7 Cedar Road, Spencer MA 01562

Spencer, MA 01562

$250,000

Est. $1,703/month

Beds

Baths

560

Sq Ft

$446

Price/Sq Ft

0.20

Acres

1974

Year Built

Single Family Residence

Type

Days on Market

Active Listed Apr 11, 2026 • MLS# 73500159 Copied!

About this home

**Title V was completed today, 5/21, and the report is pending final sign-off from the BOH, which is scheduled for Tuesday following Memorial Day weekend. The water test results came back clean so we are confident everything will be in good order** Escape to your own slice of paradise! This quaint seasonal cottage sits on a beautiful Sugden Reservoir, an 87 acre lake, offering full recreational opportunities~from boating and fishing to swimming and kayaking. With 35 feet of coveted water frontage, this property is perfect for those looking to rehab or rebuild their lakefront retreat or getaway. See passing water test attached.

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Property Overview

Property Type

Single Family Residence

Listing Type

For Sale

Year Built

1974

Bedrooms

Full Bathrooms

Living Area

560 sq ft

Total Rooms

Facts & Features

Home Facts

Type Residential

Style Single Family Residence

Year Built 1974

Living Area 560 sq ft

Lot Size 0.20 acres

Bedrooms 2

Full Baths 1

Total Rooms 3

Interior

Heating None

Cooling None

Flooring None

Appliances Water Heater

Fireplace None

Basement Full

Laundry None

Features None

Exterior

Construction Frame

Architecture Cottage

Roof Shingle

Features Porch - Enclosed

Pool None

Spa None

Fencing None

Patio/Porch Porch - Enclosed

Parking

Features Off Street

Total Spaces 2

Utilities

Electric Circuit Breakers

Water Private

Sewer Private Sewer

Gas None

Other None

Financial

Annual Tax $2,263

Assessed Value $192,800

HOA Yes

HOA Fee $50

Interior Features

Flooring:

Appliances: Water Heater

Interior Features:

Windows:

Basement: Full

Laundry:

Security:

Construction & Materials

Style: Cottage

Year Built: 1974

Structure Type:

Exterior Materials: Frame

Roof: Shingle

Foundation: Block

Heating, Cooling & Utilities

Heating: None

Cooling: None

Hot Water:

Water Source: Private

Sewer: Private Sewer

Energy Features:

Exterior & Lot

Exterior Features: Porch - Enclosed

Patio & Porch: Porch - Enclosed

Fencing:

Other Structures:

Lot Features: Gentle Sloping

Road Frontage: 44.00 ft

Road Surface: Paved

Parking & Garage

Total Parking Spaces: 2

Parking Features: Off Street

Special Features

Waterfront: Yes

Waterfront Type: Waterfront, Lake, Dock/Mooring, Frontage, Lake/Pond, 0 to 1/10 Mile To Beach, Beach Ownership(Public)

View: Yes

View Type: Scenic View(s)

Community Amenities: Public Transportation, Shopping, Tennis Court(s), Park, Walk/Jog Trails, Stable(s), Golf, Medical Facility, Laundromat, Conservation Area, House of Worship, Public School

Location

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Neighborhood

7 Cedar Road, Spencer MA 01562

Spencer, MA 01562

Walkability

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Nearby Schools

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Monthly Payment Breakdown

Principal & Interest $0

Property Tax $189

Homeowners Insurance $200

HOA Fee $50/mo

PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0

Total principal paid $0

Total interest paid $0

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Payment Over Time

Interest

Principal

Year 1

95% Interest

Year 15

50/50

Year 30

95% Principal

* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Property History

Property Timeline

🏠

Listed for Sale

Apr 11, 2026

$250,000

Original listing

Agent: Mary Stolarczyk Office: RE/MAX Vision

Date	Event	Price	Change	$/sqft	Details
04/11/2026	🏠 Listed for Sale	$250,000	-	-	Original listing

Price & Status History

Date	Event	Price	Change
Apr 11, 2026	New Listing Added	$250,000	—

Market Statistics

Days on Market

44 days

Price per Sq Ft

$446

Tax History

Year	Taxes	Assessment
2025	$2,263	$192,800

Financial Details

Annual Property Tax

$2,263

Tax Year 2025

HOA Fee

$50

Per month

Assessed Value

$192,800

Listing Information

Listing Agent Mary Stolarczyk

Listing Office RE/MAX Vision

Agent MLS ID K9500888

Office MLS ID K95622

Listing Data Updated May 21, 2026 3:31 PM EDT

Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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Listed for Sale

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7 Cedar Road, Spencer MA 01562

About this home

Property Overview

Facts & Features

Home Facts

Interior

Exterior

Parking

Utilities

Financial

Interior Features

Construction & Materials

Heating, Cooling & Utilities

Exterior & Lot

Parking & Garage

Special Features

Location

Neighborhood

Walkability

Nearby Schools

Monthly Payment Calculator

Monthly Payment Breakdown

Loan Summary

Rate Impact

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Listed for Sale

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