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49&0 Over The Top, Holland MA 01521

Holland, MA 01521
$264,900
Est. $1,802/month
3
Beds
1
Baths
860
Sq Ft
$308
Price/Sq Ft
0.44
Acres
1965
Year Built
13 hours 25 minutes
Time on Market
Active Listed May 11, 2026 • MLS# 73516060 Copied!

About this home

Charming cottage retreat with lake views and deeded rights to beautiful Hamilton Reservoir a fully recreational lake in Holland. Nestled on a rare double lot, this adorable 3-bedroom home is full of warmth, character, and endless potential. Whether you’re looking for a cozy seasonal getaway, potential for a year-round residence, or future investment opportunity, this property offers the perfect blend of charm and lifestyle. Enjoy relaxing mornings on the deck overlooking the lake, evenings on the shared deeded beach, and all the beauty of reservoir living without the waterfront taxes. Inside you’ll find a quaint cottage feel with inviting spaces ready for your personal touches and updates. The spacious double lot provides added privacy, outdoor entertaining space, expansion possibilities, or room for extra parking and recreation. A wonderful opportunity to own a slice of lake life and create lasting memories at Hamilton Reservoir! Easy access to 84 and to Sturbridge's many amenities.

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Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1965
Bedrooms
3
Full Bathrooms
1
Living Area
860 sq ft
Total Rooms
7

Facts & Features

Home Facts

Type Residential
Style Single Family Residence
Year Built 1965
Living Area 860 sq ft
Lot Size 0.44 acres
Bedrooms 3
Full Baths 1
Total Rooms 7

Interior

Heating Electric Baseboard
Cooling None
Flooring None
Appliances Range, Refrigerator
Fireplace None
Basement Partially Finished, Walk-out Access
Laundry None
Features None

Exterior

Construction None
Architecture Ranch, Bungalow
Roof None
Features Deck
Pool None
Spa None
Fencing None
Patio/Porch Deck

Parking

Features Off Street
Total Spaces 2

Utilities

Electric Circuit Breakers
Water Private
Sewer Private Sewer
Gas None
Other None

Financial

Annual Tax $3,147
Assessed Value $257,959

Interior Features

Flooring:
Appliances: Range, Refrigerator
Interior Features:
Windows:
Basement: Partially Finished, Walk-Out Access
Laundry:
Security:

Construction & Materials

Style: Ranch, Bungalow
Year Built: 1965
Structure Type:
Exterior Materials:
Roof:
Foundation: Block

Heating, Cooling & Utilities

Heating: Electric Baseboard
Cooling: None
Hot Water:
Water Source: Private
Sewer: Private Sewer
Energy Features:

Exterior & Lot

Exterior Features: Deck
Patio & Porch: Deck
Fencing:
Other Structures:
Lot Features: Wooded
Road Surface:

Parking & Garage

Total Parking Spaces: 2
Parking Features: Off Street

Special Features

View: Yes
View Type: Scenic View(s)
Community Amenities: Walk/Jog Trails, Laundromat, Bike Path, Conservation Area, Highway Access, Public School

Location

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Neighborhood

49&0 Over The Top, Holland MA 01521

Holland, MA 01521

Walkability

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Nearby Schools

School District
Holland School District local
School Safety 2024-25
0.0% Very Low (Safest)
5.5% below state avg
E

Elementary Schools

1 school
C+
Holland Elementary School
0.4 mi | #561 of 824 | Score: 42.6
Dropped 180 spots from last year
-15.6 below state avg
212 students Less Diverse
Grades PK-06
Learn about these ratings

Monthly Payment Calculator

Monthly Payment
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Principal, interest, taxes & insurance
Loan Amount
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After down payment
Total Interest
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Over life of loan
Total Cost
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Including down payment
%
Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $262
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

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Current Rate
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+0.5% Rate
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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Property History

Property Timeline

🏠
Listed for Sale
May 11, 2026
$264,900
Original listing
Agent: Gwendolyn Levine Office: Executive Real Estate, Inc.

Price & Status History

Date Event Price Change
May 11, 2026 New Listing Added $264,900

Market Statistics

Time on Market
13 hours 25 minutes
Price per Sq Ft
$308

Tax History

Year Taxes Assessment
2025 $3,147 $257,959

Financial Details

Annual Property Tax
$3,147
Tax Year 2025
Assessed Value
$257,959

Listing Information

Listing Agent Gwendolyn Levine
Listing Office Executive Real Estate, Inc.
Agent MLS ID M9502241
Office MLS ID AC1693
Listing Data Updated May 11, 2026 11:52 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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Market Analytics for Holland, MA

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