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103 Brown Avenue, Holyoke MA 01040

Holyoke, MA 01040
$314,900
Est. $2,196/month
4
Beds
2
Baths
1,996
Sq Ft
$158
Price/Sq Ft
0.16
Acres
1870
Year Built
4
Parking
22
Days on Market
Pending Listed May 26, 2026 • MLS# 73523676 Copied! • Updated Jun 23, 2026

About this home

Renovated 2 family home in Elmwood has some great features! These units are bright and spacious and most rooms have wood floors. Both units were renovated over the last 20 years: kitchens, baths, electric and most windows. Single gas boiler is about 10 years old and 2 hot water tanks are within 5 years. Roof is 4 years old. The second floor has its own washer and dryer and has access to a full walk up attic. First floor is lead compliant. Most k/t replaced. This property is owner occupied so the maintenance is done by them : landscaping and snow removal. Holyoke offers weekly trash and lawn clipping removal and every other week recycling included in the sewer charge. Holyoke Gas and Electric rates are low and offer incentives to first time Holyoke homeowners as well as energy efficient 0% loans. Plenty of room for everyone to park out back. Gas boiler and electric charges are based on the 10% off deadline to pay.

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Recently Sold Nearby

Property History

Market Insights

Property Timeline

📝
Contingency Update
Jun 12, 2026
Financing
📋
Status: Active under contract
Jun 5, 2026
Active → Active Under Contract
Pending Sale
May 30, 2026
Offer accepted, sale pending
🏠
Listed for Sale
May 26, 2026
$314,900
Original listing
Office: Berkshire Hathaway HomeServices Realty Professionals

Tax History

Year Taxes Assessment
2026 $4,843 $277,400

Financial Details

Annual Property Tax
$4,843
Tax Year 2026
Assessed Value
$277,400

Facts & Features

Home Facts

Type Residential Income
Style 2 Family - 2 Units Up/Down
Year Built 1870
Living Area 1,996 sq ft
Lot Size 0.16 acres
Bedrooms 4
Full Baths 2
Total Rooms 9

Investment Metrics

Units 2
Unit 1 Rent $1,850/mo · N
Unit 2 Rent $1,850/mo · N
Total Monthly Rent $3,700/mo
Gross Income $34,800
Net Operating Income $29,500
Operating Expenses $5,300
Water/Sewer Expense $1,000
Electric Expense $600
Insurance Expense $1,700
Cap Rate 9.37%
Heating Natural Gas
Cooling None
Flooring Wood, Vinyl
Appliances Range, Refrigerator, Washer, Dryer
Fireplace None
Fireplaces 2
Basement Full, Bulkhead
Laundry None
Features Living Room, Kitchen, Laundry Room, Office/den
Construction Frame
Architecture None
Roof Shingle
Features None
Pool None
Spa None
Fencing None
Patio/Porch Enclosed
Features Paved Drive, Off Street
Total Spaces 4
Electric None
Water Public
Sewer Public Sewer
Gas None
Other For Gas Range

Financial

Annual Tax $4,843
Assessed Value $277,400
Fee Includes None
Amenities None
Optional Fee Includes None
Down Payment Resource Eligible
Seller Disclosures Driveway Easement For House Next Door; First Floor Tenants Are In Eviction Process.
Possession None
Accepted Financing None
Structure Type []
House Color white
Sq Ft Source Public Record
Sq Ft Disclosures This house was originally a single family
Documents None
County Hampden
Total market time (incl. prior listings) 24 days

Property Overview

Property Type
2 Family - 2 Units Up/Down
Listing Type
For Sale
Year Built
1870
Bedrooms
4
Full Bathrooms
2
Living Area
1,996 sq ft
Total Rooms
9
Stories
2
Levels
2

Room Details

Other Floor

Bathroom1
Bedroom5
Bedroom4
Bedroom3
Dining Room
Kitchen
Bathroom2
Bedroom2
Living Room
Bathroom3
Master Bedroom
Office
Family Room
Master Bathroom

Interior Features

Flooring: Wood, Vinyl
Appliances: Range, Refrigerator, Washer, Dryer
Interior Features: Living Room, Kitchen, Laundry Room, Office/Den
Windows:
Basement: Full, Bulkhead
Laundry:
Security:

