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89 Temple Street, Gardner MA 01440 - Preview 1 89 Temple Street, Gardner MA 01440 - Preview 2 89 Temple Street, Gardner MA 01440 - Preview 3 89 Temple Street, Gardner MA 01440 - Preview 4 89 Temple Street, Gardner MA 01440 - Preview 5 89 Temple Street, Gardner MA 01440 - Preview 6 89 Temple Street, Gardner MA 01440 - Preview 7 89 Temple Street, Gardner MA 01440 - Preview 8 89 Temple Street, Gardner MA 01440 - Preview 9 89 Temple Street, Gardner MA 01440 - Preview 10 89 Temple Street, Gardner MA 01440 - Preview 11 89 Temple Street, Gardner MA 01440 - Preview 12 89 Temple Street, Gardner MA 01440 - Preview 13 89 Temple Street, Gardner MA 01440 - Preview 14 89 Temple Street, Gardner MA 01440 - Preview 15 89 Temple Street, Gardner MA 01440 - Preview 16 89 Temple Street, Gardner MA 01440 - Preview 17 89 Temple Street, Gardner MA 01440 - Preview 18 89 Temple Street, Gardner MA 01440 - Preview 19 89 Temple Street, Gardner MA 01440 - Preview 20 89 Temple Street, Gardner MA 01440 - Preview 21 89 Temple Street, Gardner MA 01440 - Preview 22 89 Temple Street, Gardner MA 01440 - Preview 23 89 Temple Street, Gardner MA 01440 - Preview 24 89 Temple Street, Gardner MA 01440 - Preview 25

89 Temple Street, Gardner MA 01440

Gardner, MA 01440
$449,900
Est. $2,882/month
3
Beds
1.5
Baths
1,832
Sq Ft
$246
Price/Sq Ft
0.41
Acres
1935
Year Built
Single Family Residence
Type
5 hours 13 minutes
Time on Market
Active Listed Jun 24, 2026 • MLS# 73540737 Copied!

About this home

Nestled in a highly desirable neighborhood, this charming home sits on a rare double lot with a beautifully manicured yard, established perennial gardens, and a peaceful tree-lined backdrop for added privacy. The first floor features a large fireplaced living room, a cozy tongue-and-groove den that opens to a bright and sunny 3-season room, an eat-in kitchen, formal dining room, and convenient half bath. Upstairs you'll find 3 spacious bedrooms, a full bath, and exterior access to a unique rooftop deck. Additional highlights include an abundance of closets and plenty of storage space as well as a partially finished fireplaced basement with a full laundry room, walk-out access to the backyard, and direct entry to the garage under. A wonderful combination of comfort, character, and outdoor space in a sought-after location!

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Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1935
Bedrooms
3
Full Bathrooms
1
Half Bathrooms
1
Living Area
1,832 sq ft
Total Rooms
9

Facts & Features

1 Car Garage

Home Facts

Type Residential
Style Single Family Residence
Year Built 1935
Living Area 1,832 sq ft
Lot Size 0.41 acres
Bedrooms 3
Full Baths 1
Half Baths 1
Total Rooms 9

Interior

Heating Steam, Oil
Cooling None
Flooring Tile, Hardwood, Stone / Slate, Flooring - Hardwood
Appliances Tankless Water Heater, Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer
Fireplace Living Room
Fireplaces 2
Basement Full, Partially Finished, Walk-out Access, Interior Entry, Garage Access, Concrete
Laundry In Basement, Electric Dryer Hookup, Washer Hookup
Features Den, Sitting Room

Exterior

Construction Frame
Architecture Colonial
Roof Shingle
Features Deck, Deck - Wood, Rain Gutters
Pool None
Spa None
Fencing None
Patio/Porch Deck, Deck - Wood

Parking

Garage Spaces 1
Has Garage Yes
Features Under, Garage Door Opener, Storage, Paved Drive, Off Street, Paved
Total Spaces 6

