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654 School St, Lowell MA 01851 - Preview 1 654 School St, Lowell MA 01851 - Preview 2 654 School St, Lowell MA 01851 - Preview 3 654 School St, Lowell MA 01851 - Preview 4 654 School St, Lowell MA 01851 - Preview 5 654 School St, Lowell MA 01851 - Preview 6 654 School St, Lowell MA 01851 - Preview 7 654 School St, Lowell MA 01851 - Preview 8 654 School St, Lowell MA 01851 - Preview 9 654 School St, Lowell MA 01851 - Preview 10 654 School St, Lowell MA 01851 - Preview 11 654 School St, Lowell MA 01851 - Preview 12 654 School St, Lowell MA 01851 - Preview 13 654 School St, Lowell MA 01851 - Preview 14 654 School St, Lowell MA 01851 - Preview 15 654 School St, Lowell MA 01851 - Preview 16 654 School St, Lowell MA 01851 - Preview 17 654 School St, Lowell MA 01851 - Preview 18 654 School St, Lowell MA 01851 - Preview 19 654 School St, Lowell MA 01851 - Preview 20 654 School St, Lowell MA 01851 - Preview 21 654 School St, Lowell MA 01851 - Preview 22 654 School St, Lowell MA 01851 - Preview 23 654 School St, Lowell MA 01851 - Preview 24 654 School St, Lowell MA 01851 - Preview 25 654 School St, Lowell MA 01851 - Preview 26 654 School St, Lowell MA 01851 - Preview 27 654 School St, Lowell MA 01851 - Preview 28 654 School St, Lowell MA 01851 - Preview 29 654 School St, Lowell MA 01851 - Preview 30 654 School St, Lowell MA 01851 - Preview 31 654 School St, Lowell MA 01851 - Preview 32 654 School St, Lowell MA 01851 - Preview 33 654 School St, Lowell MA 01851 - Preview 34 654 School St, Lowell MA 01851 - Preview 35 654 School St, Lowell MA 01851 - Preview 36 654 School St, Lowell MA 01851 - Preview 37 654 School St, Lowell MA 01851 - Preview 38 654 School St, Lowell MA 01851 - Preview 39 654 School St, Lowell MA 01851 - Preview 40 654 School St, Lowell MA 01851 - Preview 41 654 School St, Lowell MA 01851 - Preview 42
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654 School St, Lowell MA 01851

Lowell, MA 01851
$599,000
Est. $3,748/month
4
Beds
3
Baths
2,527
Sq Ft
$237
Price/Sq Ft
0.13
Acres
1900
Year Built
Multi Family
Type
10 hours 31 minutes
Time on Market
Active Listed Jun 16, 2026 • MLS# 73536802 Copied!

About this home

Opportunity awaits in this spacious two-family home featuring many utility updates and tremendous value-add potential. Situated on a generously sized lot, this property offers a double driveway for ample off-street parking and an oversized detached garage complete with its own heat and electrical service—perfect for a workshop, storage, hobby space, or additional income possibilities.The upper unit benefits from additional finished living space, providing flexibility for a home office, recreation area, or expanded living quarters.While cosmetic updates are needed throughout, much of the home’s original character remains intact. Beautiful hardwood flooring lies beneath, ready to be restored to its former glory. With thoughtful renovations and an appreciation for its natural architectural features, this property has the potential to become truly stunning once again.Ideal for owner-occupants, investors, or multi-generational living, this property combines soli

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Property Overview

Property Type
Multi Family
Listing Type
For Sale
Year Built
1900
Bedrooms
4
Full Bathrooms
3
Living Area
2,527 sq ft
Total Rooms
11
Stories
4
Levels
4

Facts & Features

2 Car Garage

Home Facts

Type Residential Income
Style Multi Family
Year Built 1900
Living Area 2,527 sq ft
Lot Size 0.13 acres
Bedrooms 4
Full Baths 3
Total Rooms 11

Interior

Heating Steam, Natural Gas
Cooling None
Flooring Wood, Tile, Vinyl, Parquet, Hardwood
Appliances Range, Refrigerator, Washer, Dryer
Fireplace None
Fireplaces 1
Basement Full, Interior Entry, Bulkhead, Unfinished
Laundry None
Features Floored Attic, Crown Molding, Walk-up Attic, Bathroom With Tub, Living Room, Kitchen

Exterior

Construction None
Architecture None
Roof Slate
Features None
Pool None
Spa None
Fencing None
Patio/Porch Porch

Parking

Garage Spaces 2
Has Garage Yes
Features Paved Drive, Off Street, Paved
Total Spaces 8

Utilities

Electric 100 Amp Service
Water Public
Sewer Public Sewer
Gas None
Other None

Financial

Annual Tax $6,230
Assessed Value $542,700

Interior Features

Flooring: Wood, Tile, Vinyl, Parquet, Hardwood
Appliances: Range, Refrigerator, Washer, Dryer
Interior Features: Floored Attic, Crown Molding, Walk-Up Attic, Bathroom With Tub, Living Room, Kitchen
Windows:
Basement: Full, Interior Entry, Bulkhead, Unfinished
Laundry:
Security:

Construction & Materials

Year Built: 1900
Structure Type:
Exterior Materials:
Roof: Slate
Foundation: Stone
Stories: 4

