10 Lewis Street, Westfield MA 01085

Westfield, MA 01085
$399,999
Est. $2,651/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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4
Beds
2
Baths
2,708
Sq Ft
$148
Price/Sq Ft
0.17
Acres
1897
Year Built
4
Parking
11 hours 37 minutes
Time on Market
For Sale Open House Listed Sep 23, 2026 • MLS# 73581511 Copied! • Updated Sep 23, 2026

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Open House Schedule

26
Sep
Saturday, September 26
1:00 PM - 2:30 PM EDT
27
Sep
Sunday, September 27
11:00 AM - 12:30 PM EDT

About this home

****ATTENTION OWNER OCCUPANTS!**** 2nd Floor Can Be Vacant for closing! 10 Lewis Street presents a solid opportunity to own an up/down two-family property in Westfield, offered at $399,000. Each unit features 2 bedrooms and 1 full bathroom, with large layouts that provide comfortable living space. Both apartments offer the convenience of in-unit laundry, while the first floor is heated by natural gas and the second floor by electric heat. Both hot water tanks are in good condition, and the electrical systems has been updated throughout both units. Most windows have been replaced, with the exception of two on the first floor in the front entry area, and new gutters add further exterior value.The first-floor unit is occupied by a long-term resident is remaining through the sale. 1st Floor currently pays $1,100/month on a month-to-month basis. The unit is in average condition. The second-floor unit has seen more recent updates, including new flooring and fresh paint, and also offers attic storage. 2nd Floor currently pays $1,500/month month-to-month and plans to vacate for the sale if need be , providing an opportunity for a new owner to occupy the unit, make additional improvements, or explore current market rental rates. A lead certificate is available for the second-floor unit; lead status for the first-floor unit is currently unknown.Outside, the property offers off-street parking for approximately four vehicles—a particularly valuable feature given that one side of Lewis Street has no street parking—as well as a large fenced backyard providing additional outdoor space. With two sizable units, separate heating arrangements, updated electrical, in-unit laundry, parking, and a private yard, this property offers flexibility for an owner-occupant, multi-generational household, or investor.Interested in buying, selling, investing, or renting? Reach out to me directly—I’d be happy to help you explore your next real estate opportunity and put my experience to work for you.

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Recently Sold Nearby

Property History

Property Timeline

🏠
Listed for Sale
Sep 23, 2026
$399,999
Original listing
Agent: Alessio Calabrese Office: Lock and Key Realty Inc.

Tax History

Year Taxes Assessment
2026 $5,137 $344,100

Financial Details

Annual Property Tax
$5,137
Tax Year 2026
Assessed Value
$344,100

Facts & Features

Home Facts

Type Residential Income
Style 2 Family - 2 Units Up/Down
Year Built 1897
Living Area 2,708 sq ft
Lot Size 0.17 acres
Stories 3
Bedrooms 4
Full Baths 2
Total Rooms 8

Investment Metrics

Units 2
Unit 1 Rent $1,100/mo · N
Unit 2 Rent $1,500/mo · N
Total Monthly Rent $2,600/mo
Gross Income $31,200
Net Operating Income $31,200
Cap Rate 7.80%
Heating Forced Air, Natural Gas, Electric
Cooling Window Unit(s)
Flooring None
Appliances Range, Refrigerator, Washer, Dryer
Fireplace None
Basement Bulkhead, Concrete, Unfinished
Laundry Electric Dryer Hookup, Washer Hookup
Features None
Construction Frame
Architecture None
Roof Shingle
Features None
Pool None
Spa None
Fencing Fenced/enclosed
Patio/Porch None
Features Paved Drive, Off Street, Paved
Total Spaces 4
Electric 100 Amp Service, Individually Metered
Water Public
Sewer Public Sewer
Gas None
Other For Gas Range, For Electric Dryer, Washer Hookup

Financial

Annual Tax $5,137
Assessed Value $344,100
Fee Includes None
Amenities None
Optional Fee Includes None
Lead Paint Certified Treated, Unknown
Seller Disclosures Listing Agent Is Also Owner Of Property; Owner Of Property Hold Real Estate Licenses
Possession None
Accepted Financing None
Structure Type []
House Color Grey
Sq Ft Source Public Record
Documents None
County Hampden

Property Overview

Property Type
2 Family - 2 Units Up/Down
Listing Type
For Sale
Year Built
1897
Bedrooms
4
Full Bathrooms
2
Living Area
2,708 sq ft
Total Rooms
8
Stories
3
Levels
3

Floor Layout

Interior Features

Flooring:
Appliances: Range, Refrigerator, Washer, Dryer
Interior Features:
Windows:
Basement: Bulkhead, Concrete, Unfinished
Laundry: Electric Dryer Hookup, Washer Hookup
Security:

Construction & Materials

Year Built: 1897
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Brick/Mortar
Stories: 3

Heating, Cooling & Utilities

Heating: Forced Air, Natural Gas, Electric
Heating Zones: 2
Cooling: Window Unit(s)
Hot Water: Natural Gas
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features:
Patio & Porch:
Fencing: Fenced/Enclosed
Other Structures:
Lot Features: Level
Road Surface:

Parking & Garage

Total Parking Spaces: 4
Parking Features: Paved Drive, Off Street, Paved

Nearby Schools

School information not available for this location.

Monthly Payment Calculator

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Including down payment
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Down: $0
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $428
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

10 Lewis Street, Westfield MA 01085

Westfield, MA 01085

Listing Information

Listing Agent Alessio Calabrese
Listing Office Lock and Key Realty Inc.
Office Phone 413-282-8080
Agent MLS ID CN255744
Office MLS ID AN5521
Listing Data Updated Sep 23, 2026 12:30 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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