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53 Water St, Gardner MA 01440

Gardner, MA 01440
$424,999
Est. $2,732/month
3
Beds
2.5
Baths
1,596
Sq Ft
$266
Price/Sq Ft
0.70
Acres
1925
Year Built
32
Days on Market
Pending Listed Mar 26, 2026 • MLS# 73492460 Copied!

About this home

Welcome to this beautiful 3 bedroom, 2.5-bathroom single family home on a spacious 0.58-acre lot. Gutted in 2004 for electrical/cosmetic updates, the property features modern 200-amp electrical service and style throughout. Plenty of driveway space as well (4+) as well as two additional parking spaces in the garage. Recent upgrades include a new installed roof in 2025, a new water heater (December 2025), and a detached garage built in 2017. The backyard was enhanced in 2025 with a new above ground pool and hot tub (installed in August 2025), which will be perfect for summer entertainment and relaxation. This move-in-ready home offers comfortable living space yet potential to fit new buyer's needs. Sellers are motivated to sell. Being sold as is. Quick closing preferred.

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Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1925
Bedrooms
3
Full Bathrooms
2
Half Bathrooms
1
Living Area
1,596 sq ft
Total Rooms
6

Facts & Features

2 Car Garage

Home Facts

Type Residential
Style Single Family Residence
Year Built 1925
Living Area 1,596 sq ft
Lot Size 0.70 acres
Bedrooms 3
Full Baths 2
Half Baths 1
Total Rooms 6

Interior

Heating Forced Air, Oil
Cooling Window Unit(s)
Flooring None
Appliances Electric Water Heater
Fireplace None
Fireplaces 1
Basement Unfinished
Laundry Bathroom - Half, First Floor
Features None

Exterior

Construction Frame
Architecture Colonial
Roof Shingle
Features Deck - Wood, Pool - Above Ground, Hot Tub/spa, Fenced Yard
Pool Above Ground
Spa Private
Fencing Fenced
Patio/Porch Deck - Wood

Parking

Garage Spaces 2
Has Garage Yes
Features Detached, Storage, Barn, Oversized, Off Street, Paved
Total Spaces 7

Utilities

Electric 200+ Amp Service
Water Public
Sewer Public Sewer
Gas None
Other None

Financial

Annual Tax $4,598
Assessed Value $320,200

Interior Features

Flooring:
Appliances: Electric Water Heater
Interior Features:
Windows:
Basement: Unfinished
Laundry: Bathroom - Half, First Floor
Security:

Construction & Materials

Style: Colonial
Year Built: 1925
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Concrete Perimeter

Heating, Cooling & Utilities

Heating: Forced Air, Oil
Cooling: Window Unit(s)
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Deck - Wood, Pool - Above Ground, Hot Tub/Spa, Fenced Yard
Patio & Porch: Deck - Wood
Fencing: Fenced
Other Structures:
Lot Features: Corner Lot
Road Surface:

Parking & Garage

Garage Spaces: 2
Total Parking Spaces: 7
Parking Features: Detached, Storage, Barn, Oversized, Off Street, Paved

Special Features

Fireplaces: 1
Fireplace Type:
Pool: Private Pool
Pool Features: Above Ground
Spa/Hot Tub: Yes
Spa Features: Private
Community Amenities:

Location

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Neighborhood

53 Water St, Gardner MA 01440

Gardner, MA 01440

Walkability

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Nearby Schools

School District
Gardner School District local
D
School Safety 2024-25
5.8% Above Average
5.6% Suspensions 0.5% In-School 0.2% Emergency
0.3% above state avg
E

Elementary Schools

2 schools
Wachusett Hills Christian School
3.4 mi
Grades K-08
C-
Gardner Elementary School
1.9 mi | #669 of 824 | Score: 37.5
Improved 96 spots from last year
-20.7 below state avg
1,087 students Diverse
Rising School Diverse Student Body
Grades PK-04
M

Middle Schools

1 school
F
Gardner Middle School
1.9 mi | #338 of 352 | Score: 26.8
Dropped 7 spots from last year
-31.4 below state avg
514 students Diverse
Grades 05-07
H

High Schools

2 schools
C+
Gardner High School
1.9 mi | #239 of 346 | Score: 47.5
Improved 74 spots from last year
-10.7 below state avg
808 students Diverse
15 sports • 820 athletes
Early College Program High Graduation Rate Rising School Career Tech Programs
Grades 08-12
D
Gardner Academy for Learning and Technology
1.5 mi | #331 of 346 | Score: 26.7
Improved 48 spots from last year
-31.6 below state avg
123 students Diverse
Early College Program Rising School Career Tech Programs
Grades 09-12
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Monthly Payment Calculator

Monthly Payment
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Principal, interest, taxes & insurance
Loan Amount
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After down payment
Total Interest
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Over life of loan
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Including down payment
%
Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $383
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

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Current Rate
$0/mo
+0.5% Rate
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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Property History

Market Insights

Property Timeline

📋
Status: Active under contract
Apr 16, 2026
Active → Active Under Contract
Pending Sale
Apr 14, 2026
Offer accepted, sale pending
🏠
Listed for Sale
Mar 26, 2026
$424,999
Original listing
Office: Real Broker MA, LLC

Price & Status History

Date Event Price Change
Apr 16, 2026 Status: Active under contract $0
Mar 26, 2026 New Listing Added $424,999

Market Statistics

Days on Market
32 days
Price per Sq Ft
$266

Tax History

Year Taxes Assessment
2025 $4,598 $320,200

Financial Details

Annual Property Tax
$4,598
Tax Year 2025
Assessed Value
$320,200

Listing Information

Listing Agent Kevin Herrera
Listing Office Real Broker MA, LLC
Agent MLS ID CN245573
Office MLS ID AN4866
Listing Data Updated Apr 29, 2026 3:05 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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Market Analytics for Gardner, MA

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