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34 Underhill St # 3, Winthrop MA 02152

Winthrop, MA 02152 • Winthrop Beach
$495,000
Est. $3,350/month
2
Beds
2
Baths
879
Sq Ft
$563
Price/Sq Ft
1920
Year Built
3 hours 17 minutes
Time on Market
Active Listed May 21, 2026 • MLS# 73522308 Copied!

About this home

This like-new 2-bedroom, 2 bath condo at 34 Underhill Street delivers the finish level of new construction at a fraction of the cost. Gut renovated and converted in 2020, every detail was approached with care, from the white shaker kitchen with quartz countertops, blue glass tile backsplash, gold hardware, and stainless steel appliances including gas cooking, to the wide plank hardwood floors that run throughout the entire unit. The primary bedroom features a custom walk-in closet with built-in shelving and drawers, and direct access to a full bath. The open living area is bright and generously sized with recessed lighting and mini-split systems for year-round comfort. Ground-floor entry with private access adds convenience rarely found in condo living. Set steps from the Winthrop coastline with the Boston ferry, Rt. 1A, and Logan Airport all just minutes away, this is a turnkey home in a location that continues to attract buyers who want coastal living without sacrificing quality.

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Property Overview

Property Type
Condominium
Listing Type
For Sale
Year Built
1920
Bedrooms
2
Full Bathrooms
2
Living Area
879 sq ft
Total Rooms
4
Stories
1
Entry Level
1

Facts & Features

Home Facts

Type Residential
Style Condominium
Year Built 1920
Living Area 879 sq ft
Bedrooms 2
Full Baths 2
Total Rooms 4

Interior

Heating Individual, Unit Control, Ductless
Cooling Individual, Unit Control, Ductless
Flooring Tile, Hardwood
Appliances Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer
Fireplace None
Basement Y
Laundry In Unit, Washer Hookup
Features None

Exterior

Construction Frame
Architecture None
Roof Shingle
Features None
Pool None
Spa None
Fencing None
Patio/Porch None

Parking

Features Off Street, Tandem, Deeded
Total Spaces 1

Utilities

Electric Circuit Breakers, 100 Amp Service
Water Public
Sewer Public Sewer
Gas None
Other For Electric Range, Washer Hookup

Financial

Annual Tax $5,064
Assessed Value $454,600

Interior Features

Flooring: Tile, Hardwood
Appliances: Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer
Interior Features:
Windows:
Basement: Y
Laundry: In Unit, Washer Hookup
Security:

Construction & Materials

Year Built: 1920
Effective Year (Renovated): 2020
Structure Type: Low-Rise, Attached
Exterior Materials: Frame
Roof: Shingle
Foundation:
Stories: 1

Heating, Cooling & Utilities

Heating: Individual, Unit Control, Ductless
Cooling: Individual, Unit Control, Ductless
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features:
Patio & Porch:
Fencing:
Other Structures:
Lot Features:
Road Surface:

Parking & Garage

Total Parking Spaces: 1
Parking Features: Off Street, Tandem, Deeded

Location

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Neighborhood

Winthrop Beach

34 Underhill St # 3, Winthrop MA 02152

Winthrop, MA 02152

Walkability

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Nearby Schools

School District
Winthrop School District local
C
School Safety 2024-25
0.3% Low
0.3% Suspensions
5.2% below state avg
E

Elementary Schools

2 schools
B-
Arthur T. Cummings Elementary School
0.9 mi | #453 of 824 | Score: 46.0
Improved 101 spots from last year
-12.2 below state avg
467 students Less Diverse
Rising School Strong Attendance
Grades 03-05
William P. Gorman/Fort Banks Elementary School
1.0 mi
487 students Less Diverse
Grades PK-02
M

Middle Schools

1 school
B+
Winthrop Middle School
0.8 mi | #119 of 352 | Score: 47.4
Dropped 26 spots from last year
-10.8 below state avg
439 students Less Diverse
Grades 06-08
H

High Schools

1 school
C+
Winthrop High School
0.7 mi | #241 of 346 | Score: 47.2
Dropped 112 spots from last year
-11 below state avg
568 students Less Diverse
18 sports • 1,118 athletes
College Ready Curriculum Strong Athletics
Grades 09-12
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Monthly Payment Calculator

Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $422
Homeowners Insurance $200
HOA Fee $225/mo
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo

Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Property History

Property Timeline

🏠
Listed for Sale
May 21, 2026
$495,000
Original listing
Agent: Reserve Team Office: Reference Real Estate

Price & Status History

Date Event Price Change
May 21, 2026 New Listing Added $495,000

Market Statistics

Time on Market
3 hours 17 minutes
Price per Sq Ft
$563

Tax History

Year Taxes Assessment
2026 $5,064 $454,600

Financial Details

Annual Property Tax
$5,064
Tax Year 2026
HOA Fee
$225
Monthly
Assessed Value
$454,600

Listing Information

Listing Agent Reserve Team
Listing Office Reference Real Estate
Agent MLS ID TM362024
Office MLS ID AN8944
Listing Data Updated May 21, 2026 9:40 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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Market Analytics for Winthrop, MA

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