1,628,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $15,282 | $1,359,000 |
Financial Details
Annual Property Tax
$15,282
Tax Year 2026
Assessed Value
$1,359,000
Facts & Features
2 Car Garage
Home Facts
Type
Residential Income
Style
Multi Family
Year Built
1930
Living Area
2,966 sq ft
Lot Size
0.16 acres
Bedrooms
7
Full Baths
2
Half Baths
1
Total Rooms
15
Investment Metrics
Units
2
Unit 1 Rent
$2,850/mo · Y
Unit 2 Rent
$3,500/mo · Y
Total Monthly Rent
$6,350/mo
Gross Income
$76,200
Net Operating Income
$76,200
Cap Rate
4.68%
Interior
Heating
Steam, Natural Gas
Cooling
None
Flooring
Wood, Tile
Appliances
Refrigerator
Fireplace
None
Fireplaces
2
Basement
Interior Entry, Unfinished
Laundry
None
Features
Living Room, Dining Room, Kitchen
Exterior
Construction
Frame
Architecture
None
Roof
Slate
Features
None
Pool
None
Spa
None
Fencing
None
Patio/Porch
Porch
Parking
Garage Spaces
2
Has Garage
Yes
Features
Paved Drive
Total Spaces
8
Utilities
Electric
None
Water
Public
Sewer
Public Sewer
Gas
None
Other
None
Financial
Annual Tax
$15,282
Assessed Value
$1,359,000
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
MA Disclosures
Seller Disclosures
None
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
Sq Ft Source
Public Record
Documents
None
County
Middlesex
Total market time (incl. prior listings)
4 days
Property Overview
Property Type
Multi Family
Listing Type
For Sale
Year Built
1930
Bedrooms
7
Full Bathrooms
2
Half Bathrooms
1
Living Area
2,966 sq ft
Total Rooms
15
Stories
3
Levels
3
Floor Layout
Interactive room guide
Floor Layout
Finished Area
2,966 sq ft above grade
Display Options
Outdoor Areas
Patio & porchPorch
Room Markers
BABathroom (4)
BRBedroom (5)
DDining (1)
KKitchen (1)
LLiving (2)
OOffice (1)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Wood, Tile
Appliances:
Refrigerator
Interior Features:
Living Room, Dining Room, Kitchen
Windows:
Basement:
Interior Entry, Unfinished
Laundry:
Security:
Construction & Materials
Year Built:
1930
Structure Type:
Exterior Materials:
Frame
Roof:
Slate
Foundation:
Concrete Perimeter
Stories:
3
Heating, Cooling & Utilities
Heating:
Steam, Natural Gas
Cooling:
Hot Water:
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Patio & Porch:
Porch
Fencing:
Other Structures:
Lot Features:
Road Surface:
Parking & Garage
Garage Spaces:
2
Total Parking Spaces:
8
Parking Features:
Paved Drive
Special Features
Fireplaces:
2
Fireplace Type:
Community Amenities:
Nearby Schools
School District
Belmont School District local
A+
School Safety
2024-25
0.6%
Low
0.6%
Suspensions
0.8%
In-School
4.9% below state avg
Elementary Schools
3 schools
A
Winthrop L. Chenery Upper Elementary School
0.1 mi
|
#159 of 824
|
Score: 56.7
Dropped 9 spots from last year
-1.5 below state avg
1,023 students
Diverse
Diverse Student Body
Strong Attendance
Grades 04-06
A+
Mary Lee Burbank School
0.5 mi
|
#12 of 824
|
Score: 65.9
Improved 36 spots from last year
+7.7 above state avg
238 students
Diverse
Rising School
Strong Attendance
Grades K-03
A-
Roger E Wellington School
0.6 mi
|
#250 of 824
|
Score: 52.4
Dropped 232 spots from last year
-5.8 below state avg
426 students
Diverse
Diverse Student Body
Grades PK-03
Middle Schools
2 schools
A+
Belmont Middle School
0.8 mi
|
#15 of 352
|
Score: 62.5
Dropped 13 spots from last year
+4.3 above state avg
742 students
Diverse
Strong Attendance
Grades 07-08
A-
Watertown Middle School
1.3 mi
|
#108 of 352
|
Score: 48.6
Improved 11 spots from last year
-9.6 below state avg
583 students
Diverse
Diverse Student Body
Grades 06-08
High Schools
3 schools
A+
Belmont High School
0.7 mi
|
#10 of 346
|
Score: 75.5
Same rank as last year
+17.3 above state avg
1,454 students
Diverse
21 sports
• 2,714 athletes
Strong AP Program
High Graduation Rate
College Ready Curriculum
Strong Athletics
Grades 09-12
Walker Beacon School
1.1 mi
Grades 07-12
Arlington School
1.2 mi
Grades 08-12
Learn about these ratings
Monthly Payment Calculator
Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$1,274
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
Loading map...
Neighborhood
104-106 Payson Rd, Belmont MA 02478
Belmont, MA 02478
Listing Information
Listing Agent
Yangyang Zhou
Listing Office
Coldwell Banker Realty - Newton
Office Phone
617-969-2447
Agent MLS ID
CN247078
Office MLS ID
AN6227
Listing Data Updated
Jun 28, 2026 4:05 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
Contact Us
Ask about this property — free, no obligation.
Similar Homes for Sale
Comparable Properties
Customize Comparable Search
Finding comparable properties...
Loading market insights for Belmont.