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40 School # 10, Haverhill MA 01830 - Preview 1 40 School # 10, Haverhill MA 01830 - Preview 2 40 School # 10, Haverhill MA 01830 - Preview 3 40 School # 10, Haverhill MA 01830 - Preview 4 40 School # 10, Haverhill MA 01830 - Preview 5
40 School # 10, Haverhill MA 01830 - Preview 1 40 School # 10, Haverhill MA 01830 - Preview 2 40 School # 10, Haverhill MA 01830 - Preview 3 40 School # 10, Haverhill MA 01830 - Preview 4 40 School # 10, Haverhill MA 01830 - Preview 5

40 School # 10, Haverhill MA 01830

Haverhill, MA 01830
$299,000
Est. $2,355/month
2
Beds
1
Baths
946
Sq Ft
$316
Price/Sq Ft
0.02
Acres
1950
Year Built
Condominium
Type
45
Days on Market
Active Price Drop -$26,000 Listed Apr 16, 2026 • MLS# 73502981 Copied!

About this home

This inviting condo at 40 School Street Unit 10 in Haverhill, built in 1950, offers a warm foundation for personalized living. The home features two comfortable bedrooms and a full bath designed for everyday convenience. With 946 sq ft of well-proportioned space, gleaming hardwood floors, and ceramic tile throughout, the interior blends charm and functionality. Central heat and air conditioning provide year-round comfort. Two deeded parking spaces plus guest parking add convenience. A private outdoor area extends the living space, perfect for quiet moments or fresh-air relaxation. This residence presents a compelling opportunity for buyers seeking a distinguished home in a desirable Haverhill location. Schedule showings through ShowingTime.

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Public Records

Current Owner

Owner PAYNE GERRI C
Mailing Address 40 SCHOOL ST APT 2, HAVERHILL, MA, 01830

Land Use

Use Code 102
Description Condominium
Style CONDO-GRDN

Tax Information

Assessed Value $233,100

Assessment History

Year Land Building Total Change
FY2025 $0 $233,100 $233,100 —

Sale History

Date Price Book/Page
Aug 8, 2024 $100 42261/246
Jul 25, 2024 $310,000 42236/36
Apr 22, 2024 $305,000 42078/460
Nov 8, 2021 $295,000 40464/198
Jul 9, 2021 $205,000 40068/248
Nov 20, 2020 $240,000 39206/351
May 3, 2018 $167,000 36692/369
Oct 13, 2017 $140,000 36249/341
Aug 2, 2017 $155,000 36072/549
Feb 6, 2015 $160,000 33840/530

Building Permit History

Permit history not yet available for this municipality.

Municipal Context: HAVERHILL

Property Data Comparison

Field Assessor MLS Match
Sqft 858 946 ✓
Year built 1,950 1,950 ✓
Match: geocode_proximity (86.4% confidence) · Data as of Jun 1, 2026

Property Overview

Property Type
Condominium
Listing Type
For Sale
Year Built
1950
Bedrooms
2
Full Bathrooms
1
Living Area
946 sq ft
Total Rooms
4
Stories
2
Entry Level
2

Facts & Features

Central AC

Home Facts

Type Residential
Style Condominium
Year Built 1950
Living Area 946 sq ft
Lot Size 0.02 acres
Bedrooms 2
Full Baths 1
Total Rooms 4

Interior

Heating Electric
Cooling Central Air
Flooring Wood, Tile
Appliances Range, Dishwasher, Microwave, Refrigerator
Fireplace None
Basement Y
Laundry Electric Dryer Hookup
Features None

Exterior

Construction Brick
Architecture None
Roof None
Features None
Pool None
Spa None
Fencing None
Patio/Porch None

Parking

Features Off Street, Paved
Total Spaces 2

Utilities

Electric Circuit Breakers
Water Public
Sewer Public Sewer
Gas None
Other For Electric Range, For Electric Oven, For Electric Dryer

Financial

Annual Tax $2,922
Assessed Value $272,800

Interior Features

Flooring: Wood, Tile
Appliances: Range, Dishwasher, Microwave, Refrigerator
Interior Features:
Windows: Storm Window(s)
Basement: Y
Laundry: Electric Dryer Hookup
Security:

Construction & Materials

Year Built: 1950
Structure Type: Garden
Exterior Materials: Brick
Roof:
Foundation:
Stories: 2

Heating, Cooling & Utilities

Heating: Electric
Cooling: Central Air
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features:
Patio & Porch:
Fencing:
Other Structures:
Lot Features:
Road Surface:

Parking & Garage

Total Parking Spaces: 2
Parking Features: Off Street, Paved

Location

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Neighborhood

40 School # 10, Haverhill MA 01830

Haverhill, MA 01830

Walkability

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Nearby Schools

School District
Haverhill School District local
C
🎓 Where Graduates Go Class of 2021
57% attend college
30% 4-Year 26% 2-Year 9% Out of State 0% Working
⚠ School Safety 2024-25
3.1% Above Average
3.0% Suspensions 0.9% In-School 0.1% Emergency
↓ 2.4% below state avg
E

