1 Elm St, Oxford MA 01540
Oxford, MA 01540
$369,900
Est. $2,374/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
Adjust the payment calculatorTrack this home for price, status, and open-house alerts.
About this home
Welcome to 1 Elm Street in Oxford, a well-positioned up-and-down duplex offering versatility, convenience, and excellent potential for both investors and owner-occupants. Built in the 1950s, the property features two separate units, each offering one bedroom and one full bathroom with comfortable, functional living spaces.Recent improvements include new windows throughout, while the approximately 10-year-old roof adds value and peace of mind. The two-unit configuration provides an opportunity to generate rental income from both apartments or occupy one unit while renting the other to help offset monthly expenses. With manageable unit sizes and a practical layout, the property is well suited for anyone looking to enter the multifamily market or expand an existing real estate portfolio.Conveniently located near Main Street Oxford, residents can enjoy easy access to local restaurants, shopping, everyday services, and community amenities. The property is also within close proximity to Interstate 395, providing a convenient connection to Worcester, Connecticut, and surrounding employment centers. Don’t miss this opportunity to own a multifamily property in a desirable and accessible Oxford location!
View in the App
Save this property, schedule tours instantly, and get alerts when the price drops
Scan with phone
Public Records & Permits
Log in to view assessor & tax records, ownership history, and recent building permits for this property.
BMN Estimate
Get the number an algorithm can't give you
A free agent CMA factors in condition, upgrades, and the street — the things comps alone can't see.
Recently Sold Nearby
Property History
Property Timeline
Listed for Sale
Sep 17, 2026
$369,900
Original listing
Agent: We Close Deals Team
Office: Lamacchia Realty, Inc.
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 09/17/2026 | 🏠 Listed for Sale | $369,900 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $3,641 | $297,700 |
Financial Details
Annual Property Tax
$3,641
Tax Year 2026
Assessed Value
$297,700
Facts & Features
Home Facts
Type
Residential Income
Style
Multi Family
Year Built
1950
Living Area
1,144 sq ft
Lot Size
0.15 acres
Stories
2
Bedrooms
2
Full Baths
2
Total Rooms
6
Investment Metrics
Units
2
Unit 1 Rent
$1,250/mo · N
Unit 2 Rent
$1,200/mo · N
Total Monthly Rent
$2,450/mo
Gross Income
$29,400
Net Operating Income
$29,400
Cap Rate
7.95%
Interior
Heating
None
Cooling
None
Flooring
None
Appliances
None
Fireplace
None
Basement
Full
Laundry
None
Features
None
Exterior
Construction
Frame
Architecture
None
Roof
Shingle
Features
None
Pool
None
Spa
None
Fencing
None
Patio/Porch
None
Parking
Features
Paved Drive, Off Street
Total Spaces
4
Utilities
Electric
100 Amp Service
Water
Public
Sewer
Public Sewer
Gas
None
Other
None
Financial
Annual Tax
$3,641
Assessed Value
$297,700
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
None
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
House Color
white
Sq Ft Source
Public Record
Documents
None
County
Worcester
Property Overview
Property Type
Multi Family
Listing Type
For Sale
Year Built
1950
Bedrooms
2
Full Bathrooms
2
Living Area
1,144 sq ft
Total Rooms
6
Stories
2
Levels
2
Floor Layout
Interactive room guide
Floor Layout
Finished Area
1,144 sq ft above grade
Display Options
Room Markers
OOffice (1)
KKitchen (1)
BRBedroom (5)
BABathroom (4)
DDining (1)
LLiving (2)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Appliances:
Interior Features:
Windows:
Basement:
Full
Laundry:
Security:
Construction & Materials
Year Built:
1950
Structure Type:
Exterior Materials:
Frame
Roof:
Shingle
Foundation:
Concrete Perimeter
Stories:
2
Heating, Cooling & Utilities
Heating:
Cooling:
Hot Water:
Oil
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Patio & Porch:
Fencing:
Other Structures:
Lot Features:
Road Surface:
Parking & Garage
Total Parking Spaces:
4
Parking Features:
Paved Drive, Off Street
Nearby Schools
School information not available for this location.
Monthly Payment Calculator
Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$303
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
Loading map...
Neighborhood
1 Elm St, Oxford MA 01540
Oxford, MA 01540
Listing Information
Listing Agent
We Close Deals Team
Listing Office
Lamacchia Realty, Inc.
Office Phone
508-832-5324
Agent MLS ID
TM358936
Office MLS ID
AN8507
Listing Data Updated
Sep 16, 2026 8:34 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
Contact Us
Ask about this property — free, no obligation.
Similar Homes for Sale
Comparable Properties
Customize Comparable Search
Finding comparable properties...
Loading market insights for Oxford.