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45 Temple Street # 408, Boston MA 02114

Boston, MA 02114 • Beacon Hill
$2,725,000
Est. $18,002/month
2
Beds
2.5
Baths
1,761
Sq Ft
$1,547
Price/Sq Ft
1925
Year Built
90
Days on Market
Closed Listed Oct 23, 2025 • MLS# 73447141 Copied!

About this home

Located in the heart of Beacon Hill, this expansive and beautifully proportioned 2 bed + office, 2.5 bath home includes valet garage parking at The Archer Residences, a boutique, full-service building blending timeless elegance with modern comfort. Soaring 12’ ceilings, custom walnut cabinetry, Italian marble, and Waterworks fixtures define the home’s refined aesthetic. The chef’s kitchen impresses with Wolf + Sub-Zero appliances, gas range, oversized island, wine chiller, and 5” rift oak floors. Residents enjoy 24/7 concierge, state-of-the-art fitness center, pet spa, children’s playroom, business suite, bike storage, and an expansive rooftop terrace for grilling and lounging with views of the State House golden dome. Both bedrooms feature oversized windows and ensuite baths, with a walk-in closet in the primary. Thoughtful upgrades include motorized blinds, Sonos A/V, TV mounts, custom built-in desk/library, and bespoke closet systems.

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Public Records

Current Owner

Owner WATSON JACQUELINE
Mailing Address TEMPLE, MATTAPAN, MA, 02126

Land Use

Use Code 102
Description Condominium
Style Duplex

Tax Information

Assessed Value $523,600
Tax Rate $10.29 per $1,000
Base Tax $5,388
CPA Surcharge 1% ($44)
Estimated Annual Tax $5,431

Municipal Context: BOSTON

Median Home Value $745,000
Avg SF Tax Bill $4,523
Residential Tax Rate $10.29/1000
CPA Surcharge 1%
County Suffolk
Match: address_condo (90.0% confidence) · Data as of Mar 8, 2026

Property Overview

Property Type
Condominium
Listing Type
For Sale
Year Built
1925
Bedrooms
2
Full Bathrooms
2
Half Bathrooms
1
Living Area
1,761 sq ft
Total Rooms
6
Stories
1
Entry Level
4
Main Level Bedrooms
2

Sale Statistics

Sale Overview
Original List Price: $2,800,000
Final Sale Price: $2,725,000
Difference: $75,000 (-2.7%)
Performance Metrics
97.3%
List to Sale Ratio
Sold below asking price
90
Days on Market
Extended listing
Price per Square Foot Analysis
Original $/sq ft: $1,590
Sale $/sq ft: $1,547
This property sold for $1,547 per square foot
Sale Summary

This property sold for 2.7% below the original asking price.

The property spent 90 days on market before selling.

Nearby Sales Comparison

Based on 49 similar properties sold within 0.5 miles in the last 90 days

This Property
$1,547/sq ft
Area Average
$435/sq ft
Difference
+255.4%

This property sold for significantly more per square foot than similar nearby properties, suggesting premium features or condition.

Facts & Features

1 Car Garage
Central AC

Home Facts

Type Residential
Style Condominium
Year Built 1925
Living Area 1,761 sq ft
Bedrooms 2
Full Baths 2
Half Baths 1
Total Rooms 6

Interior

Heating Forced Air
Cooling Central Air
Flooring Hardwood, Flooring - Hardwood
Appliances Range, Oven, Dishwasher, Disposal, Microwave, Refrigerator, Freezer, Washer, Dryer, Range Hood
Fireplace None
Basement N
Laundry Main Level, Fourth Floor, In Unit
Features Closet/cabinets - Custom Built, Cabinets - Upgraded, Lighting - Overhead, Closet, Office, Foyer, Entry Hall, Wired For Sound, Elevator

Exterior

Construction Brick, Stone
Architecture None
Roof None
Features Deck - Roof, City View(s), Professional Landscaping
Pool None
Spa None
Fencing None
Patio/Porch Deck - Roof