Elementary Schools

10 schools
Sacred Hearts Elementary School
0.6 mi
Grades K-08
Greenleaf Academy
0.7 mi
34 students Diverse
Diverse Student Body
Grades 01-12
St. Joseph School of All Saints Parish
1.0 mi
Grades PK-08
B-
Caleb Dustin Hunking School
1.3 mi | #188 of 352 | Score: 41.6
Dropped 23 spots from last year
-16.6 below state avg
1,062 students Diverse
Grades K-08
Bartlett School and Assessment Center
1.7 mi
45 students Diverse
Diverse Student Body
Grades K-12
B+
Hill View Montessori Charter Public School
2.6 mi | #7 of 16 | Score: 34.4
Improved 308 spots from last year
-23.8 below state avg
306 students Diverse
Rising School Diverse Student Body
Grades K-08
Bradford Christian Academy
2.7 mi
Grades K-12
C+
Golden Hill School
0.6 mi | #557 of 824 | Score: 42.7
Improved 13 spots from last year
-15.5 below state avg
502 students Diverse
Grades K-04
C
Tilton School
1.2 mi | #645 of 824 | Score: 38.4
Dropped 164 spots from last year
-19.8 below state avg
471 students Diverse
Grades K-04
C-
Walnut Square School
1.3 mi | #690 of 824 | Score: 36.3
Dropped 74 spots from last year
-21.9 below state avg
161 students Diverse
Grades K-03
M

Middle Schools

3 schools
C-
Dr. Paul Nettle Middle School
0.6 mi | #292 of 352 | Score: 32.1
Dropped 42 spots from last year
-26.1 below state avg
503 students Diverse
Grades 05-08
C
John G Whittier School
1.5 mi | #273 of 352 | Score: 34.0
Improved 26 spots from last year
-24.2 below state avg
487 students Diverse
Rising School
Grades 05-08
C
Consentino Middle School
1.7 mi | #271 of 352 | Score: 34.3
Dropped 2 spots from last year
-23.9 below state avg
805 students Diverse
Grades 05-08
H

High Schools

3 schools
B-
Gateway Academy
1.1 mi | #15 of 25 | Score: 30.5
Improved 357 spots from last year
-27.7 below state avg
156 students Diverse
Rising School
Grades 07-12
C
Haverhill High School
1.9 mi | #258 of 346 | Score: 45.6
Improved 72 spots from last year
-12.6 below state avg
1,922 students Diverse
21 sports • 1,780 athletes
Early College Program Rising School Career Tech Programs Strong Athletics
Grades 09-12
A-
Whittier Regional Vocational School
3.3 mi | #93 of 346 | Score: 60.7
Dropped 4 spots from last year
+2.5 above state avg
1,285 students Diverse
Early College Program High Graduation Rate Career Tech Programs College Ready Curriculum
Grades 09-12
Learn about these ratings
School data provided by BMN Schools

Monthly Payment Calculator

Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $244
Homeowners Insurance $200
HOA Fee $400/mo
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo

Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Property History

Market Insights

2
Price Changes
8%
Price Range

Property Timeline

↓
Price Reduced
May 15, 2026
$299,000 $16,000 (-5.08%)
From $315,000 to $299,000 (-5.1%)
👁️
Showing Instructions Updated
Apr 21, 2026
New showing requirements
👁️
Showing Instructions Updated
Apr 21, 2026
New showing requirements
🔧
Property Type Updated
Apr 16, 2026
Single Family Residence → Condominium
↓
Price Reduced
Apr 16, 2026
$315,000 $10,000 (-3.08%)
From $325,000 to $315,000 (-3.1%)
🏠
Listed for Sale
Apr 16, 2026
$325,000
Original listing
Agent: Isabel Hernandez Office: Cameron Real Estate Group

Price & Status History

Date Event Price Change
May 15, 2026 Price Changed $299,000 -$16,000
Apr 16, 2026 Price Changed $315,000 -$10,000
Apr 16, 2026 New Listing Added $325,000 —

Market Statistics

Days on Market
45 days
Price per Sq Ft
$316
Total Price Drop
-$26,000

Tax History

Year Taxes Assessment
2025 $2,922 $272,800

Financial Details

Annual Property Tax
$2,922
Tax Year 2025
HOA Fee
$400
Monthly
Assessed Value
$272,800

Listing Information

Listing Agent Isabel Hernandez
Listing Office Cameron Real Estate Group
Agent MLS ID CN245338
Office MLS ID AC0756
Listing Data Updated May 19, 2026 3:05 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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Market Analytics for Haverhill, MA

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40 School # 10, Haverhill MA 01830 - Photo 1 40 School # 10, Haverhill MA 01830 - Photo 2 40 School # 10, Haverhill MA 01830 - Photo 3 40 School # 10, Haverhill MA 01830 - Photo 4 40 School # 10, Haverhill MA 01830 - Photo 5
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