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54 Pearl St # 3, Cambridge MA 02139

Cambridge, MA 02139 • Central Square
$895,000
Est. $5,277/month
2
Beds
1
Baths
1,100
Sq Ft
$814
Price/Sq Ft
1900
Year Built
11 hours 18 minutes
Time on Market
Active Open House Listed Jun 18, 2026 • MLS# 73538426 Copied!

About this home

This bright and airy top-floor Cambridgeport 2 bed condo offers the perfect blend of character, comfort, and convenience. Sun-filled living spaces feature gleaming hardwood floors, natural wood trim, and classic architectural details throughout. The updated kitchen includes stainless steel appliances, generous pantry storage, and full-size in-unit laundry. A spacious dining room showcases an original built-in china cabinet, while the charming bath features a claw-foot tub ideal for relaxing at day's end. Enjoy morning coffee, outdoor dining, or quiet evenings on the large private rear deck overlooking the neighborhood treetops. Additional highlights include extra storage, a pet-friendly association, and an unbeatable location just moments from Central Square and the Red Line, MIT and Harvard. Enjoy great restaurants nearby, such as Brick and Mortar, Little Donkey and Pagu. Enjoy nature and tranquility nearby along the Charles River as well as the excitement and pulse of urban living!

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Property Overview

Property Type
Condominium
Listing Type
For Sale
Year Built
1900
Bedrooms
2
Full Bathrooms
1
Living Area
1,100 sq ft
Total Rooms
5
Stories
1
Entry Level
3

Open House Schedule

22
Jun
Monday, June 22
4:30 PM - 6:00 PM EDT
20
Jun
Saturday, June 20
2:30 PM - 4:00 PM EDT
19
Jun
Friday, June 19
4:30 PM - 6:00 PM EDT
21
Jun
Sunday, June 21
1:00 PM - 2:00 PM EDT

Facts & Features

Home Facts

Type Residential
Style Condominium
Year Built 1900
Living Area 1,100 sq ft
Bedrooms 2
Full Baths 1
Total Rooms 5

Interior

Heating Baseboard
Cooling Window Unit(s)
Flooring Tile, Hardwood
Appliances Range, Oven, Dishwasher, Disposal, Refrigerator, Freezer, Washer, Dryer, Range Hood
Fireplace None
Basement Y
Laundry In Unit
Features None

Exterior

Construction Frame
Architecture None
Roof Rubber
Features Deck
Pool None
Spa None
Fencing None
Patio/Porch Deck

Parking

Features On Street

Utilities

Electric None
Water Public
Sewer Public Sewer
Gas None
Other None

Financial

Annual Tax $2,435
Assessed Value $867,600

Interior Features

Flooring: Tile, Hardwood
Appliances: Range, Oven, Dishwasher, Disposal, Refrigerator, Freezer, Washer, Dryer, Range Hood
Interior Features:
Windows:
Basement: Y
Laundry: In Unit
Security:

Construction & Materials

Year Built: 1900
Effective Year (Renovated): 2005
Structure Type: 2/3 Family
Exterior Materials: Frame
Roof: Rubber
Foundation:
Stories: 1

Heating, Cooling & Utilities

Heating: Baseboard
Heating Zones: 1
Cooling: Window Unit(s)
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Deck
Patio & Porch: Deck
Fencing:
Other Structures:
Lot Features:
Road Surface:

Parking & Garage

Parking Features: On Street

Location

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Neighborhood

Central Square

54 Pearl St # 3, Cambridge MA 02139

Cambridge, MA 02139

Walkability

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Nearby Schools

School District
Cambridge School District local
A-
🎓 Where Graduates Go Class of 2021
65% attend college
58% 4-Year 7% 2-Year 23% Out of State 7% Working
School Safety 2024-25
1.2% Low
0.8% Suspensions 0.2% In-School 0.4% Emergency
4.3% below state avg
E

Elementary Schools

3 schools
A
Amigos School
0.2 mi | #45 of 352 | Score: 57.8
Improved 14 spots from last year
-0.5 below state avg
413 students Diverse
Diverse Student Body
Grades PK-08
C
Prospect Hill Academy Charter School
0.3 mi | #253 of 346 | Score: 45.9
Improved 29 spots from last year
-12.3 below state avg
890 students Diverse
High Graduation Rate Rising School College Ready Curriculum Diverse Student Body
Grades PK-12
B
Fletcher/Maynard Academy
0.5 mi | #7 of 12 | Score: 42.1
Improved 616 spots from last year
-16.1 below state avg
249 students Diverse
Rising School Diverse Student Body
Grades PK-05
M

Middle Schools

3 schools
A-
Putnam Avenue Upper School
0.6 mi | #103 of 352 | Score: 49.1
Dropped 24 spots from last year
-9.1 below state avg
283 students Very Diverse
Diverse Student Body
Grades 06-08
C+
Cambridge Street Upper School
0.9 mi | #214 of 352 | Score: 39.8
Dropped 26 spots from last year
-18.4 below state avg
301 students Very Diverse
Diverse Student Body
Grades 06-08
B+
Darby Vassall Upper School
1.0 mi | #118 of 352 | Score: 47.5
Improved 26 spots from last year
-10.7 below state avg
298 students Very Diverse
Rising School Diverse Student Body
Grades 06-08
H

High Schools

3 schools
Farr Academy School
< 0.1 mi
Grades 07-12
NuVu Innovation School
0.1 mi
Grades 08-12
B-
Community Charter School of Cambridge
1.0 mi | #178 of 346 | Score: 53.1
Dropped 57 spots from last year
-5.2 below state avg
251 students Diverse
7 sports • 202 athletes
High Graduation Rate College Ready Curriculum
Grades 06-12
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Monthly Payment Calculator

Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $203
Homeowners Insurance $200
HOA Fee $348/mo
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo

Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Property History

Market Insights

7.3%
Price Range
1
Previous Sales

Property Timeline

🏠
Listed for Sale
Jun 18, 2026
$895,000
Original listing
Agent: Jennifer Gelfand Office: Coldwell Banker Realty - Boston
Previous Transaction - MLS #72328194
Full transaction history available when tracking began
🏷️
Previously Sold
Jun 22, 2018
$830,000
MLS #72328194

Price & Status History

Date Event Price Change
Jun 18, 2026 New Listing Added $895,000
Jun 22, 2018 Sold $830,000

Market Statistics

Time on Market
11 hours 18 minutes
Price per Sq Ft
$814

Tax History

Year Taxes Assessment
2026 $2,435 $867,600

Financial Details

Annual Property Tax
$2,435
Tax Year 2026
HOA Fee
$348
Monthly
Assessed Value
$867,600

Listing Information

Listing Agent Jennifer Gelfand
Listing Office Coldwell Banker Realty - Boston
Agent MLS ID BB800178
Office MLS ID AN6192
Listing Data Updated Jun 18, 2026 3:40 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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Market Analytics for Cambridge, MA

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