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44 Harding St, Springfield MA 01109

Springfield, MA 01109
$239,999
Est. $1,645/month
2
Beds
1
Baths
768
Sq Ft
$312
Price/Sq Ft
0.16
Acres
1949
Year Built
4 hours 12 minutes
Time on Market
Active Open House Listed May 28, 2026 • MLS# 73525782 Copied!

About this home

Cozy and well-maintained single-family home offering 768 square feet of comfortable living space with 2 bedrooms and 1 full bathroom. This charming property features several recent updates that enhance both style and functionality. Improvements completed in 2023 include refinished hardwood floors and updated windows in the secondary bedroom. In 2024, additional enhancements were made with a new large living room window, updated storm doors, and bathroom improvements including a new sink, refreshed flooring finished with sealed tile paint, and updated details throughout. Major systems have also been addressed, with the electrical panel and furnace updated in 2015 and the water heater replaced in 2014. Outside, enjoy a nicely landscaped lot with a fenced backyard offering space for entertaining, gardening, or relaxing outdoors. Conveniently located near AIC, Western New England University, and a variety of shopping, dining, and everyday amenities with easy access to local conveniences an

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Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1949
Bedrooms
2
Full Bathrooms
1
Living Area
768 sq ft
Total Rooms
4

Open House Schedule

30
May
Saturday, May 30
11:00 AM - 12:30 PM EDT
31
May
Sunday, May 31
1:00 PM - 2:30 PM EDT

Facts & Features

1 Car Garage

Home Facts

Type Residential
Style Single Family Residence
Year Built 1949
Living Area 768 sq ft
Lot Size 0.16 acres
Bedrooms 2
Full Baths 1
Total Rooms 4

Interior

Heating Forced Air, Natural Gas
Cooling Window Unit(s)
Flooring None
Appliances Gas Water Heater
Fireplace None
Basement Full
Laundry None
Features None

Exterior

Construction None
Architecture Ranch
Roof Shingle
Features None
Pool None
Spa None
Fencing None
Patio/Porch None

Parking

Garage Spaces 1
Has Garage Yes
Features Attached, Paved Drive, Off Street
Total Spaces 5

Utilities

Electric None
Water Public
Sewer Public Sewer
Gas None
Other None

Financial

Annual Tax $2,775
Assessed Value $177,000

Interior Features

Flooring:
Appliances: Gas Water Heater
Interior Features:
Windows:
Basement: Full
Laundry:
Security:

Construction & Materials

Style: Ranch
Year Built: 1949
Structure Type:
Exterior Materials:
Roof: Shingle
Foundation: Concrete Perimeter

Heating, Cooling & Utilities

Heating: Forced Air, Natural Gas
Cooling: Window Unit(s)
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features:
Patio & Porch:
Fencing:
Other Structures:
Lot Features:
Road Surface:

Parking & Garage

Garage Spaces: 1
Garage Type: Attached
Total Parking Spaces: 5
Parking Features: Attached, Paved Drive, Off Street

Location

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Neighborhood

44 Harding St, Springfield MA 01109

Springfield, MA 01109

Walkability

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Nearby Schools

School District
Springfield School District local
D
🎓 Where Graduates Go Class of 2021
36% attend college
20% 4-Year 16% 2-Year 3% Out of State 3% Working
School Safety 2024-25
5.9% Above Average
5.1% Suspensions 1.4% In-School 0.8% Emergency
0.4% above state avg
E

Elementary Schools

3 schools
D
Thomas M Balliet School
0.2 mi | #764 of 824 | Score: 31.3
Dropped 116 spots from last year
-26.9 below state avg
291 students Diverse
Grades PK-05
Balliet Preschool
0.4 mi
99 students Moderate
Grades PK
C-
Mary M Lynch School
1.0 mi | #740 of 824 | Score: 33.2
Dropped 129 spots from last year
-25 below state avg
216 students Diverse
Grades PK-05
M

Middle Schools

3 schools
C
John J. Duggan Middle School
1.2 mi | #266 of 346 | Score: 44.7
Improved 20 spots from last year
-13.5 below state avg
823 students Diverse
High Graduation Rate Rising School College Ready Curriculum
Grades 06-12
C+
STEM Middle Academy
1.4 mi | #12 of 16 | Score: 26.4
Improved 298 spots from last year
-31.8 below state avg
269 students Diverse
Rising School
Grades 06-08
F
John F Kennedy Middle School
1.9 mi | #339 of 352 | Score: 26.5
Dropped 2 spots from last year
-31.7 below state avg
366 students Moderate
Grades 06-08
H

High Schools

3 schools
C-
Baystate Academy Charter Public School
0.9 mi | #314 of 346 | Score: 34.8
Improved 29 spots from last year
-23.5 below state avg
388 students Moderate
Rising School College Ready Curriculum
Grades 06-12
C
Springfield Central High School
1.0 mi | #262 of 346 | Score: 45.2
Improved 37 spots from last year
-13 below state avg
1,983 students Diverse
17 sports • 1,176 athletes
High Graduation Rate Rising School College Ready Curriculum Strong Athletics
Grades 09-12
A
Roger L. Putnam Vocational Technical Academy
1.3 mi | #6 of 25 | Score: 48.8
Improved 257 spots from last year
-9.4 below state avg
1,382 students Moderate
High Graduation Rate Rising School Career Tech Programs College Ready Curriculum
Grades 09-12
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Monthly Payment Calculator

Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $231
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo

Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Property History

Market Insights

Property Timeline

👁️
Showing Instructions Updated
May 28, 2026
New showing requirements
👁️
Showing Instructions Updated
May 28, 2026
New showing requirements
🏠
Listed for Sale
May 28, 2026
$239,999
Original listing
Agent: Team ROVI Office: Real Broker MA, LLC

Price & Status History

Date Event Price Change
May 28, 2026 New Listing Added $239,999

Market Statistics

Time on Market
4 hours 12 minutes
Price per Sq Ft
$312

Tax History

Year Taxes Assessment
2025 $2,775 $177,000

Financial Details

Annual Property Tax
$2,775
Tax Year 2025
Assessed Value
$177,000

Listing Information

Listing Agent Team ROVI
Listing Office Real Broker MA, LLC
Agent MLS ID TM358725
Office MLS ID AN8754
Listing Data Updated May 28, 2026 1:32 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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Market Analytics for Springfield, MA

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