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48 Charles St, Gardner MA 01440

Gardner, MA 01440
$399,900
Est. $2,661/month
3
Beds
1
Baths
1,170
Sq Ft
$342
Price/Sq Ft
0.30
Acres
1953
Year Built
9 hours 29 minutes
Time on Market
Active Open House Listed May 14, 2026 • MLS# 73519339 Copied!

About this home

MOVE-IN READY! Beautifully renovated 3-bedroom, 1-bath ranch offering modern finishes, thoughtful updates, and an ideal commuter location. This charming home has been extensively updated throughout and is truly turnkey. The kitchen features oversized custom cabinetry, Calacatta quartz countertops, subway tiled backsplash, and newer stainless-steel appliances. Original hardwood floors have been beautifully refinished, while new tile flooring adds a fresh, modern touch to the kitchen and bath. The completely renovated bathroom showcases elegant tilework. Recently paint throughout, high ceilings, and generously sized rooms create a bright, open, and airy feel. Additional highlights include a spacious 3-season porch, patio and a large, fenced backyard perfect for entertaining, summer BBQs, or relaxing with family and friends. Nestled in a quiet, established neighborhood just minutes from Route 2, this home combines comfort, style, and convenience in one exceptional package. Act now!

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Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1953
Bedrooms
3
Full Bathrooms
1
Living Area
1,170 sq ft
Total Rooms
6

Open House Schedule

16
May
Saturday, May 16
12:15 PM - 1:45 PM EDT

Facts & Features

Home Facts

Type Residential
Style Single Family Residence
Year Built 1953
Living Area 1,170 sq ft
Lot Size 0.30 acres
Bedrooms 3
Full Baths 1
Total Rooms 6

Interior

Heating Baseboard, Oil
Cooling None
Flooring Tile, Hardwood
Appliances Water Heater, Tankless Water Heater, Range, Dishwasher, Microwave, Refrigerator
Fireplace None
Basement Full, Bulkhead, Concrete
Laundry Electric Dryer Hookup, Washer Hookup, In Basement
Features Exercise Room

Exterior

Construction Frame
Architecture Ranch, Bungalow
Roof Shingle
Features Porch - Enclosed, Patio, Storage, Fenced Yard
Pool None
Spa None
Fencing Fenced/enclosed, Fenced
Patio/Porch Porch - Enclosed, Patio

Parking

Features Off Street
Total Spaces 2

Utilities

Electric Circuit Breakers, 100 Amp Service
Water Public
Sewer Public Sewer
Gas None
Other For Electric Range, For Electric Dryer

Financial

Annual Tax $5,267
Assessed Value $382,500

Interior Features

Flooring: Tile, Hardwood
Appliances: Water Heater, Tankless Water Heater, Range, Dishwasher, Microwave, Refrigerator
Interior Features: Exercise Room
Windows: Insulated Windows
Basement: Full, Bulkhead, Concrete
Laundry: Electric Dryer Hookup, Washer Hookup, In Basement
Security:

Construction & Materials

Style: Ranch, Bungalow
Year Built: 1953
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Block

Heating, Cooling & Utilities

Heating: Baseboard, Oil
Heating Zones: 1
Cooling: None
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features: Thermostat

Exterior & Lot

Exterior Features: Porch - Enclosed, Patio, Storage, Fenced Yard
Patio & Porch: Porch - Enclosed, Patio
Fencing: Fenced/Enclosed, Fenced
Other Structures:
Lot Features:
Road Frontage: 53.00 ft
Road Surface:

Parking & Garage

Total Parking Spaces: 2
Parking Features: Off Street

Location

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Neighborhood

48 Charles St, Gardner MA 01440

Gardner, MA 01440

Walkability

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Nearby Schools

School information not available for this location.

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Including down payment
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Down: $0
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $439
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Property History

Property Timeline

🏠
Listed for Sale
May 14, 2026
$399,900
Original listing
Agent: Stephen O Loughlin Office: Realty Executives

Price & Status History

Date Event Price Change
May 14, 2026 New Listing Added $399,900

Market Statistics

Time on Market
9 hours 29 minutes
Price per Sq Ft
$342

Tax History

Year Taxes Assessment
2026 $5,267 $382,500

Financial Details

Annual Property Tax
$5,267
Tax Year 2026
Assessed Value
$382,500

Listing Information

Listing Agent Stephen O Loughlin
Listing Office Realty Executives
Agent MLS ID BB301790
Office MLS ID BB2353
Listing Data Updated May 14, 2026 5:44 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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