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20 Ocean Ave, Swampscott MA 01907

Swampscott, MA 01907 • Phillips Beach
$1,200,000
Est. $7,470/month
8
Beds
3.5
Baths
4,860
Sq Ft
$247
Price/Sq Ft
0.56
Acres
1896
Year Built
9
Days on Market
Closed Listed Mar 7, 2024 • MLS# 73209524 Copied!

About this home

Old world elegance of a bygone era. The second owners of the historical Chatman Estate are ready to pass the torch. This adored home is situated perfectly, with only a 2 minute walk to Phillips Beach, just in time for the warmer months. The circular driveway sets the stage & greets you to the screened-in porch of this warm & beloved "cottage". As you enter the marble room, the hand-painted French wall covering makes you aware that you are about to enter a TRUE TREASURE. The worldly details & custom finishes are abundant throughout. Enjoy dining by the fire, and retreat to the generous living room with spectacular original woodwork for an after dinner drink in front of a roaring blaze. Front & back stairways lead to 6 generous bedrooms. The main ensuite boasts another lovely fireplace, as does one other bedroom. The third floor offers 2 more bedrooms. Escape & luxuriate in the Finnish steam room. There's a separate driveway to the carriage house with a studio above. See the two videos!

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Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1896
Bedrooms
8
Full Bathrooms
3
Half Bathrooms
1
Living Area
4,860 sq ft
Total Rooms
13

Sale Statistics

Sale Overview
Original List Price: $1,500,000
Final Sale Price: $1,200,000
Difference: $300,000 (-20.0%)
Performance Metrics
80.0%
List to Sale Ratio
Sold below asking price
9
Days on Market
Quick sale
Price per Square Foot Analysis
Original $/sq ft: $309
Sale $/sq ft: $247
This property sold for $247 per square foot
Sale Summary

This property sold for 20.0% below the original asking price.

With only 9 days on market, this was a quick sale compared to typical market conditions.

Nearby Sales Comparison

Based on 3 similar properties sold within 0.5 miles in the last 90 days

This Property
$247/sq ft
Area Average
$280/sq ft
Difference
11.9%

This property sold below the area average, potentially representing good value for the buyer.

Facts & Features

2 Car Garage

Home Facts

Type Residential
Style Single Family Residence
Year Built 1896
Living Area 4,860 sq ft
Lot Size 0.56 acres
Bedrooms 8
Full Baths 3
Half Baths 1
Total Rooms 13

Interior

Heating Steam, Natural Gas
Cooling None
Flooring Tile, Vinyl, Marble, Hardwood, Flooring - Marble, Flooring - Stone/ceramic Tile, Flooring - Hardwood
Appliances Water Heater, Oven, Dishwasher, Disposal, Trash Compactor, Microwave, Refrigerator
Fireplace Dining Room, Living Room, Master Bedroom
Fireplaces 4
Basement Full, Interior Entry, Unfinished
Laundry Gas Dryer Hookup, Washer Hookup, In Basement
Features Lighting - Overhead, Bathroom - 3/4, Bathroom - With Shower Stall, Bathroom - 1/4, Steam / Sauna, Closet, Lighting - Sconce, Sun Room, Bathroom, 1/4 Bath, Bonus Room, Bedroom, Sauna/steam/hot Tub, Wet Bar, Walk-up Attic

Exterior

Construction None
Architecture Colonial, Antique
Roof Shingle
Features Porch, Porch - Screened, Patio
Pool None
Spa None
Fencing None
Patio/Porch Porch, Screened, Patio

Parking

Garage Spaces 2
Has Garage Yes
Features Detached, Storage, Carriage Shed, Paved Drive, Off Street, On Street, Paved
Total Spaces 10