Construction & Materials

Year Built: 1870
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Other
Stories: 2

Heating, Cooling & Utilities

Heating: Natural Gas
Heating Zones: 1
Cooling:
Hot Water: Natural Gas, Tank
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features:
Patio & Porch: Enclosed
Fencing:
Other Structures:
Lot Features: Easements
Road Surface: Paved

Parking & Garage

Total Parking Spaces: 4
Parking Features: Paved Drive, Off Street

Special Features

Fireplaces: 2
Fireplace Type:
Community Amenities: Public Transportation, Shopping, Sidewalks
School District
Holyoke School District local
F
🎓 Where Graduates Go Class of 2021
36% attend college
15% 4-Year 21% 2-Year 4% Out of State 4% Working
School Safety 2024-25
12.2% Above Average
9.6% Suspensions 2.7% In-School 2.6% Emergency
6.7% above state avg
E

Elementary Schools

10 schools
Blessed Sacrament School
0.4 mi
Grades PK-08
Center School/Crisis Interv & Assessment
0.5 mi
Grades PK-12
C-
Holyoke Community Charter School
0.5 mi | #314 of 352 | Score: 30.4
Dropped 12 spots from last year
-27.8 below state avg
701 students Less Diverse
Grades K-08
First Lutheran School
0.7 mi
Grades PK-08
Mater Dolorosa School
1.5 mi
Grades PK-08
F
Morgan Full Service Community School
0.9 mi | #813 of 824 | Score: 25.6
Improved 18 spots from last year
-32.7 below state avg
334 students Less Diverse
Grades PK-05
F
H.B. Lawrence School
1.0 mi | #822 of 824 | Score: 22.9
Improved 14 spots from last year
-35.3 below state avg
305 students Moderate
Grades PK-05
D
Lt. Elmer J. McMahon Elementary School
1.3 mi | #760 of 824 | Score: 31.7
Dropped 15 spots from last year
-26.5 below state avg
317 students Moderate
Grades PK-05
F
Maurice A Donahue Elementary School
1.3 mi | #820 of 824 | Score: 23.9
Dropped 51 spots from last year
-34.3 below state avg
388 students Moderate
Grades PK-05
F
Kelly Elementary School
1.5 mi | #814 of 824 | Score: 25.5
Improved 20 spots from last year
-32.7 below state avg
464 students Less Diverse
Rising School
Grades PK-05
M

Middle Schools

2 schools
Dr. William R. Peck Middle School
0.4 mi
Grades 06-08
F
Lt. Clayre Sullivan Elementary School
1.4 mi | #348 of 352 | Score: 24.0
Improved 19 spots from last year
-34.2 below state avg
463 students Moderate
Grades 06-08
H

High Schools

4 schools
LightHouse Holyoke
1.2 mi
Grades 06-12
F
Opportunity Academy at Metcalf
0.3 mi | #335 of 346 | Score: 22.7
Improved 49 spots from last year
-35.5 below state avg
213 students Moderate
Rising School
Grades 09-12
D
Holyoke High School
0.6 mi | #317 of 346 | Score: 33.6
Improved 40 spots from last year
-24.6 below state avg
1,569 students Moderate
15 sports • 722 athletes
Early College Program Rising School Career Tech Programs Strong Athletics
Grades 09-12
B+
Gateway to College at Holyoke Community College
1.4 mi | #130 of 346 | Score: 74.1
Same rank as last year
21 students Diverse
College Ready Curriculum
Grades 09-12
Learn about these ratings

Monthly Payment Calculator

Monthly Payment
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Principal, interest, taxes & insurance
Loan Amount
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After down payment
Total Interest
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Over life of loan
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Including down payment
%
Down: $0
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $404
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

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Current Rate
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+0.5% Rate
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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

103 Brown Avenue, Holyoke MA 01040

Holyoke, MA 01040

Listing Information

Listing Agent Beth Brogle
Listing Office Berkshire Hathaway HomeServices Realty Professionals
Office Phone 413-568-2405
Agent MLS ID J0001102
Office MLS ID AN7318
Listing Data Updated Jun 23, 2026 3:30 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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