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4 Howland Terrace, Worcester MA 01602

Worcester, MA 01602
$450,000
Est. $2,822/month
3
Beds
2
Baths
1,560
Sq Ft
$288
Price/Sq Ft
0.06
Acres
1960
Year Built
19
Days on Market
Pending Listed May 14, 2026 • MLS# 73519049 Copied!

About this home

Exceptional West Side two-family opportunity with both units delivered vacant at closing—a rare find for owner-occupants, investors, or multi-generational living. Set your own rents, offset your mortgage, or add a strong asset to your portfolio. The property has seen numerous updates including renovated kitchens and bathrooms, updated cabinetry, granite countertops, backsplash, updated flooring, and efficient Mitsubishi mini-split heating/cooling systems. Both units being vacant creates immediate flexibility for occupancy, rental income, or future improvements. Conveniently located near Worcester’s hospitals, universities, parks, shopping, restaurants, and major commuter routes. A fantastic opportunity to own a versatile multi-family in one of Worcester’s most desirable West Side locations.

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Property Overview

Property Type
Multi Family
Listing Type
For Sale
Year Built
1960
Bedrooms
3
Full Bathrooms
2
Living Area
1,560 sq ft
Total Rooms
8
Stories
2
Levels
2

Facts & Features

Home Facts

Type Residential Income
Style Multi Family
Year Built 1960
Living Area 1,560 sq ft
Lot Size 0.06 acres
Bedrooms 3
Full Baths 2
Total Rooms 8

Interior

Heating Ductless
Cooling Ductless
Flooring None
Appliances Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer
Fireplace None
Basement Partial, Concrete, Slab
Laundry None
Features None

Exterior

Construction None
Architecture None
Roof Shingle
Features None
Pool None
Spa None
Fencing None
Patio/Porch None

Parking

Features None

Utilities

Electric 200+ Amp Service
Water Public
Sewer Public Sewer
Gas None
Other None

Financial

Annual Tax $4,154
Assessed Value $308,400

Interior Features

Flooring:
Appliances: Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer
Interior Features:
Windows:
Basement: Partial, Concrete, Slab
Laundry:
Security:

Construction & Materials

Year Built: 1960
Structure Type:
Exterior Materials:
Roof: Shingle
Foundation: Concrete Perimeter
Stories: 2

Heating, Cooling & Utilities

Heating: Ductless
Cooling: Ductless
Hot Water: Electric, Tank, Tankless
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features:
Patio & Porch:
Fencing:
Other Structures:
Lot Features: Other
Road Surface:

Parking & Garage

Parking Features:

Location

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Neighborhood

4 Howland Terrace, Worcester MA 01602

Worcester, MA 01602

Walkability

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Nearby Schools

School information not available for this location.

Monthly Payment Calculator

Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $346
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo

Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Property History

Market Insights

Property Timeline

📋
Status: Active under contract
May 21, 2026
Active → Active Under Contract
Pending Sale
May 20, 2026
Offer accepted, sale pending
🏠
Listed for Sale
May 14, 2026
$450,000
Original listing
Agent: Sophia Gibbs Office: Gibbs Realty Inc.

Price & Status History

Date Event Price Change
May 21, 2026 Status: Active under contract $0
May 14, 2026 New Listing Added $450,000

Market Statistics

Days on Market
19 days
Price per Sq Ft
$288

Tax History

Year Taxes Assessment
2025 $4,154 $308,400

Financial Details

Annual Property Tax
$4,154
Tax Year 2025
Assessed Value
$308,400

Listing Information

Listing Agent Sophia Gibbs
Listing Office Gibbs Realty Inc.
Agent MLS ID CN239175
Office MLS ID K95521
Listing Data Updated Jun 4, 2026 3:05 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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Market Analytics for Worcester, MA

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