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4 Howland Terrace, Worcester MA 01602

Worcester, MA 01602
$450,000
Est. $2,822/month
3
Beds
2
Baths
1,560
Sq Ft
$288
Price/Sq Ft
0.06
Acres
1960
Year Built
Multi Family
Type
13 hours 22 minutes
Time on Market
Active Open House Listed May 14, 2026 • MLS# 73519049 Copied!

About this home

Exceptional West Side two-family opportunity with both units delivered vacant at closing—a rare find for owner-occupants, investors, or multi-generational living. Set your own rents, offset your mortgage, or add a strong asset to your portfolio. The property has seen numerous updates including renovated kitchens and bathrooms, updated cabinetry, granite countertops, backsplash, updated flooring, and efficient Mitsubishi mini-split heating/cooling systems. Both units being vacant creates immediate flexibility for occupancy, rental income, or future improvements. Conveniently located near Worcester’s hospitals, universities, parks, shopping, restaurants, and major commuter routes. A fantastic opportunity to own a versatile multi-family in one of Worcester’s most desirable West Side locations.

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Property Overview

Property Type
Multi Family
Listing Type
For Sale
Year Built
1960
Bedrooms
3
Full Bathrooms
2
Living Area
1,560 sq ft
Total Rooms
8
Stories
2
Levels
2

Open House Schedule

17
May
Sunday, May 17
10:30 AM - 12:00 PM EDT
16
May
Saturday, May 16
10:30 AM - 12:00 PM EDT

Facts & Features

Home Facts

Type Residential Income
Style Multi Family
Year Built 1960
Living Area 1,560 sq ft
Lot Size 0.06 acres
Bedrooms 3
Full Baths 2
Total Rooms 8

Interior

Heating Ductless
Cooling Ductless
Flooring None
Appliances Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer
Fireplace None
Basement Partial, Concrete, Slab
Laundry None
Features None

Exterior

Construction None
Architecture None
Roof Shingle
Features None
Pool None
Spa None
Fencing None
Patio/Porch None

Parking

Features None

Utilities

Electric 200+ Amp Service
Water Public
Sewer Public Sewer
Gas None
Other None

Financial

Annual Tax $4,154
Assessed Value $308,400

Interior Features

Flooring:
Appliances: Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer
Interior Features:
Windows:
Basement: Partial, Concrete, Slab
Laundry:
Security:

Construction & Materials

Year Built: 1960
Structure Type:
Exterior Materials:
Roof: Shingle
Foundation: Concrete Perimeter
Stories: 2

Heating, Cooling & Utilities

Heating: Ductless
Cooling: Ductless
Hot Water: Electric, Tank, Tankless
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features:
Patio & Porch:
Fencing:
Other Structures:
Lot Features: Other
Road Surface:

Parking & Garage

Parking Features:

Location

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Neighborhood

4 Howland Terrace, Worcester MA 01602

Worcester, MA 01602

Walkability

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Nearby Schools

School District
Worcester School District local
C-
🎓 Where Graduates Go Class of 2021
51% attend college
35% 4-Year 16% 2-Year 4% Out of State 4% Working
⚠ School Safety 2024-25
4.1% Above Average
3.3% Suspensions 1.7% In-School 0.8% Emergency
↓ 1.4% below state avg
E

Elementary Schools

10 schools
C-
Midland Street School
0.2 mi | #711 of 824 | Score: 34.6
Dropped 188 spots from last year
-23.6 below state avg
249 students Diverse
Diverse Student Body
Grades K-06
C-
May Street School
0.6 mi | #682 of 824 | Score: 36.5
Dropped 33 spots from last year
-21.7 below state avg
310 students Very Diverse
Diverse Student Body
Grades K-06
F
Worcester Dual Language Magnet School
0.7 mi | #810 of 824 | Score: 26.1
Dropped 223 spots from last year
-32.1 below state avg
519 students Moderate
Grades PK-06
The T.E.C. Schools. Think. Explore. Create.
0.8 mi
Grades PK-08
B+
Flagg Street School
0.9 mi | #282 of 824 | Score: 51.3
Improved 23 spots from last year
-6.9 below state avg
412 students Moderate
Rising School
Grades K-06
C-
Woodland Academy
1.1 mi | #11 of 12 | Score: 28.5
Improved 726 spots from last year
-29.7 below state avg
482 students Moderate
Rising School
Grades K-06
D
Tatnuck School
1.2 mi | #773 of 824 | Score: 30.8
Dropped 172 spots from last year
-27.4 below state avg
376 students Very Diverse
Diverse Student Body
Grades PK-06
D
Elm Park Community School
1.2 mi | #779 of 824 | Score: 30.6
Improved 25 spots from last year
-27.6 below state avg
478 students Diverse
Rising School Diverse Student Body
Grades K-06
F
Chandler Elementary Community School
1.3 mi | #805 of 824 | Score: 26.6
Dropped 59 spots from last year
-31.6 below state avg
402 students Diverse
Grades K-06
C+
Columbus Park School
1.3 mi | #9 of 12 | Score: 31.6
Improved 720 spots from last year
-26.6 below state avg
381 students Diverse
Rising School
Grades PK-06
M

