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102 Topaz Terrace, Gardner MA 01440

Gardner, MA 01440
$399,900
Est. $2,793/month
3
Beds
2
Baths
1,474
Sq Ft
$271
Price/Sq Ft
0.00
Acres
2022
Year Built
2
Garage Spaces
7 hours 44 minutes
Time on Market
Active Open House Listed Jul 17, 2026 • MLS# 73551691 Copied! • Updated Jul 17, 2026

Open House Schedule

19
Jul
Sunday, July 19
11:00 AM - 1:00 PM EDT
18
Jul
Saturday, July 18
11:00 AM - 1:00 PM EDT

About this home

Welcome to 102 Topaz Terrace in Gardner, located in the desirable Sapphire Park 55+ community. This bright, sun-filled home offers higher ceilings that create a spacious, open feel. The large living room flows to a separate dining area off the kitchen, making it ideal for entertaining or everyday living. The kitchen features stainless steel appliances, and luxury vinyl flooring runs throughout the home. The primary bedroom includes a private bath, while two additional bedrooms provide flexible space for guests, a home office, or hobbies. Main-level laundry with washer and dryer included. Enjoy the covered front porch, detached two-car garage, storage shed, and Generac generator. Conveniently located near shopping, the hospital, and major routes. Immediate occupancy available. Open Houses Saturday, 7/18 and Sunday, 7/19 from 11:00- 1:00.

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Recently Sold Nearby

Property History

Property Timeline

🏠
Listed for Sale
Jul 17, 2026
$399,900
Original listing
Agent: Brenda Albert Office: LAER Realty Partners

Tax History

Year Taxes Assessment
Tax history not available

Financial Details

Annual Property Tax
$0
HOA Fee
$570
Monthly
Assessed Value
$0

Facts & Features

2 Car Garage
Central AC

Home Facts

Type Residential
Style Single Family Residence
Year Built 2022
Living Area 1,474 sq ft
Lot Size 0.0000
Bedrooms 3
Full Baths 2
Total Rooms 5

Interior

Heating Central, Forced Air, Propane
Cooling Central Air
Flooring None
Appliances Electric Water Heater, Water Heater, Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer, Plumbed For Ice Maker
Fireplace None
Basement None
Laundry Main Level, Electric Dryer Hookup, Exterior Access, Washer Hookup, First Floor
Features None

Exterior

Construction None
Architecture Ranch
Roof Shingle
Features Porch, Storage
Pool None
Spa None
Fencing None
Patio/Porch Porch
Garage Spaces 2
Has Garage Yes
Features Detached, Garage Door Opener, Paved Drive, Off Street, Assigned, Stone/gravel
Total Spaces 6
Electric Generator, Circuit Breakers, 200+ Amp Service
Water Public
Sewer Public Sewer
Gas None
Other For Electric Range, For Electric Oven, Washer Hookup, Icemaker Connection
Annual Tax 0.00
Assessed Value 0.00
HOA Yes
HOA Fee $570 Monthly
Fee Includes None
Amenities None
Optional Fee Includes None
Association Required Yes
Seller Disclosures 55+ Community - Buyer Will Have To Be Approved By Park Owners A Buyer $600.00 Application Fee Will Be Required. Manufactured Home With Park Fee And Leased Land. See Documents Attached. Monthly Hoa $570.40 Plus $238.22 Yearly Garage Tax.
Possession None
Accepted Financing None
Structure Type []
Sq Ft Source Owner
Documents None
County Worcester

Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
2022
Bedrooms
3
Full Bathrooms
2
Living Area
1,474 sq ft
Total Rooms
5
Main Level Bedrooms
3

Room Details

First Floor

Bathroom1
Bathroom - Full, Bathroom - Tiled With Tub & Shower, Flooring - Laminate, Lighting - Sconce, Lighting - Overhead
Dining Room
Bathroom2
Bathroom - Full, Bathroom - Double Vanity/Sink, Bathroom - With Shower Stall, Closet - Linen, Flooring - Laminate, Enclosed Shower - Fiberglass, Cabinets - Upgraded, Double Vanity, Lighting - Sconce, Lighting - Overhead
Living Room
Ceiling Fan(s), Closet, Flooring - Laminate, Exterior Access, Lighting - Overhead, Closet - Double

