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248 Elm Street, Gardner MA 01440

Gardner, MA 01440
$485,000
Est. $3,075/month
3
Beds
1.5
Baths
1,960
Sq Ft
$247
Price/Sq Ft
0.23
Acres
1910
Year Built
Single Family Residence
Type
4 hours 28 minutes
Time on Market
Active Listed May 1, 2026 • MLS# 73511138 Copied!

About this home

Welcome home to a 2 story home with detached 2 car garage. Beautifully decorated and meticulously maintained throughout. Well equipped eat in kitchen, large dining room, cozy living room and family room for those family gatherings. 2nd floor offers 3 good size bedrooms plus an office and full bath. Half bath on the first floor. Don't miss out!

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Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1910
Bedrooms
3
Full Bathrooms
1
Half Bathrooms
1
Living Area
1,960 sq ft
Total Rooms
7

Facts & Features

2 Car Garage

Home Facts

Type Residential
Style Single Family Residence
Year Built 1910
Living Area 1,960 sq ft
Lot Size 0.23 acres
Bedrooms 3
Full Baths 1
Half Baths 1
Total Rooms 7

Interior

Heating Baseboard, Hot Water, Steam, Natural Gas
Cooling None, Whole House Fan
Flooring Wood, Tile
Appliances Gas Water Heater, Range, Dishwasher, Disposal, Trash Compactor, Microwave, Refrigerator
Fireplace None
Fireplaces 1
Basement Full, Walk-out Access, Interior Entry, Bulkhead, Concrete, Unfinished
Laundry None
Features Central Vacuum, Walk-up Attic

Exterior

Construction Frame, Block
Architecture Colonial
Roof Shingle
Features Patio
Pool None
Spa None
Fencing None
Patio/Porch Patio

Parking

Garage Spaces 2
Has Garage Yes
Features Detached, Paved Drive, Off Street, Paved
Total Spaces 4

Utilities

Electric Circuit Breakers, 100 Amp Service
Water Public
Sewer Public Sewer
Gas None
Other For Gas Range

Financial

Annual Tax $5,073
Assessed Value $404,000

Interior Features

Flooring: Wood, Tile
Appliances: Gas Water Heater, Range, Dishwasher, Disposal, Trash Compactor, Microwave, Refrigerator
Interior Features: Central Vacuum, Walk-up Attic
Windows:
Basement: Full, Walk-Out Access, Interior Entry, Bulkhead, Concrete, Unfinished
Laundry:
Security:

Construction & Materials

Style: Colonial
Year Built: 1910
Structure Type:
Exterior Materials: Frame, Block
Roof: Shingle
Foundation: Block

Heating, Cooling & Utilities

Heating: Baseboard, Hot Water, Steam, Natural Gas
Heating Zones: 2
Cooling: None, Whole House Fan
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Patio
Patio & Porch: Patio
Fencing:
Other Structures:
Lot Features: Level
Road Surface: Paved

Parking & Garage

Garage Spaces: 2
Total Parking Spaces: 4
Parking Features: Detached, Paved Drive, Off Street, Paved

Special Features

Fireplaces: 1
Fireplace Type:
Community Amenities: Public Transportation, Shopping, Park, Walk/Jog Trails, Golf, Medical Facility, Laundromat, Highway Access, Public School

Location

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Neighborhood

248 Elm Street, Gardner MA 01440

Gardner, MA 01440

Walkability

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Nearby Schools

School District
Gardner School District local
D
⚠ School Safety 2024-25
5.8% Above Average
5.6% Suspensions 0.5% In-School 0.2% Emergency
↑ 0.3% above state avg
E

Elementary Schools

2 schools
Wachusett Hills Christian School
1.9 mi
Grades K-08
C-
Gardner Elementary School
0.7 mi | #669 of 824 | Score: 37.5
Improved 96 spots from last year
-20.7 below state avg
1,087 students Diverse
Rising School Diverse Student Body
Grades PK-04
M

Middle Schools

1 school
F
Gardner Middle School
1.1 mi | #338 of 352 | Score: 26.8
Dropped 7 spots from last year
-31.4 below state avg
514 students Diverse
Grades 05-07
H

High Schools

2 schools
C+
Gardner High School
0.9 mi | #239 of 346 | Score: 47.5
Improved 74 spots from last year
-10.7 below state avg
808 students Diverse
15 sports • 820 athletes
Early College Program High Graduation Rate Rising School Career Tech Programs
Grades 08-12
D
Gardner Academy for Learning and Technology
0.3 mi | #331 of 346 | Score: 26.7
Improved 48 spots from last year
-31.6 below state avg
123 students Diverse
Early College Program Rising School Career Tech Programs
Grades 09-12
Learn about these ratings
School data provided by BMN Schools

Monthly Payment Calculator

Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
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After down payment
Total Interest
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Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $423
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

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Current Rate
$0/mo
+0.5% Rate
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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Property History

Property Timeline

🏠
Listed for Sale
May 1, 2026
$485,000
Original listing
Agent: Marilyn Green Office: RE/MAX Signature Properties

Price & Status History

Date Event Price Change
May 1, 2026 New Listing Added $485,000 —

Market Statistics

Time on Market
4 hours 28 minutes
Price per Sq Ft
$247

Tax History

Year Taxes Assessment
2025 $5,073 $404,000

Financial Details

Annual Property Tax
$5,073
Tax Year 2025
Assessed Value
$404,000

Listing Information

Listing Agent Marilyn Green
Listing Office RE/MAX Signature Properties
Agent MLS ID K0001506
Office MLS ID K80031
Listing Data Updated May 1, 2026 9:51 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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248 Elm Street, Gardner MA 01440 - Photo 1
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