Middle Schools

6 schools
Worcester SDA School
1.3 mi
Grades 01-08
The Nativity School of Worcester
1.7 mi
Grades 05-08
C+
Forest Grove Middle School
1.4 mi | #229 of 352 | Score: 38.3
Improved 91 spots from last year
-19.9 below state avg
839 students Diverse
Rising School Diverse Student Body
Grades 07-08
B
Sullivan Middle School
2.5 mi | #157 of 352 | Score: 43.9
Improved 28 spots from last year
-14.3 below state avg
940 students Diverse
Rising School Diverse Student Body
Grades 06-08
C-
Worcester East Middle School
2.7 mi | #298 of 352 | Score: 31.5
Improved 55 spots from last year
-26.7 below state avg
731 students Diverse
Rising School Diverse Student Body
Grades 06-08
C+
Burncoat Middle School
2.8 mi | #233 of 352 | Score: 37.9
Improved 48 spots from last year
-20.3 below state avg
720 students Diverse
Rising School Diverse Student Body
Grades 07-08
H

High Schools

10 schools
Notre Dame Academy
0.9 mi
Grades 07-12
B+
Claremont Academy
1.3 mi | #9 of 25 | Score: 38.3
Improved 317 spots from last year
-20 below state avg
474 students Moderate
10 sports • 216 athletes
Early College Program Rising School College Ready Curriculum
Grades 07-12
C-
University Park Campus School
1.7 mi | #290 of 346 | Score: 41.4
Dropped 13 spots from last year
-16.8 below state avg
233 students Diverse
Early College Program High Graduation Rate College Ready Curriculum Strong Attendance
Grades 07-12
Worcester Alternative High School
2.2 mi
36 students Diverse
Grades 07-12
Worcester Academy
2.4 mi
Grades 06-12
Saint Paul Diocesan Junior/Senior High School
3.1 mi
Grades 07-12
B-
Doherty Memorial High School
0.5 mi | #195 of 346 | Score: 51.8
Improved 26 spots from last year
-6.4 below state avg
1,573 students Very Diverse
19 sports • 1,302 athletes
Early College Program Rising School Career Tech Programs College Ready Curriculum
Grades 09-12
A+
Massachusetts Academy of Math and Science at WPI
1.6 mi | #2 of 346 | Score: 91.7
Same rank as last year
99 students Diverse
Strong AP Program College Ready Curriculum Strong Attendance
Grades 11-12
B
South High Community School
2.5 mi | #168 of 346 | Score: 53.6
Improved 65 spots from last year
-4.6 below state avg
1,800 students Very Diverse
19 sports • 1,056 athletes
Early College Program Rising School Career Tech Programs College Ready Curriculum
Grades 09-12
C+
Worcester Technical High School
2.7 mi | #219 of 346 | Score: 49.8
Improved 47 spots from last year
-8.4 below state avg
1,442 students Diverse
19 sports • 1,016 athletes
Early College Program High Graduation Rate Rising School Career Tech Programs
Grades 09-12
Learn about these ratings
School data provided by BMN Schools

Monthly Payment Calculator

Monthly Payment
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Loan Amount
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After down payment
Total Interest
$0
Over life of loan
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$0
Including down payment
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Down: $0
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $346
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

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Current Rate
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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Property History

Property Timeline

🏠
Listed for Sale
May 14, 2026
$450,000
Original listing
Agent: Sophia Gibbs Office: Gibbs Realty Inc.

Price & Status History

Date Event Price Change
May 14, 2026 New Listing Added $450,000 —

Market Statistics

Time on Market
13 hours 22 minutes
Price per Sq Ft
$288

Tax History

Year Taxes Assessment
2025 $4,154 $308,400

Financial Details

Annual Property Tax
$4,154
Tax Year 2025
Assessed Value
$308,400

Listing Information

Listing Agent Sophia Gibbs
Listing Office Gibbs Realty Inc.
Agent MLS ID CN239175
Office MLS ID K95521
Listing Data Updated May 14, 2026 3:29 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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Market Analytics for Worcester, MA

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