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45 Orchard St, Springfield MA 01107

Springfield, MA 01107
$239,900
Est. $1,600/month
4
Beds
1
Baths
1,248
Sq Ft
$192
Price/Sq Ft
0.12
Acres
1903
Year Built
4 hours 15 minutes
Time on Market
Active Listed May 30, 2026 • MLS# 73526969 Copied!

About this home

Welcome home to an updated and comfortable single-family property offering over 1,200 sq ft of easy, livable space on a generous lot. Whether you're dreaming of a cozy starter home or a place to grow into, this one checks the boxes without feeling overwhelming. You’ll find four flexible bedrooms, giving you room to create what you need most, a peaceful home office, a guest room, or a space for future plans. The full bathroom keeps everything simple and convenient for daily living. Outside, the spacious yard offers plenty of room for family fun, weekend cookouts, or just enjoying your own outdoor space; something many first-time buyers dream of. If you’ve been waiting for a home that feels manageable, updated, and full of potential, this is it. Schedule your showing today and take the next step toward homeownership with confidence.

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Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1903
Bedrooms
4
Full Bathrooms
1
Living Area
1,248 sq ft
Total Rooms
8

Facts & Features

Home Facts

Type Residential
Style Single Family Residence
Year Built 1903
Living Area 1,248 sq ft
Lot Size 0.12 acres
Bedrooms 4
Full Baths 1
Total Rooms 8

Interior

Heating Steam, Natural Gas
Cooling None
Flooring None
Appliances Range, Refrigerator
Fireplace None
Basement Full
Laundry None
Features None

Exterior

Construction None
Architecture Colonial
Roof None
Features None
Pool None
Spa None
Fencing None
Patio/Porch None

Parking

Features Paved Drive, Off Street
Total Spaces 3

Utilities

Electric None
Water Public
Sewer Public Sewer
Gas None
Other None

Financial

Annual Tax $2,247
Assessed Value $143,300

Interior Features

Flooring:
Appliances: Range, Refrigerator
Interior Features:
Windows:
Basement: Full
Laundry:
Security:

Construction & Materials

Style: Colonial
Year Built: 1903
Structure Type:
Exterior Materials:
Roof:
Foundation: Concrete Perimeter

Heating, Cooling & Utilities

Heating: Steam, Natural Gas
Cooling: None
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features:
Patio & Porch:
Fencing:
Other Structures:
Lot Features:
Road Surface:

Parking & Garage

Total Parking Spaces: 3
Parking Features: Paved Drive, Off Street

Location

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Neighborhood

45 Orchard St, Springfield MA 01107

Springfield, MA 01107

Walkability

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Nearby Schools

School information not available for this location.

Monthly Payment Calculator

Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $187
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo

Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Property History

Property Timeline

🏠
Listed for Sale
May 30, 2026
$239,900
Original listing
Agent: Shirley Stephens Office: Lock and Key Realty Inc.

Price & Status History

Date Event Price Change
May 30, 2026 New Listing Added $239,900

Market Statistics

Time on Market
4 hours 15 minutes
Price per Sq Ft
$192

Tax History

Year Taxes Assessment
2025 $2,247 $143,300

Financial Details

Annual Property Tax
$2,247
Tax Year 2025
Assessed Value
$143,300

Listing Information

Listing Agent Shirley Stephens
Listing Office Lock and Key Realty Inc.
Agent MLS ID M8001337
Office MLS ID AN5521
Listing Data Updated May 29, 2026 9:07 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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Market Analytics for Springfield, MA

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