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1-3 Cottage St, Worcester MA 01609 - Preview 1 1-3 Cottage St, Worcester MA 01609 - Preview 2 1-3 Cottage St, Worcester MA 01609 - Preview 3 1-3 Cottage St, Worcester MA 01609 - Preview 4 1-3 Cottage St, Worcester MA 01609 - Preview 5

1-3 Cottage St, Worcester MA 01609

Worcester, MA 01609
$499,900
Est. $3,133/month
8
Beds
3
Baths
2,579
Sq Ft
$194
Price/Sq Ft
0.05
Acres
1900
Year Built
2 Family - 2 Units Up/Down
Type
45
Days on Market
For Sale Listed Jun 24, 2026 • MLS# 73540679 Copied! • Updated Jul 28, 2026

About this home

Fantastic opportunity to own a fully occupied 2 unit muti-family totaling EIGHT bedrooms in a sought-after location for UNDER 500K! Close proximity to fantastic restaurants and shopping, Worcester airport, several colleges, beautiful Elm Park & just minutes to 290! UNIT 1 - located on the first floor boats 3 bedrooms, 2 full baths, rinnai heater, washer/dryer & mini splits! UNIT 2 totals 5 bedrooms & 2 full bathrooms spanning TWO floors! Floor #2 has 3 bedrooms plus an office & full bath & floor #3 has 2 bedrooms plus a full bathroom! RECENTLY REPLACED ROOF & FLOORS, BRAND NEW HIGHLY EFFICIENT RINNAI HEATERS , MINI SPLIT CONDENSER & WATER HEATER! Each unit has washer & dryer! Generous street parking on a flat & quiet street

BMN Estimate

Get the number an algorithm can't give you

A free agent CMA factors in condition, upgrades, and the street — the things comps alone can't see.

Recently Sold Nearby

Property History

Market Insights

Property Timeline

•
Back On Market
Jul 23, 2026
Active
📋
Status: Active under contract
Jul 7, 2026
Active → Active Under Contract
⏳
Pending Sale
Jul 2, 2026
Offer accepted, sale pending
🏠
Listed for Sale
Jun 24, 2026
$499,900
Original listing
Agent: Maura Viteritti Office: Berkshire Hathaway HomeServices Commonwealth Real Estate

Tax History

Year Taxes Assessment
2025 $4,862 $368,600

Financial Details

Annual Property Tax
$4,862
Tax Year 2025
Assessed Value
$368,600

Facts & Features

Home Facts

Type Residential Income
Style 2 Family - 2 Units Up/Down
Year Built 1900
Living Area 2,579 sq ft
Lot Size 0.05 acres
Bedrooms 8
Full Baths 3
Total Rooms 14

Investment Metrics

Units 2
Unit 1 Rent $2,000/mo · Y
Unit 2 Rent $2,400/mo · Y
Total Monthly Rent $4,400/mo
Gross Income $52,800
Net Operating Income $52,800
Operating Expenses $2,000
Water/Sewer Expense $2,000
Cap Rate 10.56%
Heating Natural Gas, Electric, Ductless
Cooling Ductless, Window Unit(s)
Flooring None
Appliances Range, Microwave, Refrigerator, Washer, Dryer
Fireplace None
Basement None
Laundry None
Features Kitchen, Living Rm/dining Rm Combo, Mudroom
Construction None
Architecture None
Roof None
Features None
Pool None
Spa None
Fencing None
Patio/Porch None
Features None
Electric None
Water Public
Sewer Public Sewer
Gas None
Other None

Financial

Annual Tax $4,862
Assessed Value $368,600
Fee Includes None
Amenities None
Optional Fee Includes None
Down Payment Resource Eligible
Seller Disclosures Sellers Preemptively Had A Home Inspection Completed Within The Last Week- This Is Available Upon Request
Possession None
Accepted Financing None
Structure Type []
Sq Ft Source Public Record
Documents None
County Worcester
Total market time (incl. prior listings) 32 days