Other Floor

Bedroom5
Bedroom4
Bathroom3
Office
Family Room
Master Bathroom
Yes

Main,First Floor

Bedroom3
Closet, Flooring - Laminate, Lighting - Overhead
Kitchen
Flooring - Laminate, Recessed Lighting, Crown Molding
Bedroom2
Closet, Flooring - Laminate, Lighting - Overhead
Master Bedroom
Bathroom - Full, Ceiling Fan(s), Walk-In Closet(s), Flooring - Laminate, Lighting - Overhead

Interior Features

Flooring:
Appliances: Electric Water Heater, Water Heater, Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer, Plumbed For Ice Maker
Interior Features:
Windows: Insulated Windows
Basement:
Laundry: Main Level, Electric Dryer Hookup, Exterior Access, Washer Hookup, First Floor
Security:

Construction & Materials

Style: Ranch
Year Built: 2022
Structure Type:
Exterior Materials:
Roof: Shingle
Foundation: Slab

Heating, Cooling & Utilities

Heating: Central, Forced Air, Propane
Heating Zones: 1
Cooling: Central Air
Cooling Zones: 1
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features: Thermostat

Exterior & Lot

Exterior Features: Porch, Storage
Patio & Porch: Porch
Fencing:
Other Structures:
Lot Features: Level
Road Surface: Paved

Parking & Garage

Garage Spaces: 2
Total Parking Spaces: 6
Parking Features: Detached, Garage Door Opener, Paved Drive, Off Street, Assigned, Stone/Gravel
School District
Gardner School District local
D
School Safety 2024-25
5.8% Above Average
5.6% Suspensions 0.5% In-School 0.2% Emergency
0.3% above state avg
E

Elementary Schools

3 schools
C-
Gardner Elementary School
0.5 mi | #669 of 824 | Score: 37.5
Improved 96 spots from last year
-20.7 below state avg
1,087 students Diverse
Rising School Diverse Student Body
Grades PK-04
Wachusett Hills Christian School
1.7 mi
Grades K-08
B
Briggs Elementary School
2.8 mi | #342 of 824 | Score: 49.4
Improved 104 spots from last year
-8.8 below state avg
461 students Less Diverse
Rising School
Grades PK-05
M

Middle Schools

2 schools
F
Gardner Middle School
0.4 mi | #338 of 352 | Score: 26.8
Dropped 7 spots from last year
-31.4 below state avg
514 students Diverse
Grades 05-07
B
Overlook Middle School
2.5 mi | #170 of 352 | Score: 42.8
Dropped 7 spots from last year
-15.4 below state avg
576 students Less Diverse
Grades 06-08
H

High Schools

3 schools
C+
Gardner High School
0.4 mi | #239 of 346 | Score: 47.5
Improved 74 spots from last year
-10.7 below state avg
808 students Diverse
15 sports • 820 athletes
Early College Program High Graduation Rate Rising School Career Tech Programs
Grades 08-12
D
Gardner Academy for Learning and Technology
1.0 mi | #331 of 346 | Score: 26.7
Improved 48 spots from last year
-31.6 below state avg
123 students Diverse
Early College Program Rising School Career Tech Programs
Grades 09-12
B+
Oakmont Regional High School
2.5 mi | #119 of 346 | Score: 58.8
Dropped 4 spots from last year
+0.6 above state avg
633 students Less Diverse
15 sports • 1,130 athletes
High Graduation Rate College Ready Curriculum Strong Athletics Strong Attendance
Grades 09-12
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Monthly Payment Calculator

Monthly Payment
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Principal, interest, taxes & insurance
Loan Amount
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After down payment
Total Interest
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Over life of loan
Total Cost
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Including down payment
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Down: $0
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $0
Homeowners Insurance $200
HOA Fee $570/mo
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
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Current Rate
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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

102 Topaz Terrace, Gardner MA 01440

Gardner, MA 01440

Listing Information

Listing Agent Brenda Albert
Listing Office LAER Realty Partners
Office Phone 978-534-3100
Agent MLS ID H6546976
Office MLS ID AN1929
Listing Data Updated Jul 17, 2026 6:23 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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