Parking

Garage Spaces 1
Has Garage Yes
Features Under, Heated Garage
Total Spaces 1

Utilities

Electric None
Water Public
Sewer Public Sewer
Gas None
Other For Gas Range

Financial

Annual Tax $28,830
Assessed Value $2,489,600

Interior Features

Flooring: Hardwood, Flooring - Hardwood
Appliances: Range, Oven, Dishwasher, Disposal, Microwave, Refrigerator, Freezer, Washer, Dryer, Range Hood
Interior Features: Closet/Cabinets - Custom Built, Cabinets - Upgraded, Lighting - Overhead, Closet, Office, Foyer, Entry Hall, Wired for Sound, Elevator
Windows:
Basement: N
Laundry: Main Level, Fourth Floor, In Unit
Security: Concierge

Construction & Materials

Year Built: 1925
Effective Year (Renovated): 2019
Structure Type: Mid-Rise
Exterior Materials: Brick, Stone
Roof:
Foundation:
Condition: Updated/Remodeled, Remodeled
Stories: 1

Heating, Cooling & Utilities

Heating: Forced Air
Cooling: Central Air
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Deck - Roof, City View(s), Professional Landscaping
Patio & Porch: Deck - Roof
Fencing:
Other Structures:
Lot Features:
Road Surface:

Parking & Garage

Garage Spaces: 1
Garage Type: Attached
Total Parking Spaces: 1
Parking Features: Under, Heated Garage

Special Features

View: Yes
View Type: City
Community Amenities: Public Transportation, Shopping, Park, Walk/Jog Trails, Medical Facility, Laundromat, Bike Path, Highway Access, House of Worship, Private School, Public School, T-Station, University

Location

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Neighborhood

Beacon Hill

45 Temple Street # 408, Boston MA 02114

Boston, MA 02114

Walkability

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Nearby Schools

School District
Boston School District local
C-
🎓 Where Graduates Go Class of 2021
52% attend college
38% 4-Year 14% 2-Year 7% Out of State 7% Working
School Safety 2024-25
3.7% Above Average
3.2% Suspensions 0.3% In-School 0.5% Emergency
1.8% below state avg
E

Elementary Schools

10 schools
Advent School
0.4 mi
Grades K-06
Park Street School
0.5 mi
Grades K-07
St. John Elementary School
0.6 mi
Grades PK-08
A
Eliot K-8 Innovation School
0.7 mi | #48 of 352 | Score: 57.2
Improved 2 spots from last year
-1.1 below state avg
784 students Diverse
Strong Attendance
Grades PK-08
The Learning Project
0.8 mi
Grades K-06
Kingsley Montessori School
1.2 mi
Grades PK-06
D
Melvin H. King South End Academy
1.2 mi | #24 of 25 | Score: 20.2
Improved 363 spots from last year
-38.1 below state avg
125 students Diverse
Rising School Diverse Student Body
Grades PK-12
C
Harvard-Kent Elementary School
1.2 mi | #589 of 824 | Score: 41.5
Dropped 181 spots from last year
-16.7 below state avg
334 students Very Diverse
Diverse Student Body
Grades PK-06
A-
Warren-Prescott K-8 School
1.3 mi | #85 of 352 | Score: 51.3
Improved 4 spots from last year
-7 below state avg
507 students Diverse
Grades PK-08
D
Horace Mann School for the Deaf Hard of Hearing
1.4 mi | #374 of 346 | Score: 33.9
Same rank as last year
73 students Diverse
Diverse Student Body
Grades PK-12
M

Middle Schools

10 schools
Middle School Academy
1.9 mi
F
Higginson/Lewis K-8 School
2.9 mi | #349 of 352 | Score: 23.6
Improved 3 spots from last year
-34.6 below state avg
213 students Diverse
Grades 03-08
Nativity Prep School
3.3 mi
Grades 05-08
A
Uncommon Schools - Roxbury Preparatory Dorchester Campus Middle School
3.4 mi | #4 of 16 | Score: 41.9
Improved 187 spots from last year
-16.3 below state avg
1,126 students Diverse
Rising School College Ready Curriculum
Grades 05-08
Dearborn Middle School
3.7 mi
Mother Caroline Academy
3.8 mi
Grades 05-08
Epiphany School
4.6 mi
Grades 05-08
C
Ohrenberger School
8.1 mi | #265 of 352 | Score: 34.9
Improved 20 spots from last year
-23.3 below state avg
477 students Diverse
Rising School Diverse Student Body
Grades 03-08
Edwards Middle
1.3 mi
UP Academy
1.9 mi
H