Utilities

Electric Circuit Breakers
Water Public
Sewer Public Sewer
Gas None
Other None

Financial

Annual Tax $14,420
Assessed Value $1,255,000

Interior Features

Flooring: Tile, Vinyl, Marble, Hardwood, Flooring - Marble, Flooring - Stone/Ceramic Tile, Flooring - Hardwood
Appliances: Water Heater, Oven, Dishwasher, Disposal, Trash Compactor, Microwave, Refrigerator
Interior Features: Lighting - Overhead, Bathroom - 3/4, Bathroom - With Shower Stall, Bathroom - 1/4, Steam / Sauna, Closet, Lighting - Sconce, Sun Room, Bathroom, 1/4 Bath, Bonus Room, Bedroom, Sauna/Steam/Hot Tub, Wet Bar, Walk-up Attic
Windows: Window(s) - Picture
Basement: Full, Interior Entry, Unfinished
Laundry: Gas Dryer Hookup, Washer Hookup, In Basement
Security:

Construction & Materials

Style: Colonial, Antique
Year Built: 1896
Structure Type:
Exterior Materials:
Roof: Shingle
Foundation: Stone, Brick/Mortar

Heating, Cooling & Utilities

Heating: Steam, Natural Gas
Cooling: None
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Porch, Porch - Screened, Patio
Patio & Porch: Porch, Screened, Patio
Fencing:
Other Structures:
Lot Features: Corner Lot, Level
Road Surface:

Parking & Garage

Garage Spaces: 2
Total Parking Spaces: 10
Parking Features: Detached, Storage, Carriage Shed, Paved Drive, Off Street, On Street, Paved

Special Features

Fireplaces: 4
Fireplace Type: Dining Room, Living Room, Master Bedroom
Community Amenities: Public Transportation, Shopping, Tennis Court(s), Park, Walk/Jog Trails, Golf, Bike Path, Conservation Area, Marina, Private School, Public School

Location

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Neighborhood

Phillips Beach

20 Ocean Ave, Swampscott MA 01907

Swampscott, MA 01907

Walkability

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Nearby Schools

School District
Swampscott School District local
B
🎓 Where Graduates Go Class of 2021
78% attend college
73% 4-Year 5% 2-Year 38% Out of State 4% Working
School Safety 2024-25
1.2% Low
1.2% Suspensions 0.4% In-School
4.3% below state avg
E

Elementary Schools

1 school
B+
Swampscott Elementary School
0.4 mi | #326 of 824 | Score: 50.0
Dropped 54 spots from last year
-8.2 below state avg
Limited historical data for year-over-year comparison
734 students Moderate
Grades K-04
M

Middle Schools

1 school
B+
Swampscott Middle School
0.5 mi | #122 of 352 | Score: 47.2
Dropped 51 spots from last year
-11 below state avg
654 students Moderate
Grades PK-08
H

High Schools

1 school
A-
Swampscott High School
1.4 mi | #98 of 346 | Score: 60.1
Dropped 66 spots from last year
+1.9 above state avg
706 students Moderate
18 sports • 1,578 athletes
Strong AP Program High Graduation Rate Career Tech Programs College Ready Curriculum
Grades 09-12
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Monthly Payment Calculator

Monthly Payment
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Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $1,202
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo

Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Property History

Market Insights

63.1%
Price Range
12
Total Days on Market

Property Timeline

Current Active Listing - MLS #73509663
Full transaction history available when tracking began
🏡
Currently Listed
May 11, 2026
$3,250,000
MLS #73509663 - Active
Sold
Apr 16, 2024
$1,200,000
Property sold
Days on Market: 12
🏠
Listed for Sale
Mar 7, 2024
$1,500,000
Original listing
Agent: Lisa Scacchi Office: Keller Williams Realty Metropolitan

Price & Status History

Date Event Price Change
May 11, 2026 Sold $3,250,000
Mar 7, 2024 New Listing Added $1,500,000

Market Statistics

Days on Market
9 days
Price per Sq Ft
$247

Tax History

Year Taxes Assessment
2024 $14,420 $1,255,000

Financial Details

Annual Property Tax
$14,420
Tax Year 2024
Assessed Value
$1,255,000

Listing Information

Listing Agent Lisa Scacchi
Listing Office Keller Williams Realty Metropolitan
Agent MLS ID CN220997
Office MLS ID NH0049
Listing Data Updated Apr 17, 2024 7:26 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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Market Analytics for Swampscott, MA

Real-time market trends and pricing data for this area

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