02 Russell St, Ludlow MA 01056

Ludlow, MA 01056

$89,000

Est. $726/month

Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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1.28

Acres

Residential

Type

New today

Time on Market

For Sale Listed Oct 20, 2026 • MLS# 73592705 Copied! • Updated Oct 20, 2026

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About this home

Don’t miss this exceptional opportunity to build your dream home in one of the area’s most desirable neighborhoods. With frontage on both Russell and Shawinigan possibilities are endless. Terrain supports walkout basement. This buildable single-family lot offers the perfect blend of privacy and convenience, surrounded by well-maintained homes and close to local schools, shopping, dining, and major routes. Add an ADU for more living Space! Whether you’re a homeowner ready to create a custom residence or a builder searching for your next project, this property provides endless potential in a sought-after location. can be bundled with lot to the right to maximize your investment.

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Recently Sold Nearby

Price & Status History

Property Timeline

🏠

Listed for Sale

Oct 20, 2026

$89,000

Original listing

Agent: Xavier Cruz Office: Fathom Realty

Detailed History Table ▼

Date	Event	Price	Change	$/sqft	Details
10/20/2026	🏠 Listed for Sale	$89,000	-	-	Original listing

Tax History

Year	Taxes	Assessment
2026	$912	$57,700

Financial Details

Annual Property Tax

$912

Tax Year 2026

Assessed Value

$57,700

Facts & Features

Home Facts

Type Land

Style Residential

Lot Size 1.28 acres

Exterior

Construction None

Architecture None

Roof None

Features None

Pool None

Spa None

Fencing None

Patio/Porch None

Utilities

Electric At Street

Water Public

Sewer Public Sewer

Gas At Street

Other None

Financial

Annual Tax $912

Assessed Value $57,700

MA Disclosures

Seller Disclosures None

Additional Details

Possession None

Accepted Financing None

Structure Type []

Documents None

County Hampden

Total market time (incl. prior listings) 66 days

Property Overview

Property Type

Residential

Listing Type

For Sale

Floor Layout

Interior Features

Flooring:

Appliances:

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Windows:

Basement:

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Construction & Materials

Structure Type:

Exterior Materials:

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Foundation:

Utilities & Systems

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Hot Water:

Water Source: Public

Sewer: Public Sewer

Energy Features:

Exterior & Lot

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Patio & Porch:

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Other Structures:

Lot Features: Elevated

Road Surface:

Parking & Garage

Parking Features:

Nearby Schools

School District

Ludlow School District local

C

⚠ School Safety 2024-25

3.9% Above Average

3.9% Suspensions 0.3% In-School

↓ 1.6% below state avg

E

Elementary Schools

3 schools

St. John The Baptist School

1.8 mi

Grades PK-08

B

Harris Brook Elementary School

1.4 mi | #388 of 825 | Score: 48.1

Improved 217 spots from last year

-10.1 below state avg

578 students Moderate

Rising School Strong Attendance

Grades 02-05

East Street Elementary School

2.2 mi

358 students Moderate

Grades PK-01

H

High Schools

1 school

B-

Ludlow Senior High School

2.5 mi | #194 of 346 | Score: 52.7

Dropped 44 spots from last year

-5.5 below state avg

724 students Moderate

18 sports • 1,236 athletes

Strong AP Program Career Tech Programs Strong Athletics

Grades 09-12

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Loan Term 30 years 15 years

Monthly Payment Breakdown

Principal & Interest $0

Property Tax $76

Homeowners Insurance $200

PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0

Total principal paid $0

Total interest paid $0

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Payment Over Time

Interest

Principal

Year 1

95% Interest

Year 15

50/50

Year 30

95% Principal

* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

02 Russell St, Ludlow MA 01056

Ludlow, MA 01056

Listing Information

Listing Agent Xavier Cruz

Listing Office Fathom Realty

Office Phone 888-455-6040

Agent MLS ID CN250545

Office MLS ID AN8145

Listing Data Updated Oct 20, 2026 6:46 AM EDT

Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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