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40 Irving St., Spencer MA 01562

Spencer, MA 01562
$429,900
Est. $2,700/month
2
Beds
1.5
Baths
1,792
Sq Ft
$240
Price/Sq Ft
0.39
Acres
1955
Year Built
3
Days on Market
Active Open House Listed May 6, 2026 • MLS# 73513711 Copied!

About this home

This expanded Cape, featuring a classic blend of brick and vinyl siding, offers wonderful curb appeal and a charming sun filled enclosed porch that invites you to relax and explore all the home has to offer. Beautifully maintained and thoughtfully updated, this property reflects true pride of ownership. Inside, the traditional center-entrance layout welcomes you to a front-to-back livrm with hdwd fls, a wood-burning FP, and direct access to the enclosed porch w/sliders. The kitchen features Corian countertops w/island and all appliances are included. Just off the kitchen is a nicely sized dining room featuring a built-in cabinet. Upstairs, you’ll find two large front-to-back bedrooms, including one with bonus eave storage tucked behind a closet. The lower level includes a famrm w/wlkout to a patio and a large fenced back yard featuring raised garden beds.. NEW HEATING SYSTEM, NEWER ROOF, NEW 200AMP ELECTRIC PANEL, HDWD FLS THRUOUT MOST OF HOME AND CEILING FANS. You'll love it!!

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Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1955
Bedrooms
2
Full Bathrooms
1
Half Bathrooms
1
Living Area
1,792 sq ft
Total Rooms
7

Open House Schedule

10
May
Sunday, May 10
11:00 AM - 12:30 PM EDT
09
May
Saturday, May 9
1:45 PM - 3:30 PM EDT

Facts & Features

Home Facts

Type Residential
Style Single Family Residence
Year Built 1955
Living Area 1,792 sq ft
Lot Size 0.39 acres
Bedrooms 2
Full Baths 1
Half Baths 1
Total Rooms 7

Interior

Heating Baseboard, Hot Water, Natural Gas
Cooling None
Flooring Tile, Carpet, Hardwood
Appliances Water Heater, Range, Dishwasher, Microwave, Refrigerator, Freezer, Washer, Dryer
Fireplace Living Room
Fireplaces 1
Basement Full, Partially Finished, Walk-out Access, Sump Pump
Laundry Bathroom - 1/4, Flooring - Stone/ceramic Tile, In Basement, Electric Dryer Hookup, Washer Hookup
Features Ceiling Fan(s), Slider, Sun Room

Exterior

Construction None
Architecture Cape
Roof Shingle
Features Porch - Enclosed, Patio, Rain Gutters, Storage, Fenced Yard, Garden
Pool None
Spa None
Fencing Fenced
Patio/Porch Porch - Enclosed, Patio

Parking

Features Paved Drive, Off Street, Driveway, Paved
Total Spaces 4

Utilities

Electric Circuit Breakers, 200+ Amp Service
Water Public
Sewer Public Sewer
Gas None
Other For Electric Range, For Electric Dryer, Washer Hookup

Financial

Annual Tax $3,914
Assessed Value $332,600

Interior Features

Flooring: Tile, Carpet, Hardwood
Appliances: Water Heater, Range, Dishwasher, Microwave, Refrigerator, Freezer, Washer, Dryer
Interior Features: Ceiling Fan(s), Slider, Sun Room
Windows: Insulated Windows
Basement: Full, Partially Finished, Walk-Out Access, Sump Pump
Laundry: Bathroom - 1/4, Flooring - Stone/Ceramic Tile, In Basement, Electric Dryer Hookup, Washer Hookup
Security:

Construction & Materials

Style: Cape
Year Built: 1955
Structure Type:
Exterior Materials:
Roof: Shingle
Foundation: Block

Heating, Cooling & Utilities

Heating: Baseboard, Hot Water, Natural Gas
Heating Zones: 2
Cooling: None
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Porch - Enclosed, Patio, Rain Gutters, Storage, Fenced Yard, Garden
Patio & Porch: Porch - Enclosed, Patio
Fencing: Fenced
Other Structures:
Lot Features: Cleared, Level
Road Surface: Paved

Parking & Garage

Total Parking Spaces: 4
Parking Features: Paved Drive, Off Street, Driveway, Paved

Special Features

Fireplaces: 1
Fireplace Type: Living Room
Community Amenities: Public Transportation, Shopping, Laundromat, Public School

Location

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Neighborhood

40 Irving St., Spencer MA 01562

Spencer, MA 01562

Walkability

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Nearby Schools

School information not available for this location.

Monthly Payment Calculator

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Loan Amount
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After down payment
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Over life of loan
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Including down payment
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Down: $0
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $326
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Property History

Property Timeline

🏠
Listed for Sale
May 6, 2026
$429,900
Original listing
Agent: Karen J. Dame Office: Century 21 North East

Price & Status History

Date Event Price Change
May 6, 2026 New Listing Added $429,900

Market Statistics

Days on Market
3 days
Price per Sq Ft
$240

Tax History

Year Taxes Assessment
2026 $3,914 $332,600

Financial Details

Annual Property Tax
$3,914
Tax Year 2026
Assessed Value
$332,600

Listing Information

Listing Agent Karen J. Dame
Listing Office Century 21 North East
Agent MLS ID B9500457
Office MLS ID AN4350
Listing Data Updated May 7, 2026 3:30 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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