Utilities

Electric Circuit Breakers
Water Public
Sewer Public Sewer
Gas None
Other For Electric Range, For Electric Oven, For Electric Dryer, Washer Hookup

Financial

Annual Tax $4,884
Assessed Value $354,700

Interior Features

Flooring: Tile, Hardwood, Stone / Slate, Flooring - Hardwood
Appliances: Tankless Water Heater, Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer
Interior Features: Den, Sitting Room
Windows: Insulated Windows
Basement: Full, Partially Finished, Walk-Out Access, Interior Entry, Garage Access, Concrete
Laundry: In Basement, Electric Dryer Hookup, Washer Hookup
Security:

Construction & Materials

Style: Colonial
Year Built: 1935
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Concrete Perimeter

Heating, Cooling & Utilities

Heating: Steam, Oil
Cooling: None
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Deck, Deck - Wood, Rain Gutters
Patio & Porch: Deck, Deck - Wood
Fencing:
Other Structures:
Lot Features: Wooded
Road Surface: Paved

Parking & Garage

Garage Spaces: 1
Garage Type: Attached
Total Parking Spaces: 6
Parking Features: Under, Garage Door Opener, Storage, Paved Drive, Off Street, Paved

Special Features

Fireplaces: 2
Fireplace Type: Living Room
Community Amenities: Public Transportation, Shopping, Tennis Court(s), Park, Walk/Jog Trails, Golf, Medical Facility, Laundromat, Bike Path, Conservation Area, Highway Access, House of Worship, Private School, Public School, University, Sidewalks

Location

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Neighborhood

89 Temple Street, Gardner MA 01440

Gardner, MA 01440

Walkability

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Nearby Schools

School District
Gardner School District local
D
⚠ School Safety 2024-25
5.8% Above Average
5.6% Suspensions 0.5% In-School 0.2% Emergency
↑ 0.3% above state avg
E

Elementary Schools

2 schools
Wachusett Hills Christian School
1.8 mi
Grades K-08
C-
Gardner Elementary School
0.7 mi | #669 of 824 | Score: 37.5
Improved 96 spots from last year
-20.7 below state avg
1,087 students Diverse
Rising School Diverse Student Body
Grades PK-04
M

Middle Schools

1 school
F
Gardner Middle School
1.0 mi | #338 of 352 | Score: 26.8
Dropped 7 spots from last year
-31.4 below state avg
514 students Diverse
Grades 05-07
H

High Schools

2 schools
C+
Gardner High School
0.9 mi | #239 of 346 | Score: 47.5
Improved 74 spots from last year
-10.7 below state avg
808 students Diverse
15 sports • 820 athletes
Early College Program High Graduation Rate Rising School Career Tech Programs
Grades 08-12
D
Gardner Academy for Learning and Technology
0.3 mi | #331 of 346 | Score: 26.7
Improved 48 spots from last year
-31.6 below state avg
123 students Diverse
Early College Program Rising School Career Tech Programs
Grades 09-12
Learn about these ratings
School data provided by BMN Schools

Monthly Payment Calculator

Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $407
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo

Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Property History

Property Timeline

🏠
Listed for Sale
Jun 24, 2026
$449,900
Original listing
Agent: Wendy Poudrette Office: Foster-Healey Real Estate

Price & Status History

Date Event Price Change
Jun 24, 2026 New Listing Added $449,900 —

Market Statistics

Time on Market
5 hours 13 minutes
Price per Sq Ft
$246

Tax History

Year Taxes Assessment
2026 $4,884 $354,700

Financial Details

Annual Property Tax
$4,884
Tax Year 2026
Assessed Value
$354,700

Listing Information

Listing Agent Wendy Poudrette
Listing Office Foster-Healey Real Estate
Agent MLS ID H8000329
Office MLS ID H10900
Listing Data Updated Jun 24, 2026 10:10 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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Market Analytics for Gardner, MA

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