101 Congress St., Lowell MA 01852
Lowell, MA 01852
$649,000
Est. $4,110/month
About this home
Exceptional investment opportunity in Lowell! Offered at $649,000, this five-unit multifamily property features a desirable unit mix of four 2-bedroom apartments and one 1-bedroom apartment, offering excellent potential for investors The exterior offers strong curb appeal, while the interior is ready for renovation, creating an excellent value-add opportunity to modernize the units and maximize rental income. With approximately 4,248 square feet of living space, this property offers the size, layout, and potential to become a standout investment. Conveniently located near downtown Lowell, public transportation, shopping, restaurants, and major commuter routes, 101 Congress Street provides easy access to everything the city has to offer. Whether you're looking to expand your portfolio or take on your next renovation project, this is a great opportunity to unlock the full potential of a five-unit property in a strong rental market.
View in the App
Save this property, schedule tours instantly, and get alerts when the price drops
Scan with phone
Public Records & Permits
Log in to view assessor & tax records, ownership history, and recent building permits for this property.
BMN Estimate
Get the number an algorithm can't give you
A free agent CMA factors in condition, upgrades, and the street — the things comps alone can't see.
Recently Sold Nearby
Property History
Property Timeline
Listed for Sale
Jul 27, 2026
$649,000
Original listing
Agent: Spiro Skinsacos
Office: LAER Realty Partners
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 07/27/2026 | 🏠 Listed for Sale | $649,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $7,538 | $760,300 |
Financial Details
Annual Property Tax
$7,538
Tax Year 2026
Assessed Value
$760,300
Facts & Features
Home Facts
Type
Residential Income
Style
5+ Family - 5+ Units Up/Down
Year Built
1900
Living Area
4,248 sq ft
Lot Size
0.11 acres
Bedrooms
9
Full Baths
5
Total Rooms
24
Investment Metrics
Units
5
Unit 1 Rent
$1,100/mo · N
Unit 2 Rent
$1,100/mo · N
Unit 3 Rent
$1,100/mo · N
Unit 4 Rent
— · N
Total Monthly Rent
$3,300/mo
Gross Income
$50,400
Net Operating Income
$50,400
Cap Rate
7.77%
Interior
Heating
Natural Gas, Floor Furnace
Cooling
None
Flooring
Vinyl, Carpet
Appliances
Range, Refrigerator
Fireplace
None
Basement
Full, Interior Entry
Laundry
Washer Hookup
Features
Family Room, Kitchen
Exterior
Construction
Frame
Architecture
None
Roof
Shingle
Features
None
Pool
None
Spa
None
Fencing
Fenced/enclosed, Fenced
Patio/Porch
None
Parking
Features
On Street
Utilities
Electric
None
Water
Public
Sewer
Public Sewer
Gas
None
Other
For Gas Range, For Gas Oven, Washer Hookup
Financial
Annual Tax
$7,538
Assessed Value
$760,300
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
MA Disclosures
Seller Disclosures
None
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
House Color
Blue
Sq Ft Source
Public Record
Documents
None
County
Middlesex
Property Overview
Property Type
5+ Family - 5+ Units Up/Down
Listing Type
For Sale
Year Built
1900
Bedrooms
9
Full Bathrooms
5
Living Area
4,248 sq ft
Total Rooms
24
Stories
5
Levels
5
Floor Layout
Interactive room guide
Floor Layout
Finished Area
4,248 sq ft above grade
Display Options
Room Markers
BABathroom (4)
BRBedroom (5)
DDining (1)
KKitchen (1)
LLiving (2)
OOffice (1)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Vinyl, Carpet
Appliances:
Range, Refrigerator
Interior Features:
Family Room, Kitchen
Windows:
Insulated Windows
Basement:
Full, Interior Entry
Laundry:
Washer Hookup
Security:
Construction & Materials
Year Built:
1900
Structure Type:
Exterior Materials:
Frame
Roof:
Shingle
Foundation:
Stone, Irregular
Stories:
5
Heating, Cooling & Utilities
Heating:
Natural Gas, Floor Furnace
Heating Zones:
5
Cooling:
None
Hot Water:
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Patio & Porch:
Fencing:
Fenced/Enclosed, Fenced
Other Structures:
Shed(s)
Lot Features:
Cleared, Level
Road Surface:
Paved
Parking & Garage
Parking Features:
On Street
Nearby Schools
School District
Lowell School District local
C-
School Safety
2024-25
3.0%
Above Average
2.8%
Suspensions
0.8%
In-School
0.2%
Emergency
2.5% below state avg
Elementary Schools
3 schools
Cardinal O'Connell Early Learning Center
0.3 mi
121 students
Very Diverse
Diverse Student Body
Grades PK
B
Rogers STEM Academy
0.3 mi
|
#8 of 16
|
Score: 33.9
Improved 265 spots from last year
-24.3 below state avg
892 students
Diverse
Rising School
Diverse Student Body
Grades K-08
C+
Abraham Lincoln School
0.5 mi
|
#539 of 824
|
Score: 43.4
Improved 97 spots from last year
-14.8 below state avg
492 students
Diverse
Rising School
Diverse Student Body
Grades PK-04
Middle Schools
3 schools
C-
Benjamin F. Butler Middle School
0.6 mi
|
#303 of 352
|
Score: 31.0
Dropped 47 spots from last year
-27.2 below state avg
516 students
Very Diverse
Diverse Student Body
Grades 05-08
Laura Lee Therapeutic Day School
0.8 mi
15 students
Diverse
Diverse Student Body
Grades 01-08
B-
Kathryn P. Stoklosa Middle School
1.0 mi
|
#198 of 352
|
Score: 40.6
Improved 18 spots from last year
-17.6 below state avg
613 students
Diverse
Diverse Student Body
Grades 05-08
High Schools
3 schools
F
The Career Academy
0.6 mi
|
#25 of 25
|
Score: 14.1
Improved 363 spots from last year
-44.1 below state avg
83 students
Diverse
Rising School
Diverse Student Body
Grades 09-12
F
Lowell Middlesex Academy Charter School
0.9 mi
|
#339 of 346
|
Score: 21.1
Improved 7 spots from last year
-37.1 below state avg
126 students
Diverse
College Ready Curriculum
Diverse Student Body
Grades 09-12
Old Colony Y Lowell Revocation Program
1.1 mi
Grades 09-12
Learn about these ratings
Monthly Payment Calculator
Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$628
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
Loading map...
Neighborhood
101 Congress St., Lowell MA 01852
Lowell, MA 01852
Listing Information
Listing Agent
Spiro Skinsacos
Listing Office
LAER Realty Partners
Office Phone
844-687-5237
Agent MLS ID
G8002601
Office MLS ID
AN5442
Listing Data Updated
Jul 27, 2026 4:21 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
Contact Us
Ask about this property — free, no obligation.
Similar Homes for Sale
Comparable Properties
Customize Comparable Search
Finding comparable properties...
Loading market insights for Lowell.
BMN Boston Real Estate
Douglas EllimanYour message will be sent to BMN Boston Real Estate.