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52 Central, Gardner MA 01440

Gardner, MA 01440
$449,000
Est. $3,043/month
4
Beds
5
Baths
3,832
Sq Ft
$117
Price/Sq Ft
0.33
Acres
1820
Year Built
81
Days on Market
Active Price Drop -$40,000 Listed Mar 6, 2026 • MLS# 73483615 Copied!

About this home

Back on market — prior contract fell due to buyer financing. Circa 1820 antique colonial offering 3,832 sq ft of character-rich living space on a 0.33-acre lot in a convenient Gardner location. Four bedrooms, 3 full baths, and period details throughout — hardwood flooring, crown molding, and multiple fireplaces. Main living areas include a living room, formal dining room, and family room. Kitchen features stone counters and stainless appliances.Flexible layout includes an in-law apartment plus a lower-level professional office with separate access, previously operated as a doctor's office — ideal for multigenerational living or a home-based business. 2-car attached garage, porch, deck, fenced yard, and ample off-street parking.With energy costs rising, take advantage of the solar panels paired with heat pump heating and cooling for year-round efficiency and comfort.

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Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1820
Bedrooms
4
Full Bathrooms
4
Half Bathrooms
2
Living Area
3,832 sq ft
Total Rooms
20

Facts & Features

2 Car Garage

Home Facts

Type Residential
Style Single Family Residence
Year Built 1820
Living Area 3,832 sq ft
Lot Size 0.33 acres
Bedrooms 4
Full Baths 4
Half Baths 2
Total Rooms 20

Interior

Heating Forced Air, Hot Water, Steam, Oil, Natural Gas, Wood
Cooling Window Unit(s), Ductless
Flooring Wood, Vinyl, Carpet, Hardwood
Appliances Electric Water Heater, Oven, Dishwasher, Microwave, Refrigerator, Washer, Dryer
Fireplace None
Fireplaces 2
Basement Full
Laundry In Basement, Electric Dryer Hookup, Washer Hookup
Features Central Vacuum, Internet Available - Dsl

Exterior

Construction Frame
Architecture Colonial, Victorian, Antique
Roof Shingle, Tile, Rubber
Features Porch, Deck, Patio, Fenced Yard, Fruit Trees, Garden, Stone Wall
Pool None
Spa None
Fencing Fenced
Patio/Porch Porch, Deck, Patio

Parking

Garage Spaces 2
Has Garage Yes
Features Attached, Paved Drive, Off Street, Paved
Total Spaces 8

Utilities

Electric Circuit Breakers, 200+ Amp Service
Water Public
Sewer Public Sewer
Gas None
Other For Electric Oven, For Electric Dryer, Washer Hookup

Financial

Annual Tax $6,871
Assessed Value $478,500

Interior Features

Flooring: Wood, Vinyl, Carpet, Hardwood
Appliances: Electric Water Heater, Oven, Dishwasher, Microwave, Refrigerator, Washer, Dryer
Interior Features: Central Vacuum, Internet Available - DSL
Windows:
Basement: Full
Laundry: In Basement, Electric Dryer Hookup, Washer Hookup
Security:

Construction & Materials

Style: Colonial, Victorian, Antique
Year Built: 1820
Structure Type:
Exterior Materials: Frame
Roof: Shingle, Tile, Rubber
Foundation: Brick/Mortar, Granite

Heating, Cooling & Utilities

Heating: Forced Air, Hot Water, Steam, Oil, Natural Gas, Wood
Heating Zones: 3
Cooling: Window Unit(s), Ductless
Cooling Zones: 1
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features: Thermostat

Exterior & Lot

Exterior Features: Porch, Deck, Patio, Fenced Yard, Fruit Trees, Garden, Stone Wall
Patio & Porch: Porch, Deck, Patio
Fencing: Fenced
Other Structures:
Lot Features:
Road Surface:

Parking & Garage

Garage Spaces: 2
Garage Type: Attached
Total Parking Spaces: 8
Parking Features: Attached, Paved Drive, Off Street, Paved

Special Features

Fireplaces: 2
Fireplace Type:
Community Amenities: Public Transportation, Shopping, Park, Medical Facility, Laundromat, Highway Access, House of Worship, Private School, Public School

Location

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Neighborhood

52 Central, Gardner MA 01440

Gardner, MA 01440

Walkability

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Nearby Schools

School District
Gardner School District local
D
School Safety 2024-25
5.8% Above Average
5.6% Suspensions 0.5% In-School 0.2% Emergency
0.3% above state avg
E

Elementary Schools

2 schools
Wachusett Hills Christian School
2.3 mi
Grades K-08
C-
Gardner Elementary School
0.7 mi | #669 of 824 | Score: 37.5
Improved 96 spots from last year
-20.7 below state avg
1,087 students Diverse
Rising School Diverse Student Body
Grades PK-04
M

Middle Schools

1 school
F
Gardner Middle School
0.8 mi | #338 of 352 | Score: 26.8
Dropped 7 spots from last year
-31.4 below state avg
514 students Diverse
Grades 05-07
H

High Schools

2 schools
C+
Gardner High School
0.7 mi | #239 of 346 | Score: 47.5
Improved 74 spots from last year
-10.7 below state avg
808 students Diverse
15 sports • 820 athletes
Early College Program High Graduation Rate Rising School Career Tech Programs
Grades 08-12
D
Gardner Academy for Learning and Technology
0.4 mi | #331 of 346 | Score: 26.7
Improved 48 spots from last year
-31.6 below state avg
123 students Diverse
Early College Program Rising School Career Tech Programs
Grades 09-12
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Monthly Payment Calculator

Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $573
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo

Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Property History

Market Insights

1
Price Changes
8.2%
Price Range

Property Timeline

Price Reduced
May 16, 2026
$449,000 $40,000 (-8.18%)
From $489,000 to $449,000 (-8.2%)
Back On Market
May 15, 2026
Active
Pending Sale
Apr 1, 2026
Offer accepted, sale pending
👁️
Showing Instructions Updated
Mar 22, 2026
New showing requirements
🏠
Listed for Sale
Mar 6, 2026
$489,000
Original listing
Agent: Creatini Group Office: eXp Realty

Price & Status History

Date Event Price Change
May 16, 2026 Price Changed $449,000 -$40,000
Mar 6, 2026 New Listing Added $489,000

Market Statistics

Days on Market
81 days
Price per Sq Ft
$117
Total Price Drop
-$40,000

Tax History

Year Taxes Assessment
2025 $6,871 $478,500

Financial Details

Annual Property Tax
$6,871
Tax Year 2025
Assessed Value
$478,500

Listing Information

Listing Agent Creatini Group
Listing Office eXp Realty
Agent MLS ID TM358164
Office MLS ID AC0342
Listing Data Updated May 19, 2026 3:05 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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Market Analytics for Gardner, MA

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