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86 Rich Street, Gardner MA 01440

Gardner, MA 01440
$259,900
Est. $1,879/month
3
Beds
1
Baths
1,270
Sq Ft
$205
Price/Sq Ft
0.05
Acres
1920
Year Built
19
Days on Market
Pending Listed May 11, 2026 • MLS# 73516343 Copied!

About this home

Opportunity knocks! This home offers a great chance to build equity while creating a space that truly reflects your style. With some updates and TLC, it offers plenty of potential. Featuring 3 bedrooms and 1 full bath, the home includes hardwood flooring throughout the second level as well as in the living and dining areas. Additional highlights include a garage, off-street parking, and a yard with space to enjoy. Whether you’re looking for your next project or a chance to customize a home to your taste, this is an opportunity you won’t want to miss.

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Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1920
Bedrooms
3
Full Bathrooms
1
Living Area
1,270 sq ft
Total Rooms
7

Facts & Features

1 Car Garage

Home Facts

Type Residential
Style Single Family Residence
Year Built 1920
Living Area 1,270 sq ft
Lot Size 0.05 acres
Bedrooms 3
Full Baths 1
Total Rooms 7

Interior

Heating Central, Hot Water, Natural Gas
Cooling Window Unit(s)
Flooring Tile, Laminate, Hardwood
Appliances Electric Water Heater, Range, Microwave, Refrigerator
Fireplace Living Room
Fireplaces 1
Basement Interior Entry, Unfinished
Laundry Electric Dryer Hookup, Washer Hookup
Features None

Exterior

Construction Frame
Architecture Bungalow
Roof Shingle
Features Porch - Enclosed
Pool None
Spa None
Fencing Fenced/enclosed
Patio/Porch Porch - Enclosed

Parking

Garage Spaces 1
Has Garage Yes
Features Attached, Paved Drive, Off Street
Total Spaces 2

Utilities

Electric None
Water Public
Sewer Public Sewer
Gas None
Other For Electric Range, For Electric Dryer, Washer Hookup

Financial

Annual Tax $4,377
Assessed Value $304,800

Interior Features

Flooring: Tile, Laminate, Hardwood
Appliances: Electric Water Heater, Range, Microwave, Refrigerator
Interior Features:
Windows:
Basement: Interior Entry, Unfinished
Laundry: Electric Dryer Hookup, Washer Hookup
Security:

Construction & Materials

Style: Bungalow
Year Built: 1920
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Stone

Heating, Cooling & Utilities

Heating: Central, Hot Water, Natural Gas
Cooling: Window Unit(s)
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Porch - Enclosed
Patio & Porch: Porch - Enclosed
Fencing: Fenced/Enclosed
Other Structures:
Lot Features:
Road Surface:

Parking & Garage

Garage Spaces: 1
Garage Type: Attached
Total Parking Spaces: 2
Parking Features: Attached, Paved Drive, Off Street

Special Features

Fireplaces: 1
Fireplace Type: Living Room
Community Amenities: Walk/Jog Trails, Medical Facility

Location

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Neighborhood

86 Rich Street, Gardner MA 01440

Gardner, MA 01440

Walkability

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Nearby Schools

School District
Gardner School District local
D
School Safety 2024-25
5.8% Above Average
5.6% Suspensions 0.5% In-School 0.2% Emergency
0.3% above state avg
E

Elementary Schools

2 schools
Wachusett Hills Christian School
2.0 mi
Grades K-08
C-
Gardner Elementary School
0.7 mi | #669 of 824 | Score: 37.5
Improved 96 spots from last year
-20.7 below state avg
1,087 students Diverse
Rising School Diverse Student Body
Grades PK-04
M

Middle Schools

1 school
F
Gardner Middle School
1.1 mi | #338 of 352 | Score: 26.8
Dropped 7 spots from last year
-31.4 below state avg
514 students Diverse
Grades 05-07
H

High Schools

2 schools
C+
Gardner High School
0.9 mi | #239 of 346 | Score: 47.5
Improved 74 spots from last year
-10.7 below state avg
808 students Diverse
15 sports • 820 athletes
Early College Program High Graduation Rate Rising School Career Tech Programs
Grades 08-12
D
Gardner Academy for Learning and Technology
0.3 mi | #331 of 346 | Score: 26.7
Improved 48 spots from last year
-31.6 below state avg
123 students Diverse
Early College Program Rising School Career Tech Programs
Grades 09-12
Learn about these ratings

Monthly Payment Calculator

Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $365
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo

Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Property History

Market Insights

Property Timeline

📋
Status: Active under contract
May 19, 2026
Active → Active Under Contract
Pending Sale
May 18, 2026
Offer accepted, sale pending
🏠
Listed for Sale
May 11, 2026
$259,900
Original listing
Agent: Ferrari Property Group Office: Keller Williams Pinnacle Central

Price & Status History

Date Event Price Change
May 19, 2026 Status: Active under contract $0
May 11, 2026 New Listing Added $259,900

Market Statistics

Days on Market
19 days
Price per Sq Ft
$205

Tax History

Year Taxes Assessment
2025 $4,377 $304,800

Financial Details

Annual Property Tax
$4,377
Tax Year 2025
Assessed Value
$304,800

Listing Information

Listing Agent Ferrari Property Group
Listing Office Keller Williams Pinnacle Central
Agent MLS ID TM327719
Office MLS ID AN8160
Listing Data Updated Jun 2, 2026 3:30 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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