Heating, Cooling & Utilities

Heating: Steam, Natural Gas
Cooling:
Hot Water: Natural Gas
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features:
Patio & Porch: Porch
Fencing:
Other Structures:
Lot Features: Level
Road Surface: Paved

Parking & Garage

Garage Spaces: 2
Total Parking Spaces: 8
Parking Features: Paved Drive, Off Street, Paved

Special Features

Fireplaces: 1
Fireplace Type:
Community Amenities: Public Transportation, Shopping, Sidewalks

Location

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Neighborhood

654 School St, Lowell MA 01851

Lowell, MA 01851

Walkability

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Nearby Schools

School District
Lowell School District local
C-
⚠ School Safety 2024-25
3.0% Above Average
2.8% Suspensions 0.8% In-School 0.2% Emergency
↓ 2.5% below state avg
E

Elementary Schools

10 schools
Community Christian Academy
0.6 mi
Grades PK-12
Lowell Catholic School
0.6 mi
Grades PK-12
B
Rogers STEM Academy
0.8 mi | #8 of 16 | Score: 33.9
Improved 265 spots from last year
-24.3 below state avg
892 students Diverse
Rising School Diverse Student Body
Grades K-08
B
Lowell Community Charter Public School
0.9 mi | #158 of 352 | Score: 43.9
Improved 29 spots from last year
-14.3 below state avg
816 students Diverse
Rising School Diverse Student Body
Grades PK-08
C
Bartlett Community Partnership School
0.9 mi | #266 of 352 | Score: 34.8
Improved 20 spots from last year
-23.4 below state avg
408 students Very Diverse
Rising School Diverse Student Body
Grades PK-08
Hellenic American Academy
0.9 mi
Grades PK-08
St. Patrick School and Educational Center
1.0 mi
Grades PK-08
Immaculate Conception School
1.5 mi
Grades PK-08
St. Jeanne D'Arc Elementary School
1.7 mi
Grades PK-08
C+
Collegiate Charter School of Lowell
1.7 mi | #238 of 346 | Score: 47.5
Improved 27 spots from last year
-10.7 below state avg
1,212 students Very Diverse
Rising School College Ready Curriculum Diverse Student Body
Grades K-12
M

Middle Schools

7 schools
Laura Lee Therapeutic Day School
0.5 mi
15 students Diverse
Diverse Student Body
Grades 01-08
B-
Kathryn P. Stoklosa Middle School
0.7 mi | #198 of 352 | Score: 40.6
Improved 18 spots from last year
-17.6 below state avg
613 students Diverse
Diverse Student Body
Grades 05-08
B+
James S Daley Middle School
0.8 mi | #120 of 352 | Score: 47.3
Improved 55 spots from last year
-10.9 below state avg
669 students Diverse
Rising School Diverse Student Body
Grades 05-08
C-
Benjamin F. Butler Middle School
1.2 mi | #303 of 352 | Score: 31.0
Dropped 47 spots from last year
-27.2 below state avg
516 students Very Diverse
Diverse Student Body
Grades 05-08
C
Dr. An Wang School
1.7 mi | #255 of 352 | Score: 35.9
Improved 38 spots from last year
-22.3 below state avg
663 students Very Diverse
Rising School Diverse Student Body
Grades 05-08
C-
Henry J Robinson Middle School
2.2 mi | #288 of 352 | Score: 32.5
Improved 31 spots from last year
-25.7 below state avg
600 students Diverse
Rising School Diverse Student Body
Grades 05-08
C
James Sullivan Middle School
2.3 mi | #267 of 352 | Score: 34.8
Improved 38 spots from last year
-23.5 below state avg
625 students Diverse
Rising School Diverse Student Body
Grades 05-08
H

High Schools

4 schools
F
The Career Academy
0.1 mi | #25 of 25 | Score: 14.1
Improved 363 spots from last year
-44.1 below state avg
83 students Diverse
Rising School Diverse Student Body
Grades 09-12
Old Colony Y Lowell Revocation Program
1.1 mi
Grades 09-12
F
Lowell Middlesex Academy Charter School
1.2 mi | #339 of 346 | Score: 21.1
Improved 7 spots from last year
-37.1 below state avg
126 students Diverse
College Ready Curriculum Diverse Student Body
Grades 09-12
D
Leblanc Therapeutic Day School
2.0 mi | #376 of 346 | Score: 32.8
Same rank as last year
36 students Diverse
Diverse Student Body
Grades 09-12
Learn about these ratings
School data provided by BMN Schools

Monthly Payment Calculator

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Loan Amount
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Including down payment
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Down: $0
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $519
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Property History

Property Timeline

🏠
Listed for Sale
Jun 16, 2026
$599,000
Original listing
Office: Jill & Co. Realty Group

Price & Status History

Date Event Price Change
Jun 16, 2026 New Listing Added $599,000 —

Market Statistics

Time on Market
10 hours 31 minutes
Price per Sq Ft
$237

Tax History

Year Taxes Assessment
2025 $6,230 $542,700

Financial Details

Annual Property Tax
$6,230
Tax Year 2025
Assessed Value
$542,700

Listing Information

Listing Agent Deanna Paddock
Listing Office Jill & Co. Realty Group
Agent MLS ID CN224097
Office MLS ID AN8563
Listing Data Updated Jun 16, 2026 2:52 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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Market Analytics for Lowell, MA

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