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102-104 Cambridge St, Springfield MA 01109

Springfield, MA 01109
$489,900
Est. $3,062/month
9
Beds
3
Baths
2,898
Sq Ft
$169
Price/Sq Ft
0.15
Acres
1922
Year Built
6
Parking
4 hours 53 minutes
Time on Market
Active Listed Jul 21, 2026 • MLS# 73553043 Copied! • Updated Jul 21, 2026

About this home

Attention investors and owner-occupants—this is the opportunity you’ve been waiting for! Spacious two-family offering outstanding income potential and room to grow. The first unit features 3 bedrooms, 1 full bath, a large kitchen with refrigerator, stove, and microwave, plus an enclosed porch. The second unit boasts 6 bedrooms, 2 full baths, a kitchen with refrigerator and stove, washer and dryer hookups, and its own enclosed porch. A partially finished basement offers abundant storage and additional usable space. Recent upgrades include a newer roof, energy-efficient solar panels, and a newly paved driveway with off-street parking for approximately 6 vehicles. Conveniently located near schools, parks, shopping, restaurants, laundromats, and public transportation. Whether you’re looking to maximize rental income or offset your mortgage with tenant income, this property checks the boxes.

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Recently Sold Nearby

Property History

Property Timeline

🏠
Listed for Sale
Jul 22, 2026
$489,900
Original listing
Agent: Rafael Fontanez Office: Signature Realty

Tax History

Year Taxes Assessment
2025 $4,619 $294,600

Financial Details

Annual Property Tax
$4,619
Tax Year 2025
Assessed Value
$294,600

Facts & Features

Home Facts

Type Residential Income
Style 2 Family - 2 Units Up/Down
Year Built 1922
Living Area 2,898 sq ft
Lot Size 0.15 acres
Bedrooms 9
Full Baths 3
Total Rooms 18

Investment Metrics

Units 2
Unit 1 Rent — · N
Unit 2 Rent $1,900/mo · Y
Total Monthly Rent $1,900/mo
Gross Income $22,800
Net Operating Income $22,800
Cap Rate 4.65%
Heating None
Cooling None
Flooring Wood, Vinyl
Appliances None
Fireplace None
Basement Partial
Laundry Electric Dryer Hookup
Features None
Construction Frame
Architecture None
Roof Shingle
Features Other
Pool None
Spa None
Fencing None
Patio/Porch Enclosed
Features Off Street
Total Spaces 6
Electric 100 Amp Service
Water Public
Sewer Public Sewer
Gas None
Other For Gas Range, For Electric Range, For Electric Dryer

Financial

Annual Tax $4,619
Assessed Value $294,600
Fee Includes None
Amenities None
Optional Fee Includes None
Seller Disclosures Property Comes With Solar Panels. Inquire About The Terms And Conditions.
Possession None
Accepted Financing None
Structure Type []
Sq Ft Source Public Record
Sq Ft Disclosures Buyer to conduct due diligence about living square footage.
Documents None
County Hampden

Property Overview

Property Type
2 Family - 2 Units Up/Down
Listing Type
For Sale
Year Built
1922
Bedrooms
9
Full Bathrooms
3
Living Area
2,898 sq ft
Total Rooms
18
Stories
3
Levels
3

Room Details

Other Floor

Bathroom1
Bedroom5
Bedroom4
Bedroom3
Dining Room
Kitchen
Bathroom2
Bedroom2
Living Room
Bathroom3
Master Bedroom
Office
Family Room
Master Bathroom

Interior Features

Flooring: Wood, Vinyl
Appliances:
Interior Features:
Windows:
Basement: Partial
Laundry: Electric Dryer Hookup
Security:

Construction & Materials

Year Built: 1922
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Block
Stories: 3

Heating, Cooling & Utilities

Heating:
Cooling:
Hot Water: Natural Gas
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Other
Patio & Porch: Enclosed
Fencing:
Other Structures:
Lot Features: Corner Lot
Road Surface:

Parking & Garage

Total Parking Spaces: 6
Parking Features: Off Street

Nearby Schools

School information not available for this location.

Monthly Payment Calculator

Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $385
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo

Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

102-104 Cambridge St, Springfield MA 01109

Springfield, MA 01109

Listing Information

Listing Agent Rafael Fontanez
Listing Office Signature Realty
Office Phone 413-300-4024
Agent MLS ID CN239150
Office MLS ID AN8420
Listing Data Updated Jul 21, 2026 8:41 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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