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42 Banks Street # 3, Somerville MA 02144

Somerville, MA 02144
$898,000
Est. $5,275/month
2
Beds
1
Baths
1,044
Sq Ft
$860
Price/Sq Ft
1900
Year Built
Condominium
Type
12 hours 6 minutes
Time on Market
Active Open House Listed Apr 16, 2026 • MLS# 73503140 Copied!

About this home

Perched above the trees in a prime Porter Square location, this top-floor two-bedroom home offers an ideal city retreat. Cathedral ceilings and skylights fill the residence with natural light, creating an airy feel throughout. The living and dining areas flow seamlessly to a private deck — perfect for morning coffee or al fresco dining with a view. A well-appointed kitchen connects easily, while remaining distinct from the main living space. A large primary bedroom with generous closet and an inviting second bedroom with extra storage make for flexible living options. Additional highlights include central A/C; hardwood floors; in-unit laundry; dedicated storage; and off-street parking for one car. Recent updates include a new roof (2025) and full lead compliance. Located just two blocks to Porter Square (Red Line & commuter rail), with convenient access to shops, dining, Davis Square, Mass Ave, and the Somerville Community Path.

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Property Overview

Property Type
Condominium
Listing Type
For Sale
Year Built
1900
Bedrooms
2
Full Bathrooms
1
Living Area
1,044 sq ft
Total Rooms
5
Stories
1
Entry Level
3

Open House Schedule

19
Apr
Sunday, April 19
11:30 AM - 1:00 PM EDT
17
Apr
Friday, April 17
4:30 PM - 6:00 PM EDT
18
Apr
Saturday, April 18
11:30 AM - 1:00 PM EDT

Facts & Features

Central AC

Home Facts

Type Residential
Style Condominium
Year Built 1900
Living Area 1,044 sq ft
Bedrooms 2
Full Baths 1
Total Rooms 5

Interior

Heating Forced Air, Natural Gas
Cooling Central Air
Flooring Tile, Hardwood
Appliances Range, Dishwasher, Disposal, Microwave, Refrigerator, Washer, Dryer
Fireplace None
Basement Y
Laundry Third Floor, In Unit
Features None

Exterior

Construction Frame
Architecture None
Roof Shingle
Features Deck, Garden
Pool None
Spa None
Fencing None
Patio/Porch Deck

Parking

Features Off Street
Total Spaces 1

Utilities

Electric Circuit Breakers
Water Public
Sewer Public Sewer
Gas None
Other For Gas Range

Financial

Annual Tax $3,843
Assessed Value $759,700

Interior Features

Flooring: Tile, Hardwood
Appliances: Range, Dishwasher, Disposal, Microwave, Refrigerator, Washer, Dryer
Interior Features:
Windows:
Basement: Y
Laundry: Third Floor, In Unit
Security:

Construction & Materials

Year Built: 1900
Effective Year (Renovated): 2010
Structure Type: 2/3 Family
Exterior Materials: Frame
Roof: Shingle
Foundation:
Stories: 1

Heating, Cooling & Utilities

Heating: Forced Air, Natural Gas
Heating Zones: 1
Cooling: Central Air
Cooling Zones: 1
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Deck, Garden
Patio & Porch: Deck
Fencing:
Other Structures:
Lot Features:
Road Surface:

Parking & Garage

Total Parking Spaces: 1
Parking Features: Off Street

Location

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Neighborhood

42 Banks Street # 3, Somerville MA 02144

Somerville, MA 02144

Walkability

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Nearby Schools

School District
Somerville School District local
B-
✓ School Safety 2024-25
2.5% Average
1.4% Suspensions 2.2% In-School 1.1% Emergency
↓ 3.0% below state avg
E

Elementary Schools

9 schools
A
John F Kennedy School
0.2 mi | #50 of 352 | Score: 56.7
Improved 5 spots from last year
-1.5 below state avg
439 students Diverse
Grades PK-08
St. Theresa of the Child Jesus School
0.6 mi
Grades PK-08
C+
Arthur D Healey School
1.2 mi | #236 of 352 | Score: 37.5
Improved 27 spots from last year
-20.7 below state avg
482 students Diverse
Rising School Diverse Student Body
Grades PK-08
B+
Albert F. Argenziano School at Lincoln Park
1.3 mi | #134 of 352 | Score: 45.7
Improved 40 spots from last year
-12.6 below state avg
553 students Diverse
Rising School Diverse Student Body
Grades PK-08
C-
Winter Hill Community School
1.6 mi | #287 of 352 | Score: 32.6
Dropped 15 spots from last year
-25.7 below state avg
388 students Diverse
Diverse Student Body
Grades PK-08
C+
East Somerville Community School
1.6 mi | #245 of 352 | Score: 37.0
Improved 6 spots from last year
-21.2 below state avg
747 students Diverse
Grades PK-08
A+
Benjamin G Brown School
0.4 mi | #78 of 824 | Score: 60.5
Dropped 61 spots from last year
+2.3 above state avg
219 students Diverse
Strong Attendance
Grades K-05
Tufts Educational Day Care Center
0.6 mi
Grades PK-K
Capuano Early Childhood Center
1.7 mi
250 students Very Diverse
Diverse Student Body
Grades PK-01
M

Middle Schools

1 school
Next Wave Junior High School
1.2 mi
16 students Diverse
Diverse Student Body
Grades 06-08
H

High Schools

2 schools
F
Full Circle High School
1.2 mi | #344 of 346 | Score: 17.3
Improved 22 spots from last year
-40.9 below state avg
67 students Diverse
Rising School Career Tech Programs College Ready Curriculum Diverse Student Body
Grades 09-12
B+
Somerville High School
1.2 mi | #131 of 346 | Score: 57.1
Improved 111 spots from last year
-1.1 below state avg
1,394 students Diverse
17 sports • 1,566 athletes
Rising School Career Tech Programs Strong Athletics Diverse Student Body
Grades 09-12
Learn about these ratings
School data provided by BMN Schools

Monthly Payment Calculator

Monthly Payment
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Principal, interest, taxes & insurance
Loan Amount
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After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $320
Homeowners Insurance $200
HOA Fee $214/mo
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

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$0/mo
Save $0/mo
Current Rate
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+0.5% Rate
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Cost $0/mo

Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Property History

Market Insights

30.9%
Price Range
2
Previous Sales

Property Timeline

🏠
Listed for Sale
Apr 16, 2026
$898,000
Original listing
Agent: Maggie Dee + Charles Cherney Team Office: Compass
Previous Transaction - MLS #72829949
Full transaction history available when tracking began
🏷️
Previously Sold
Jun 24, 2021
$835,000
MLS #72829949
View Listing →
Previous Transaction - MLS #72037234
Full transaction history available when tracking began
🏷️
Previously Sold
Aug 23, 2016
$620,255
MLS #72037234
View Listing →

Price & Status History

Date Event Price Change
Apr 16, 2026 New Listing Added $898,000 —
Jun 24, 2021 Sold $835,000 —
Aug 23, 2016 Sold $620,255 —

Market Statistics

Time on Market
12 hours 6 minutes
Price per Sq Ft
$860

Tax History

Year Taxes Assessment
2026 $3,843 $759,700

Financial Details

Annual Property Tax
$3,843
Tax Year 2026
HOA Fee
$214
Monthly
Assessed Value
$759,700

Listing Information

Listing Agent Maggie Dee + Charles Cherney Team
Listing Office Compass
Agent MLS ID TM355402
Office MLS ID AN2606
Listing Data Updated Apr 17, 2026 3:30 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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Market Analytics for Somerville, MA

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