10 Highland St, Spencer MA 01562

Spencer, MA 01562
$525,000
$479,000
Est. $2,973/month
4
Beds
3
Baths
1,657
Sq Ft
$289
Price/Sq Ft
0.33
Acres
1892
Year Built
2
Garage Spaces
90
Days on Market
Active Price Drop -$46,000 Listed May 5, 2026 • MLS# 73512928 Copied! • Updated Jul 20, 2026

About this home

Sellers Offering $5,000.00 in concessions at closing! 10 Highland St in Spencer, MA stands out with versatility, space, and real value. This 3-bedroom, 2 full bath home features beautifully refinished hardwood floors flowing through the kitchen and living room, adding warmth and character you can feel the moment you walk in. The layout is both functional and inviting, with main-level laundry for everyday ease. What truly sets this property apart is the occupied in-law suite—complete with its own private kitchen, full bath, living room, and bedroom. Perfect for multi-generational living or immediate rental income, it’s a rare built-in advantage in today’s market. The 2-car under garage offers convenience and protection from New England weather, while the barn-style storage above provides exceptional space for tools, hobbies, or future possibilities. Set in a desirable Spencer location close to local amenities, this home offers flexibility and opportunity you won’t find anywhere else.

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Recently Sold Nearby

Property History

Market Insights

2
Price Changes
8.8%
Price Range

Property Timeline

👁️
Showing Instructions Updated
Jul 13, 2026
New showing requirements
Price Reduced
Jul 7, 2026
$479,000 $20,900 (-4.18%)
From $499,900 to $479,000 (-4.2%)
Price Reduced
Jun 16, 2026
$499,900 $25,100 (-4.78%)
From $525,000 to $499,900 (-4.8%)
🏠
Listed for Sale
May 5, 2026
$525,000
Original listing
Agent: Joshua Hoffsommer Office: ERA Key Realty Services- Auburn

Tax History

Year Taxes Assessment
2025 $4,209 $358,500

Financial Details

Annual Property Tax
$4,209
Tax Year 2025
Assessed Value
$358,500

Facts & Features

2 Car Garage

Home Facts

Type Residential
Style Single Family Residence
Year Built 1892
Living Area 1,657 sq ft
Lot Size 0.33 acres
Bedrooms 4
Full Baths 3
Total Rooms 10

Interior

Heating Baseboard, Natural Gas, Ductless
Cooling Ductless
Flooring Vinyl, Carpet, Hardwood, Flooring - Wall To Wall Carpet, Laminate
Appliances Gas Water Heater, Range, Refrigerator
Fireplace None
Basement Full, Interior Entry, Concrete, Unfinished
Laundry Dryer Hookup - Electric, Washer Hookup, Bathroom - Full, Laundry Closet, Flooring - Laminate, Countertops - Stone/granite/solid, Countertops - Upgraded, Main Level, Dryer Hookup - Dual, Remodeled, First Floor, Electric Dryer Hookup
Features Bathroom - Full, Bathroom - With Tub & Shower, Cathedral Ceiling(s), Ceiling Fan(s), Beamed Ceilings, Closet, Dining Area, Countertops - Stone/granite/solid, Countertops - Upgraded, Cable Hookup, High Speed Internet Hookup, Open Floorplan, Slider, Lighting - Overhead, In-law Floorplan, Internet Available - Unknown

Exterior

Construction Frame
Architecture Cape
Roof Shingle
Features Balcony / Deck, Deck - Wood, Rain Gutters, Screens
Pool None
Spa None
Fencing None
Patio/Porch Deck - Exterior, Deck - Wood
Garage Spaces 2
Has Garage Yes
Features Attached, Under, Garage Door Opener, Workshop In Garage, Carriage Shed, Barn, Paved Drive, Off Street, Driveway, Paved
Total Spaces 12
Electric Circuit Breakers
Water Public
Sewer Public Sewer
Gas None
Other For Electric Oven, For Electric Dryer, Washer Hookup
Annual Tax $4,209
Assessed Value $358,500
Fee Includes None
Amenities None
Optional Fee Includes None
Down Payment Resource Eligible
Seller Disclosures Sellers Have Not Occupied The Property. Buyers And Buyers Agents To Perform Due Diligence. All Information Is Believed To Be Accurate But Not Guaranteed. Tenant Is Taw And Is Paying $1350.00 Per Month
Exclusions Tenants Belongings
Possession None
Accepted Financing Contract
Structure Type []
House Color White
Sq Ft Source Public Record
Sq Ft Disclosures Buyers and their agent to do their due diligence
Documents None
County Worcester
Total market time (incl. prior listings) 76 days

Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1892
Bedrooms
4
Full Bathrooms
3
Living Area
1,657 sq ft
Total Rooms
10
Main Level Bedrooms
1

Floor Layout

Interior Features

Flooring: Vinyl, Carpet, Hardwood, Flooring - Wall to Wall Carpet, Laminate
Appliances: Gas Water Heater, Range, Refrigerator
Interior Features: Bathroom - Full, Bathroom - With Tub & Shower, Cathedral Ceiling(s), Ceiling Fan(s), Beamed Ceilings, Closet, Dining Area, Countertops - Stone/Granite/Solid, Countertops - Upgraded, Cable Hookup, High Speed Internet Hookup, Open Floorplan, Slider, Lighting - Overhead, In-Law Floorplan, Internet Available - Unknown
Windows: Skylight(s), Screens
Basement: Full, Interior Entry, Concrete, Unfinished
Laundry: Dryer Hookup - Electric, Washer Hookup, Bathroom - Full, Laundry Closet, Flooring - Laminate, Countertops - Stone/Granite/Solid, Countertops - Upgraded, Main Level, Dryer Hookup - Dual, Remodeled, First Floor, Electric Dryer Hookup
Security:

Construction & Materials

Style: Cape
Year Built: 1892
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Stone, Brick/Mortar
Condition: Updated/Remodeled

Heating, Cooling & Utilities

Heating: Baseboard, Natural Gas, Ductless
Heating Zones: 3
Cooling: Ductless
Cooling Zones: 1
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features: Thermostat

Exterior & Lot

Exterior Features: Balcony / Deck, Deck - Wood, Rain Gutters, Screens
Patio & Porch: Deck - Exterior, Deck - Wood
Fencing:
Other Structures:
Lot Features: Wooded, Cleared, Level
Road Surface:

Parking & Garage

Garage Spaces: 2
Garage Type: Attached
Total Parking Spaces: 12
Parking Features: Attached, Under, Garage Door Opener, Workshop in Garage, Carriage Shed, Barn, Paved Drive, Off Street, Driveway, Paved
School District
Spencer-East Brookfield School District local
F
E

Elementary Schools

3 schools
C-
Wire Village School
1.1 mi | #667 of 824 | Score: 37.5
Improved 6 spots from last year
-20.7 below state avg
430 students Moderate
Grades K-04
C-
East Brookfield Elementary School
2.7 mi | #727 of 824 | Score: 33.7
Dropped 264 spots from last year
-24.5 below state avg
247 students Moderate
Grades PK-06
Mad Brook Academy
3.7 mi
Grades PK
M

Middle Schools

2 schools
D
Knox Trail Middle School
0.6 mi | #328 of 352 | Score: 28.5
Dropped 51 spots from last year
-29.7 below state avg
415 students Moderate
Grades 05-08
C+
Leicester Middle School
4.3 mi | #227 of 352 | Score: 38.5
Improved 4 spots from last year
-19.7 below state avg
394 students Diverse
Grades 05-08
H

High Schools

3 schools
C
David Prouty High School
0.6 mi | #271 of 346 | Score: 44.4
Dropped 26 spots from last year
-13.8 below state avg
306 students Moderate
13 sports • 482 athletes
Career Tech Programs College Ready Curriculum
Grades 09-12
B
Leicester High School
4.4 mi | #161 of 346 | Score: 54.0
Dropped 1 spots from last year
-4.2 below state avg
388 students Diverse
14 sports • 674 athletes
Strong AP Program Career Tech Programs College Ready Curriculum
Grades 09-12
C-
North Brookfield High School
5.0 mi | #304 of 346 | Score: 37.3
Dropped 1 spots from last year
-20.9 below state avg
157 students Less Diverse
College Ready Curriculum
Grades 06-12
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $351
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

10 Highland St, Spencer MA 01562

Spencer, MA 01562

Listing Information

Listing Agent Joshua Hoffsommer
Listing Office ERA Key Realty Services- Auburn
Office Phone 508-832-5831
Agent MLS ID CN219982
Office MLS ID K01222
Listing Data Updated Jul 20, 2026 7:25 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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