100 Kendall Pond W, Gardner MA 01440

Gardner, MA 01440
$250,000
Est. $1,650/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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1
Baths
400
Sq Ft
$625
Price/Sq Ft
0.15
Acres
1930
Year Built
4
Parking
New today
Time on Market
For Sale Listed Oct 30, 2026 • MLS# 73597186 Copied! • Updated Oct 30, 2026

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About this home

Escape to the peaceful shores of Kendall Pond and imagine the possibilities! This waterfront property offers a wonderful opportunity to create your own cozy getaway in a quiet, tranquil setting. The approximately 400-square-foot cottage is ready for your vision, creativity and personal touches. Whether you're dreaming of a charming seasonal retreat or exploring the potential for year-round living, this property offers a chance to make it your own. Enjoy the beauty of waterfront living, peaceful pond views and a relaxing escape from the everyday hustle and bustle, all while being just minutes from downtown Gardner, shopping, dining and other conveniences. Located near the Polish American Citizens Club (PACC), the property has public sewer and a public water connection stubbed on the property. Currently seasonal with no heating system. Bring your ideas and discover the possibilities of your very own Kendall Pond getaway!

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Recently Sold Nearby

Price & Status History

Property Timeline

🏠
Listed for Sale
Oct 30, 2026
$250,000
Original listing
Agent: Michelle Haggstrom Office: Keller Williams Realty North Central

Tax History

Year Taxes Assessment
2026 $2,228 $161,800

Financial Details

Annual Property Tax
$2,228
Tax Year 2026
Assessed Value
$161,800

Facts & Features

Home Facts

Type Residential
Style Single Family Residence
Year Built 1930
Living Area 400 sq ft
Lot Size 0.15 acres
Full Baths 1
Total Rooms 1

Interior

Heating None
Cooling None
Flooring Plywood
Appliances Range
Fireplace None
Basement None
Laundry None
Features None

Exterior

Construction Frame
Architecture Cottage
Roof Shingle
Features None
Pool None
Spa None
Fencing None
Patio/Porch None
Features Off Street, Unpaved
Total Spaces 4
Electric None
Water Public, Private
Sewer Public Sewer
Gas None
Other For Electric Range
Annual Tax $2,228
Assessed Value $161,800
Fee Includes None
Amenities None
Optional Fee Includes None
Lead Paint Unknown
Seller Disclosures All Measurements Are Approximate. Buyer & Buyers Agent To Perform All Their Own Due Diligence. Property Sold As-is. Seller Has Never Lived In The Property.
Possession None
Accepted Financing Contract
Structure Type []
House Color Gray
Sq Ft Source Public Record
Sq Ft Disclosures All measurements are approximate. Public water connection stubbed, but property not tied in yet.
Documents None
County Worcester

Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1930
Full Bathrooms
1
Living Area
400 sq ft
Total Rooms
1

Floor Layout

Interior Features

Flooring: Plywood
Appliances: Range
Interior Features:
Windows:
Basement:
Laundry:
Security:

Construction & Materials

Style: Cottage
Year Built: 1930
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Irregular

Utilities & Systems

Heating: None
Cooling: None
Hot Water:
Water Source: Public, Private
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features:
Patio & Porch:
Fencing:
Other Structures:
Lot Features: Wooded, Gentle Sloping, Level
Road Surface: Unimproved

Parking & Garage

Total Parking Spaces: 4
Parking Features: Off Street, Unpaved

Special Features

Waterfront: Yes
Waterfront Type: Waterfront, Pond, Lake/Pond, 0 to 1/10 Mile To Beach
Community Amenities: Shopping, Park, Walk/Jog Trails, Golf, Medical Facility, Highway Access

Nearby Schools

School information not available for this location.

Monthly Payment Calculator

Monthly Payment
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Loan Amount
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After down payment
Total Interest
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Over life of loan
Total Cost
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Including down payment
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Down: $0
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $186
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

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Current Rate
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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

100 Kendall Pond W, Gardner MA 01440

Gardner, MA 01440

Listing Information

Listing Agent Michelle Haggstrom
Listing Office Keller Williams Realty North Central
Office Phone 978-840-9000
Agent MLS ID CT005209
Office MLS ID K95580
Listing Data Updated Oct 30, 2026 8:22 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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