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20 Pine Road, Northfield MA 01360

Northfield, MA 01360 • Rustic Ridge
$170,000
Est. $1,252/month
3
Beds
1
Baths
1,169
Sq Ft
$145
Price/Sq Ft
0.25
Acres
1907
Year Built
217
Days on Market
Active Listed Oct 6, 2025 • MLS# 73440000 Copied!

About this home

This charming three-season cottage, situated on the historic Rustic Ridge in Northfield, Massachusetts, features eight spacious rooms. The kitchen is equipped with a gas stove, refrigerator, and windows on three sides, providing an abundance of natural light. The open living and dining areas are inviting and enhanced by a beautiful working brick fireplace. French doors lead to a screened porch, surrounded by nature and overlooking the large double lot. The second level offers five rooms, many with windows and Velux skylights, creating a bright and airy atmosphere. Recent improvements by the seller include chimney repair & liner installed, updates to the screened porch, front entry new laminate flooring, freshly painted trim and tree removal. This property provides an authentic retreat, ideally situated with easy access to Rt 10 / 63 and major routes. Escape to your home away from home.

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Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1907
Bedrooms
3
Full Bathrooms
1
Living Area
1,169 sq ft
Total Rooms
8

Facts & Features

1 Car Garage

Home Facts

Type Residential
Style Single Family Residence
Year Built 1907
Living Area 1,169 sq ft
Lot Size 0.25 acres
Bedrooms 3
Full Baths 1
Total Rooms 8

Interior

Heating Propane, Wood
Cooling Wall Unit(s)
Flooring Wood, Laminate
Appliances Water Heater, Range, Refrigerator
Fireplace Dining Room, Living Room
Fireplaces 1
Basement None
Laundry None
Features Office, Sitting Room

Exterior

Construction Frame
Architecture Cottage
Roof Shingle
Features Porch - Screened, Storage
Pool None
Spa None
Fencing None
Patio/Porch Screened

Parking

Garage Spaces 1
Has Garage Yes
Features Detached, Off Street
Total Spaces 3

Utilities

Electric Circuit Breakers
Water Public
Sewer Inspection Required For Sale, Private Sewer
Gas None
Other For Gas Range

Financial

Annual Tax $2,056
Assessed Value $140,200
HOA Yes
HOA Fee $250
HOA Frequency Annually

Interior Features

Flooring: Wood, Laminate
Appliances: Water Heater, Range, Refrigerator
Interior Features: Office, Sitting Room
Windows: Insulated Windows
Basement:
Laundry:
Security:

Construction & Materials

Style: Cottage
Year Built: 1907
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Other

Heating, Cooling & Utilities

Heating: Propane, Wood
Heating Zones: 1
Cooling: Wall Unit(s)
Cooling Zones: 1
Hot Water:
Water Source: Public
Sewer: Inspection Required for Sale, Private Sewer
Energy Features:

Exterior & Lot

Exterior Features: Porch - Screened, Storage
Patio & Porch: Screened
Fencing:
Other Structures:
Lot Features: Wooded
Road Surface:

Parking & Garage

Garage Spaces: 1
Total Parking Spaces: 3
Parking Features: Detached, Off Street

Special Features

Fireplaces: 1
Fireplace Type: Dining Room, Living Room
Community Amenities: Walk/Jog Trails, Stable(s), Golf, Bike Path, Public School

Location

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Neighborhood

Rustic Ridge

20 Pine Road, Northfield MA 01360

Northfield, MA 01360

Walkability

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Nearby Schools

School information not available for this location.

Monthly Payment Calculator

Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
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Including down payment
%
Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $171
Homeowners Insurance $200
HOA Fee $21/mo
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo

Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Property History

Property Timeline

🏠
Listed for Sale
Oct 6, 2025
$170,000
Original listing
Agent: Cathy Roberts Office: Cohn & Company

Price & Status History

Date Event Price Change
Oct 6, 2025 New Listing Added $170,000

Market Statistics

Days on Market
217 days
Price per Sq Ft
$145

Tax History

Year Taxes Assessment
2025 $2,056 $140,200

Financial Details

Annual Property Tax
$2,056
Tax Year 2025
HOA Fee
$250
Annually
Assessed Value
$140,200

Listing Information

Listing Agent Cathy Roberts
Listing Office Cohn & Company
Agent MLS ID E9500068
Office MLS ID E31301
Listing Data Updated May 11, 2026 11:00 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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