Property Overview

Property Type
2 Family - 2 Units Up/Down
Listing Type
For Sale
Year Built
1900
Bedrooms
8
Full Bathrooms
3
Living Area
2,579 sq ft
Total Rooms
14
Stories
3
Levels
3

Floor Layout

Interior Features

Flooring:
Appliances: Range, Microwave, Refrigerator, Washer, Dryer
Interior Features: Kitchen, Living RM/Dining RM Combo, Mudroom
Windows:
Basement:
Laundry:
Security:

Construction & Materials

Year Built: 1900
Structure Type:
Exterior Materials:
Roof:
Foundation: Stone
Stories: 3

Heating, Cooling & Utilities

Heating: Natural Gas, Electric, Ductless
Cooling: Ductless, Window Unit(s)
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features:
Patio & Porch:
Fencing:
Other Structures:
Lot Features: Level
Road Surface: Paved

Parking & Garage

Parking Features:
School District
Worcester School District local
C-
🎓 Where Graduates Go Class of 2021
51% attend college
35% 4-Year 16% 2-Year 4% Out of State 4% Working
⚠ School Safety 2024-25
4.1% Above Average
3.3% Suspensions 1.7% In-School 0.8% Emergency
↓ 1.4% below state avg
E

Elementary Schools

3 schools
F
Chandler Elementary Community School
0.3 mi | #805 of 824 | Score: 26.6
Dropped 59 spots from last year
-31.6 below state avg
402 students Diverse
Grades K-06
D
Elm Park Community School
0.3 mi | #779 of 824 | Score: 30.6
Improved 25 spots from last year
-27.6 below state avg
478 students Diverse
Rising School Diverse Student Body
Grades K-06
C-
Jacob Hiatt Magnet School
0.5 mi | #691 of 824 | Score: 36.2
Dropped 136 spots from last year
-22 below state avg
367 students Diverse
Diverse Student Body
Grades PK-06
M

Middle Schools

3 schools
The Nativity School of Worcester
1.0 mi
Grades 05-08
C+
Forest Grove Middle School
1.6 mi | #229 of 352 | Score: 38.3
Improved 91 spots from last year
-19.9 below state avg
839 students Diverse
Rising School Diverse Student Body
Grades 07-08
C-
Worcester East Middle School
1.6 mi | #298 of 352 | Score: 31.5
Improved 55 spots from last year
-26.7 below state avg
731 students Diverse
Rising School Diverse Student Body
Grades 06-08
H

High Schools

3 schools
B-
Doherty Memorial High School
0.6 mi | #195 of 346 | Score: 51.8
Improved 26 spots from last year
-6.4 below state avg
1,573 students Very Diverse
19 sports • 1,302 athletes
Early College Program Rising School Career Tech Programs College Ready Curriculum
Grades 09-12
B+
Claremont Academy
0.8 mi | #9 of 25 | Score: 38.3
Improved 317 spots from last year
-20 below state avg
474 students Moderate
10 sports • 216 athletes
Early College Program Rising School College Ready Curriculum
Grades 07-12
A+
Massachusetts Academy of Math and Science at WPI
1.0 mi | #2 of 346 | Score: 91.7
Same rank as last year
99 students Diverse
Strong AP Program College Ready Curriculum Strong Attendance
Grades 11-12
Learn about these ratings
School data provided by BMN Schools

Monthly Payment Calculator

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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $405
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

1-3 Cottage St, Worcester MA 01609

Worcester, MA 01609

Listing Information

Listing Agent Maura Viteritti
Listing Office Berkshire Hathaway HomeServices Commonwealth Real Estate
Office Phone 508-834-1500
Agent MLS ID CN220025
Office MLS ID AN6448
Listing Data Updated Jul 28, 2026 7:49 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

Contact Us

BMN Boston Real Estate
BMN Boston Real Estate
Douglas Elliman
(617) 955-2224 contact@bmnboston.com
Ask about this property — free, no obligation.

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