102 Main Street # T, Andover MA 01810

Andover, MA 01810
$399,000
Est. $3,218/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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2
Beds
1
Baths
920
Sq Ft
$434
Price/Sq Ft
1924
Year Built
11 hours 3 minutes
Time on Market
For Sale Listed Sep 16, 2026 • MLS# 73575059 Copied! • Updated Sep 16, 2026

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About this home

Downtown Andover Living at Its Best! This lovely 2-bedroom condo offers a unique open floor plan rarely found in the building, creating a spacious and inviting feel throughout. Ideally located in the heart of downtown Andover, you’ll enjoy easy access to Phillips Academy, wonderful restaurants, boutique shopping, coffee shops, and all that the vibrant Andover community has to offer. A beautiful sunroom overlooks the peaceful courtyard, providing the perfect spot to relax, read, or enjoy your morning coffee. Additional highlights include hardwood floors, elegant crown molding, and the convenience of in-unit laundry—a highly desirable feature. A private storage unit provides valuable additional space. Brand new windows in 2025, new furnace and hot water tank in 2018. A wonderful opportunity to enjoy the best of downtown Andover with comfort, character, and convenience right outside your door. SHOWINGS START THURSDAY 9/17 @ 12pm -THROUGH SHOWINGTIME. OH: FRIDAY 5-6:30PM AND SUNDAY 11-1PM

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Property History

Property Timeline

🏠
Listed for Sale
Sep 16, 2026
$399,000
Original listing
Agent: Christine Welch Office: William Raveis R.E. & Home Services

Tax History

Year Taxes Assessment
2026 $4,368 $354,800

Financial Details

Annual Property Tax
$4,368
Tax Year 2026
HOA Fee
$636
Monthly
Assessed Value
$354,800

Facts & Features

Home Facts

Type Residential
Style Condominium
Year Built 1924
Living Area 920 sq ft
Stories 1
Bedrooms 2
Full Baths 1
Total Rooms 6

Interior

Heating Baseboard, Natural Gas
Cooling Window Unit(s)
Flooring Wood, Tile, Flooring - Hardwood
Appliances Range, Dishwasher, Refrigerator, Washer/dryer, Range Hood
Fireplace Living Room
Fireplaces 1
Basement N
Laundry First Floor, In Unit, Electric Dryer Hookup, Washer Hookup
Features Ceiling Fan(s), Sun Room

Exterior

Construction Frame
Architecture None
Roof Tile
Features Porch - Enclosed, Decorative Lighting
Pool None
Spa None
Fencing None
Patio/Porch Enclosed
Features None
Electric None
Water Public
Sewer Public Sewer
Gas None
Other For Electric Dryer, Washer Hookup
Annual Tax $4,368
Assessed Value $354,800

HOA & Community

HOA Fee $636 Monthly
Fee Includes Water, Sewer, Insurance, Maintenance Structure, Maintenance Grounds, Snow Removal, Trash, Reserve Funds
Amenities Storage
Optional Fee Includes None
Pets Yes w/ Restrictions
Lead Paint Unknown
Seller Disclosures Pr Has This As A 3 Bdrm, It Is A Real Two Bdrm. Sale Contingent On Sellers Closing On New Property - Property Is Under Agreement With Closing Date Scheduled For End Of October.
Possession None
Accepted Financing Contract
Structure Type ["Low-Rise"]
Unit/Building T
Sq Ft Source Public Record
Documents Master Deed, Unit Deed, Rules & Regs, Management Association Bylaws, Association Financial Statements, Certificate Of Insurance (6)
County Essex

Property Overview

Property Type
Condominium
Listing Type
For Sale
Year Built
1924
Bedrooms
2
Full Bathrooms
1
Living Area
920 sq ft
Total Rooms
6
Stories
1
Entry Level
2

Floor Layout

Interior Features

Flooring: Wood, Tile, Flooring - Hardwood
Appliances: Range, Dishwasher, Refrigerator, Washer/Dryer, Range Hood
Interior Features: Ceiling Fan(s), Sun Room
Windows: Window(s) - Picture
Basement: N
Laundry: First Floor, In Unit, Electric Dryer Hookup, Washer Hookup
Security:

Construction & Materials

Year Built: 1924
Structure Type: Low-Rise
Exterior Materials: Frame
Roof: Tile
Foundation:
Stories: 1

Heating, Cooling & Utilities

Heating: Baseboard, Natural Gas
Heating Zones: 1
Cooling: Window Unit(s)
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Porch - Enclosed, Decorative Lighting
Patio & Porch: Enclosed
Fencing:
Other Structures:
Lot Features:
Road Surface:

Parking & Garage

Parking Features:

Special Features

Fireplaces: 1
Fireplace Type: Living Room
Community Amenities: Public Transportation, Shopping, Park, Walk/Jog Trails, Golf, Medical Facility, Highway Access, House of Worship, Private School, Public School, T-Station, University

Nearby Schools

School information not available for this location.

Monthly Payment Calculator

Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $364
Homeowners Insurance $200
HOA Fee $636/mo
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo

Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

102 Main Street # T, Andover MA 01810

Andover, MA 01810

Listing Information

Listing Agent Christine Welch
Listing Office William Raveis R.E. & Home Services
Office Phone 978-475-5100
Agent MLS ID CN227545
Office MLS ID AN0949
Listing Data Updated Sep 16, 2026 3:07 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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