High Schools

10 schools
C
Quincy Upper School
0.9 mi | #268 of 346 | Score: 44.6
Improved 4 spots from last year
-13.6 below state avg
557 students Very Diverse
12 sports • 208 athletes
High Graduation Rate Diverse Student Body
Grades 06-12
Newman School
1.1 mi
Grades 07-12
Cathedral High School
1.3 mi
9 sports • 430 athletes
Grades 07-12
D
Charlestown High School
1.4 mi | #322 of 346 | Score: 31.0
Improved 49 spots from last year
-27.2 below state avg
754 students Diverse
11 sports • 488 athletes
Early College Program Rising School
Grades 07-12
C-
East Boston High School
2.1 mi | #305 of 346 | Score: 37.3
Improved 31 spots from last year
-20.9 below state avg
1,252 students Less Diverse
14 sports • 584 athletes
Early College Program Rising School
Grades 07-12
A-
O'Bryant School of Math & Science
2.4 mi | #90 of 346 | Score: 61.1
Improved 94 spots from last year
+2.9 above state avg
1,509 students Very Diverse
High Graduation Rate Rising School College Ready Curriculum Diverse Student Body
Grades 07-12
A+
Boston Latin School
2.5 mi | #19 of 346 | Score: 73.3
Improved 61 spots from last year
+15.1 above state avg
2,424 students Very Diverse
18 sports • 2,006 athletes
Strong AP Program High Graduation Rate Rising School Strong Athletics
Grades 07-12
B
Dearborn STEM Academy
2.5 mi | #13 of 25 | Score: 31.7
Improved 356 spots from last year
-26.6 below state avg
565 students Diverse
10 sports • 242 athletes
Early College Program Rising School
Grades 07-12
C
Ruth Batson Academy
3.1 mi | #19 of 25 | Score: 27.6
Improved 346 spots from last year
-30.6 below state avg
604 students Diverse
8 sports • 128 athletes
Early College Program Rising School
Grades 07-12
A+
Boston Latin Academy
3.2 mi | #2 of 25 | Score: 63.9
Improved 214 spots from last year
+5.7 above state avg
1,693 students Very Diverse
17 sports • 1,298 athletes
High Graduation Rate Rising School Strong Athletics Diverse Student Body
Grades 07-12
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $2,403
Homeowners Insurance $200
HOA Fee $1,620/mo
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Property History

Market Insights

8%
Price Range
1
Previous Sales

Property Timeline

Pending Sale
Jan 22, 2026
Offer accepted, sale pending
🏠
Listed for Sale
Oct 23, 2025
$2,800,000
Original listing
Office: Corcoran Property Advisors
Previous Transaction - MLS #72882754
Full transaction history available when tracking began
🏷️
Previously Sold
Sep 24, 2021
$2,575,000
MLS #72882754

Price & Status History

Date Event Price Change
Oct 23, 2025 New Listing Added $2,800,000
Sep 24, 2021 Sold $2,575,000

Market Statistics

Days on Market
90 days
Price per Sq Ft
$1,547

Tax History

Year Taxes Assessment
2025 $28,830 $2,489,600

Financial Details

Annual Property Tax
$28,830
Tax Year 2025
HOA Fee
$1,620
Monthly
Assessed Value
$2,489,600

Listing Information

Listing Agent Georgia Balafas
Listing Office Corcoran Property Advisors
Agent MLS ID BB802219
Office MLS ID AN8403
Listing Data Updated Apr 3, 2026 12:02 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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Market Analytics for Boston, MA

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